Raymond Wilshire is a CFP®-certified financial advisor with 36 years of industry experience, currently serving at Cetera Wealth Services, LLC. Based in Fort Worth, TX, he has a longstanding career including roles in tax consulting and financial services dating back over five decades through Wilshire & Associates and related firms. Outside of his advisory work, he manages ranch operations and holds executive roles in several family-owned businesses and a nonprofit foundation. Cetera Investment Advisers LLC is an SEC-registered firm offering a multi-manager platform that serves a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and financial planning services through a large network of advisors and employs various program structures and investment strategies.

Charlie Hernandez is a financial advisor at Merrill in Fort Worth, TX, holding a Series 66 designation with one year of industry experience. He previously worked at Bank of America and has seven years of experience at Manny's. Outside of his advisory role, he assists with managing his parents' financial affairs through a family LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Alejandro Regalado Cruz is a financial advisor with Wells Fargo Clearing in Fort Worth, TX, holding Series 63 and Series 66 designations and seven years of industry experience. His career includes roles at J.P. Morgan Securities LLC and Forza Lux LLC, where he was involved in exotic car rental coaching and rentals. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, utilizing research and analytics to support diversification and modern portfolio theory.

John Ledford is a Senior Vice President and Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he serves as the "quarterback" of his clients' advisory teams, helping to develop, implement, and refine customized wealth management plans for high-net-worth individuals, entrepreneurs, executives, and families throughout the United States. His expertise includes corporate executive services, education planning, family wealth management strategies, liquidity management, retirement income, and tax minimization. John has earned national recognition for his professional work, including Forbes' "Best-In-State Wealth Advisors" from 2021 through 2026. He applies his interest in behavioral finance to help clients avoid common investing biases and mistakes. Throughout his career, he has advised clients on various complex financial needs, such as managing concentrated or restricted stock, business sale and liquidity events, retirement income strategy, long-term wealth transfer and education planning. He holds a Bachelor of Arts degree from the University of Oklahoma, a Master of Arts in Finance from the University of Texas, and has completed Executive Education at Yale University. John has earned the Certified Private Wealth Advisor (CPWA) certification, among other professional designations. Outside of his professional work, he is a member of the Jesuit College Preparatory School of Dallas Alumni Association. John and his wife, Kelley, have two sons and a daughter.

Gregory Jones is a financial advisor with Mass Mutual Investors Services in Arlington, TX, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been affiliated with Massachusetts Mutual Life Insurance Company since 2016. Jones is also involved in individual life, property/casualty, fixed annuity, and long-term care insurance as an agent and holds gaswell royalties. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning relationships using firm-approved analytical tools.

Dan Seeds Jr. is a financial advisor with Cetera based in Dallas, TX, holding a Series 66 license and bringing 18 years of industry experience. His prior roles include positions at Northwestern Mutual and BOK Financial Securities. Outside of his financial services career, he coaches a club volleyball team. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts, offering discretionary and non-discretionary portfolio management through a multi-manager platform with access to third-party money managers.

Sabrina Hurley is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2012, with a period outside the industry from 2016 to 2021. Outside of finance, she operated a business called Perfect Piece By Saby from 2021 to 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. The program incorporates quantitative and qualitative research with forward-looking capital market assumptions and offers access to derivatives and commodities capabilities through affiliated entities.

Michael Brown is a CFP®-certified financial advisor with Edward Jones, based in North Richland Hills, TX. He has 28 years of industry experience, including 16 years with Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs and investment strategies under a fiduciary standard.

David Scott is a financial advisor at LPL Financial with 43 years of industry experience and holds a Series 63 designation. His prior roles include positions at Cambridge Investment Research, MSI Financial Services, and MetLife Investment Fund Services. Outside of his advisory role, he is involved with DALS Financial LLC, an entity related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary investment strategies.

