William Avery is a financial advisor with Wells Fargo Clearing in Minneapolis, MN, holding Series 63 and Series 65 credentials and 43 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Colliers Securities LLC from 2014 to 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party providers.

Scott Niehaus is a Series 66-licensed financial advisor at Thrivent Investment Management in Minneapolis, MN, with 17 years of industry experience. He has been with Thrivent and its affiliated entities since 2015. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning addressing retirement, tax, estate, business continuation, and special needs topics, with options to combine planning with managed-account programs under consolidated billing.

Carol Mills is a financial advisor with Wells Fargo Clearing in Minneapolis, MN. She holds the Series 63 designation and has 26 years of industry experience, including prior roles at Morgan Stanley and earlier tenure with Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions, leveraging research and analytics to support investment decision-making and providing a range of financial products through affiliated entities.

Lisa Hanson is a financial advisor with Ameriprise in Oak Grove, MN, holding a Series 66 designation and 18 years of industry experience. She has been with Ameriprise and its affiliates since 2012. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset thresholds, delivering detailed income and tax strategy recommendations through a centralized consulting team. The firm combines research, modeling, and tax-efficiency analysis to provide tailored guidance and offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Ned Cohen is a CFP® professional with six years of industry experience, currently affiliated with Wells Fargo Clearing in Minneapolis, MN. His prior experience includes roles at Morgan Stanley and E*TRADE Capital Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets across more than 14,000 financial advisors and combines research from its own Wells Fargo Investment Institute with third-party analytics to support its investment approach.

Julianne Mason is a financial advisor at Ameriprise in Minneapolis, MN, holding a Series 66 designation with less than one year of industry experience. Her prior roles include positions at MFG Financial Advisors and Pure Green, along with experience in education and food service. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides tailored planning advice and written recommendations focused on income sources and tax-aware withdrawal strategies.

L Jason Ripple is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is a partner at Zen Partners LLC, a private company unrelated to investment activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market simulations.

Spencer Peterson is a financial advisor at Cetera with two years of industry experience and holds a Series 66 designation. He has worked with Gradient Securities, LLC, and currently provides client support services at Box Financial Advisors. Outside of financial services, he owns an automotive detailing business, SP Detailing, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a variety of portfolio management and consulting services with access to multiple investment program options and third-party managers.

Craig Twombly is a CFP®-certified financial advisor with over 30 years of industry experience, currently with OSAIC. He has worked at Osaic Wealth, Inc. (formerly Royal Alliance Associates, Inc.) since 2006 and was also associated with Financial Dimensions Group, Inc. for 18 years. Outside of his advisory role, Twombly is a partner in a commercial real estate venture and operates a sole proprietorship focused on life, disability, fixed annuity, and long-term care insurance. OSAIC Wealth serves a diverse client base, including individual investors, retirement plans, charities, and corporations, through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment approach with portfolio optimization and supports a variety of strategies and third-party managers across its extensive affiliate network.

Craig Johnson is a financial advisor with Wells Fargo Clearing in Wayzata, MN, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Investments, LLC from 2009 to 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party databases.

James Crenna is a CFP® with 50 years of experience in the financial industry and has been with Stifel since 2006. He is based in Golden Valley, MN, and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is a member of the Rotary Club of Plymouth, where he participates in fundraising activities. Stifel serves a diverse client base, including individuals, institutions, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide analysis and allocation guidance.

Hector Millan Alvarado is a financial advisor with Ameriprise in Lakeville, MN, holding a Series 66 designation and eight years of industry experience. He has been with Ameriprise and its affiliate since 2017, following two years at Daikin Applied. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Joseph Gribben is a financial advisor at RBC Capital Markets with 39 years of industry experience. He holds Series 63 and Series 65 designations and has worked at RBC Capital Markets since 1998, as well as City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, corporations, and charitable organizations. The firm offers a variety of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to each client’s risk profile.

Zachary Pritz is a financial advisor at Thrivent Investment Management based in Minneapolis, MN. He holds the Series 66 designation and began his advisory career in 2026. Prior to joining Thrivent, he worked at ShareWell Coffee and held teaching positions at Veritas Christian Academy, Lake House Academy, and Henderson County Schools. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers goal-based financial planning and allows clients to combine planning with managed-account programs while keeping these services separate.

Katherine Gowans is a financial advisor with Wells Fargo Clearing in Minneapolis, MN, holding a Series 66 designation and seven years of industry experience. She has been with Wells Fargo Bank and Wells Fargo Clearing Services since 2015. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Addie Ng is a financial advisor with Equitable Advisors in Maple Grove, MN, holding Series 63 and Series 65 licenses and having 45 years of industry experience. She has been with Equitable Advisors since 1999, including the period when it operated as Axa Advisors. Outside of her advisory role, she owns Source One Insurance Agency, which sells property and casualty insurance, and provides accounting services through Addie H. Ng & Associates. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations by offering financial planning, retirement consulting, and asset management programs. The firm delivers its services through a network of Investment Adviser Representatives, utilizing both proprietary and third-party advisory models and providing fiduciary services to qualified plans.

Jeremy Noyes is a financial advisor at Mass Mutual Investors Services with 25 years of industry experience. He holds the ChFC® and Series 63 designations and has been with MML Investor Services, Inc. and MassMutual since 2004. Outside of his advisory work, he serves on the board of Twins Community Fund, assisting with ticket sales. Mass Mutual Investors Services provides financial planning and advisory services to individuals, business owners, trusts, estates, and charitable organizations, offering asset management and educational programs through its institutional platform.

Pauline Johnson is a financial advisor at Thrivent Investment Management in Minneapolis, MN, holding a Series 66 designation and possessing 41 years of industry experience. She has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan,” while keeping these services distinct.

Sara Noyes is a financial advisor with Mass Mutual Investors Services in Minneapolis, MN, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has worked at Mass Mutual Life Insurance Company since 2020 and has been with M&E Catalyst and Mass Mutual Investors Services since 2015. Noyes also serves on the board of the Twins Community Fund, where she is involved in ticket sales. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by firm-approved software and offers specialized services including estate-settlement and employer-sponsored planning programs.

Peter Schnobrich is a financial advisor at Cetera with four years of industry experience. He previously served in the United States Air Force for 21 years and worked at American Heritage Bank before joining Cetera in 2022. Schnobrich also serves as the treasurer for the Providence Academy Parent Association. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, operating a multi-manager platform with access to multiple program structures and custodial relationships.