Joshua Wentz is a CFP® professional affiliated with LPL Financial in Cincinnati, OH, with six years of industry experience. He has held roles at several firms, including Avantax Advisory Services and Northwestern Mutual. Wentz is also associated with Concentric Wealth Management as a DBA under LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and institutions through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

James Healy is a financial advisor with Equitable Advisors in Cincinnati, OH, holding Series 63 and Series 65 credentials and 10 years of industry experience. He has been with Equitable Advisors since 2016, including through its prior affiliation with AXA Advisors, LLC from 2016 to 2020. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and a broker-dealer with a focus on LPL-sponsored programs and endorsed third-party managers.

Jarred Baker is a financial advisor with Fidelity, holding a Series 66 credential and four years of industry experience. He has been with Fidelity since 2021 and previously worked at Amazon and in the automotive industry. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses proprietary research, quantitative analysis, and algorithmic portfolio construction to manage a broad range of investment products, including model portfolios and multi-manager fund structures.

Justin Baute is a financial advisor with Fidelity who holds Series 63 and Series 65 licenses and has 19 years of industry experience. He has worked with various Fidelity entities since 2012. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

James Bickers is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His background includes roles in both the financial sector and the hospitality industry, with prior positions at Northern Kentucky University, Thunderdome Restaurant Group, Pazzos Pizza Pub and Bar None, and The Local Taco. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and portfolio management. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Jacob Kohls is a financial advisor with Fidelity in Covington, KY, holding a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he was involved with JPK Savings LLC, a retail and e-commerce business, where he remains the owner though it is currently inactive. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and operates with oversight controls addressing conflicts of interest.

Bill Unkraut is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2006. He has been with Fidelity Investments for over 30 years, working with a select group of clients to improve their financial outcomes. His work focuses on six critical areas: Investment Planning, Retirement Income Planning, Asset Protection Considerations, Income Protection, Tax Efficient Investing, and Estate Planning Considerations. Throughout his career at Fidelity Investments, Bill has held various roles including 401k Client Relationship Manager, Income Planning Consultant, Retirement Investment Specialist, Private Access Representative, Retirement Counselor, Business Development Leader, Premium Service Representative II, and Brokerage Trader. He holds insurance licenses in Arkansas and California.

Meghan Winstead is a Planning Consultant at Fidelity Investments, where she works closely with individuals and families to develop financial plans tailored to their short- and long-term goals. Her role involves partnering with clients to understand their objectives and assist in building strategies to achieve them. Prior to her current position, Meghan served as a Relationship Manager at Fidelity Investments from 2023 to 2024, and as a Stock Plan Consultant from 2021 to 2023. She holds insurance licenses in Arkansas and California. Outside of her professional work, Meghan's personal interests include cooking and baking, participating in family activities, football, golf, parenthood, and Pilates.

Lucas Elsener is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 66 designation and has worked across several Fidelity entities since 2015, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, as well as registered investment companies and a qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios assembled from mutual funds, ETFs, and ETPs.

Joye Hsiang is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, she held various roles including teaching and tutoring, and she operates a private math tutoring and piano lesson business. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to a broad client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Christina Wadkins is a financial advisor at Fidelity with eight years of industry experience. She holds a Series 66 designation and has worked at firms including Merrill, Bank of America, and Aflac. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios and registered investment companies.

Justin Beerens is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His background includes roles outside finance, such as working in the restaurant industry and marketing, alongside his time at Ohio University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including institutional and retail investors, using a blend of fundamental research, quantitative analysis, and systematic portfolio construction. The firm also employs algorithmic and AI-driven methods in portfolio management and serves as an advisor to multiple registered investment companies.

Ryan Sims is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. His prior work includes positions at Milliman Inc. and FedEx. Fidelity, through its affiliate Strategic Advisers LLC, offers investment management and advisory services to a broad client base including retail and institutional investors, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Brandon Heringer is a financial advisor at Fidelity with 25 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity Investments since 2000, including roles at Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and oversee fund advisory services.

Collin Mc Aninch is a financial advisor at OSAIC with three years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Lincoln Financial Advisors for eight years. His background also includes roles at the University of Cincinnati, Ms. Classics Car Wash, and Turpin High School. OSAIC serves a wide range of retail and institutional clients through a large network of advisors and offers integrated brokerage and advisory services, including financial planning, retirement consulting, and access to third-party money managers. The firm utilizes various asset-allocation tools and manages accounts with diverse investment options on both discretionary and non-discretionary bases.

Yianni Makris is a financial advisor with OSAIC in Cincinnati, OH, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He worked at Signator Investors, Inc. for two years before joining OSAIC in 2018. Outside of his advisory role, Makris collects and trades sports cards and serves as a voluntary board member for his homeowners association. OSAIC Wealth, Inc. serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of financial advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managers to build portfolios across multiple asset classes.

George Schmidt is a financial advisor with Robert Baird & Co. in Ft Wright, KY, holding a Series 63 designation and bringing 38 years of industry experience. He has been with Robert Baird & Co. since 1997. Outside of his advisory role, Schmidt is an owner of a rental property. Robert Baird & Co.’s DDK Group serves individuals, families, pensions, corporations, and institutional clients with tailored financial planning and portfolio management services, including discretionary and non-discretionary management, separately managed accounts, and overlay strategies. The firm also offers municipal advisory and public finance services alongside its investment banking and trust capabilities.

Todd Wolff is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Fidelity Brokerage Services LLC since 2016. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment process combining proprietary research, quantitative analysis, and algorithmic portfolio construction, and serves as an adviser to multiple registered investment companies and fund-of-funds.

Brett Bryant is a financial advisor with Equitable Advisors in Cincinnati, OH, holding a Series 66 designation. He has been with Equitable Advisors since 2025, with prior experience at firms including Millson Walker Financial Group, Spectrum, Catalyst and Rational, and Jackson Hewitt. Equitable Advisors serves a wide range of clients, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through program sponsors and third-party managers, with a delivery model that includes LPL-sponsored programs and endorsed TAMPs.

Sean Lacey is a Planning Consultant at Fidelity Investments, where he partners with Financial Consultants to assist clients in understanding their finances and developing strategies aligned with their goals and values. He has been with Fidelity since 2021, initially serving as a Customer Relationship Advocate before becoming a Workplace Planning Consultant in 2022. In his role, Sean focuses on collaborating with financial professionals to provide comprehensive planning services tailored to client needs. His experience spans client relationship management and financial consultation within the Fidelity environment. Outside of his professional duties, Sean has personal interests that include movies, music, reading, and traveling.