Arnulfo Espindola is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he works with individuals, families, and businesses to develop and implement wealth management strategies tailored to their unique needs. Arnulfo focuses on providing comprehensive financial advice that addresses various client priorities, including college education planning, employee benefits planning, family wealth management, investment consulting for defined contribution plans, personal retirement planning, and socially responsible investing. His approach emphasizes collaboration to create personalized plans that align with each client's life goals and aspirations. Arnulfo holds professional designations that support his expertise, and he is actively involved in community organizations such as the American Cancer Society and The Living Desert Zoo and Gardens. His commitment to community participation reflects the Merrill tradition of serving the communities in which he lives and works.

Anne Benton is a financial advisor at Merrill with 14 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2012. Benton also has seven years of experience at Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Colton Shearer is a financial advisor at UBS Financial Services with eight years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining UBS in 2018, he worked at JPMorgan Chase Bank and JPMorgan Securities, as well as engaging with The University of Texas at Austin in various roles. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor advice to client goals and risk tolerances.

Susanne Clift is a financial advisor with RBC Capital Markets in Dallas, TX. She holds a Series 66 designation and has seven years of industry experience, including four years at Essilor of America prior to joining RBC Capital Markets in 2019. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base ranging from individual investors to institutional clients and charitable organizations. The firm offers multiple advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to each client's risk profile.

Lisa Rein is a financial advisor with Ameriprise in Arlington, TX, holding a Series 63 designation and over 35 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she serves as Treasurer for both the Deerwood Park Homeowners' Association and Arlington Life Shelter, and is Immediate Past President of Congregation Beth Shalom. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide annual, non-discretionary recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Garrett Galberach is a financial advisor at Edelman Financial Engines with six years of industry experience. He holds a Series 65 designation and previously worked at Fisher Investments for six years. His background also includes roles at Gartner and Paycor, as well as involvement with several entrepreneurial ventures. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individuals, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering a range of discretionary and non-discretionary investment options across diversified portfolios with a long-term orientation.

Scott Armey is a CFP® and holds a Series 66 license with 10 years of industry experience. He has worked at Ameriprise since 2019 and previously held roles at Thrivent Financial and Thrivent Investment Management. Armey serves on the Board of Directors for Mission Denton and is its president. Ameriprise Financial Services is a large advisory firm that serves both individual and institutional clients, offering a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

John Michael Albarado is a financial advisor with LPL Financial in Dallas, TX. He holds Series 63 and Series 65 licenses and has one year of industry experience, including prior roles at J.P. Morgan Securities and JPMorgan Chase. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and extensive operational resources.

Isabel Wilcox is a financial advisor with J.P. Morgan Securities in Dallas, TX. She holds a Series 66 designation and has one year of industry experience. Her prior roles include positions at Wells Fargo and Koch, as well as managing her own advisory practice. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Hasan Bowers is a financial advisor at Merrill with a Series 66 credential and no prior industry experience. Before joining Merrill in 2025, he worked at Frontier Communications for 20 years and briefly at Carmax. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Remer Griner is a financial advisor with Merrill in Fort Worth, TX, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He has been with Merrill and its affiliate Bank of America, N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Ghadimi is a financial advisor with J.P. Morgan Securities in Arlington, TX, holding a Series 66 designation and four years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, Merrill, and Bank of America/Merrill Lynch. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process includes centralized due diligence combining quantitative and qualitative research, and it offers broader derivatives and commodities capabilities compared to many institutional advisory programs.

Arielle Oliver is a financial advisor with Thrivent Investment Management in Fort Worth, TX, holding Series 63 and Series 66 licenses and having two years of industry experience. Prior to joining Thrivent, she worked in education with FWISD and HISD for over a decade. She also serves as a Notary Public in the State of Texas. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering comprehensive, goal-based planning without discretionary portfolio management.

Perry Valek serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. She joined Merrill Lynch in 2019 after working in Corporate Development and Transaction Services at Accenture, where she contributed to pricing and deal shaping for engagements valued at $25 million and above. Perry's approach focuses on personalized financial planning, actively listening to clients to develop tailored financial roadmaps that address their unique needs and life events. She holds a Bachelor's Degree from Texas Christian University, majoring in Finance with a minor in Accounting and an emphasis in Leadership. Perry is a CERTIFIED FINANCIAL PLANNER® professional and holds additional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Her expertise encompasses areas such as Divorce Transition Planning, Family Wealth Management, Employee Financial Health, Retirement Planning, and Investment Strategy. Perry also works with Plan Sponsors and participants on corporate 401(k) plans as a Retirement Accredited Financial Advisor. Beyond her professional role, Perry is involved in community initiatives including co-leading Merrill's North Texas Women's Exchange and teaching a Personal Financial Literacy class at Texas Christian University alongside her mother. She participates in events like Race for the Cure and is a member of the National Association of Plan Advisors. Outside of work, she enjoys cooking, traveling to new countries, and spending time with her husband, daughter, and pets.

John Jones is a financial advisor at Osaic Wealth with eight years of industry experience. He holds a Series 66 designation and has previously worked at Cambridge Investment Research, Securities America, and Merrill. Jones is also involved with Jones Retirement Plan Advisers and runs a separate advisory business under Scissortail Executive Advisors. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach relies on model-based asset allocation and portfolio optimization, supporting various strategies through affiliated broker-dealer and RIA relationships.

Michael Reinbold Jr. is a financial advisor at UBS Financial Services in Dallas, TX, with 15 years of industry experience. He holds the Series 66 designation and has been with UBS since 2010. Outside of his advisory role, he serves as a trustee for several family trusts associated with a client, involved in executing trust-related duties as needed. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, leveraging proprietary research and a broad platform of capital markets services.

Andrew Gentry is a financial advisor with Edward Jones in Arlington, TX, holding a Series 66 credential and three years of industry experience. Prior to joining Edward Jones, he worked at Tegna Media and was involved with Sagamore Baptist Church, where he serves as an audio technician. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of investment advisory programs, including discretionary and non-discretionary wrap fee strategies and access to separately managed accounts. The firm manages approximately $1.01 trillion in assets under management and operates a nationwide network of financial advisors and branch offices.

Rhonda Avila is a financial advisor with Merrill in Dallas, TX, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with Merrill Lynch and Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Roland Cuellar Jr. is a financial advisor with LPL Financial based in Dallas, TX, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Mass Mutual Investors Services and MassMutual Life Insurance Co, alongside managing his own firm, Cuellar and Associates LLC, since 2016. Outside of his advisory work, he is involved in several business ventures including Diogenes Holdings LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, employing various investment strategies supported by advisor tools and research.

Carolyn Davila is a financial advisor with Merrill in Dallas, TX, holding Series 66 and Series 63 credentials and bringing 22 years of industry experience. Her prior roles include positions at Edward Jones, LPL Financial, UBS Financial Services, Morgan Stanley, and an earlier tenure at Merrill. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.