Lance Cobb is a financial advisor with Wells Fargo Clearing in Fort Worth, TX, holding Series 63 and Series 66 credentials and 48 years of industry experience. His prior work includes over two decades at Morgan Stanley in various capacities from 1987 to 2012. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with services including investment advisory, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options and offers both brokerage and advisory solutions through a large network of advisors.

Brandon Hamilton serves as a Resident Director with Merrill, where he focuses on delivering personalized wealth management strategies tailored to clients' individual financial goals. He specializes in areas including divorce transition planning, employee benefits planning, family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, individual and corporate investment strategy, and retirement income. Brandon holds a Bachelor's Degree from Texas Tech University System. He has earned multiple professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His approach involves working one-on-one with clients to develop flexible financial strategies aligned with changing market conditions. Outside of his professional responsibilities, Brandon participates in community volunteer activities consistent with Merrill’s tradition of local engagement. He enjoys baseball, basketball, football, running, and spending time with his family.

Madison Phillips is a financial advisor at Ameriprise with four years of industry experience. He holds a Series 66 designation and has previously worked at San Luis Resort - Grotto and Stephen F. Austin State University. Prior to his advisory career, he spent over a decade with the Dallas Independent School District. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm employs a research-driven, algorithm-supported approach to deliver non-discretionary, tax-efficient retirement income recommendations in partnership with its advisors.

Robert Knutzen is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. He has worked at Wells Fargo Clearing since 2021 and has been with Wells Fargo Bank, N.A. since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Brent Pertusio is a Series 66-licensed financial advisor with Merrill, based in Fort Worth, TX, and has nine years of industry experience. He has been with Merrill and its predecessor Bank of America, N.A. since 2016 and previously worked at Bank of America Corporation from 2007 to 2016. Outside of his financial career, Brent serves as Organist-Choirmaster at Emmanuel Episcopal Church, directing a 15-person choir. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Blake Georg is a financial advisor with J.P. Morgan Securities in Fort Worth, TX. He holds a Series 66 designation and has two years of industry experience. Prior to joining J.P. Morgan Securities, he held positions at JPMorgan Chase Bank, Texas A&M University, Cargill, and Lockheed Martin. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative screens and qualitative research to develop model asset allocations and includes capabilities in derivatives and commodities through its broader regulatory registrations and affiliates.

Mason Emmel is a CFP® with four years of industry experience, currently serving as a financial advisor at Raymond James Financial in Irving, TX. He has previously worked at Bank of America, Merrill Lynch, and Fidelity, among other firms. Emmel is also an associate at Cadent Capital, where he works as a registered representative. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, institutional investors, and charitable organizations. The firm provides tailored, non-discretionary planning and employs analytical tools such as risk profiling and probability modeling to support client decision-making.

Brenda Quintero is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and six years of industry experience. She has worked with Wells Fargo Bank, N.A. since 2015 and has been with Wells Fargo Clearing since 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Brandon Vanmeter is a financial advisor at Edward Jones with 19 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 66 licenses. His prior experience includes roles at Charles Schwab and TD Ameritrade. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, and manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Yosr El Gharbi Valle is a financial advisor with Wells Fargo Clearing in Fort Worth, TX, holding Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Wells Fargo, Yosr worked for Qatar National Bank in Tunisia for seven years. Wells Fargo Advisors provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients across the United States, managing approximately $671 billion in assets and offering both brokerage and advisory solutions.

Robert Epstein is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in business financing, private sales and divestitures, custom lending, estate planning strategies, and business retirement plans. His client focus areas include employee benefits planning, family wealth management strategies, retirement income, and tax minimization, among others. Robert holds a Master's Degree from the University of Texas System and a Bachelor's Degree from the University of Richmond. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His background includes military and law enforcement experience, and he remains active with organizations such as the Air Force Association, Jewish War Veterans, Military Order of World Wars, and Rotary Club. Outside of his professional work, Robert is involved in community activities through military veterans organizations, several synagogues and temples, and Rotary Club. He is married with five children and maintains personal interests in biking, boxing, golfing, music, painting, reading, swimming, tennis, writing, and spending time with his family.