Nicholas Low is a financial advisor at Hightower Advisors with 17 years of industry experience. He has held previous roles at STA Wealth Management, LLC and J.P. Morgan Securities. He holds the Series 66 designation and is based in Houston, TX. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles and strategies.

Moyra Golden is a financial advisor with Citigroup Global Markets in Houston, TX, holding a Series 66 designation and 24 years of industry experience. She has worked with CITI Private Bank since 2010. Outside of finance, she owns Moyra Golden Fine Arts, where she produces and sells paintings. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, including in-house research and derivatives services.

Bradley Davis is a financial advisor with Valic Financial Advisors in Houston, TX, holding Series 63 and Series 65 credentials and bringing 14 years of industry experience. He has worked at VALIC Financial Advisors since 2011 and is currently associated with Agia. Outside of his advisory role, Davis owns several woodworking businesses, creating and selling custom furniture and wood items. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, wrap programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Bryan Percle is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2014. Based in Houston, TX, Percle works within a large enterprise firm serving a diverse client base. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles and commercial arrangements.

Patrick Ricci IV is a financial advisor at VALIC Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses with eight years of industry experience. He has worked at VALIC Financial Advisors since 2017 and also spent time at Agia, where he is involved in non-securities insurance products. Prior to his advisory roles, he worked at Rawls College of Business. VALIC Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

Colin Hanks is a financial advisor at Empower Advisory Group with a Series 65 designation and five years of industry experience. His prior roles include positions at Personal Capital, the Houston Astros, and the University of Texas at San Antonio. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail clients. The firm utilizes an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Collin Cook is a CFP® professional with 10 years of industry experience, currently serving at VALIC Financial Advisors since 2015. He also holds a position as an agent with Agia, focusing on non-securities insurance products. Outside of his advisory work, Cook volunteers as Treasurer and Board Member for the Bellville Little League, where he manages accounting and payment processing duties. VALIC Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Aaron Spear is a financial advisor with NewEdge Advisors in Houston, TX, holding Series 63 and Series 66 licenses and 14 years of industry experience. His prior roles include positions at LPL Financial, Valic Financial Advisors, Bank of America, and Merrill. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension plans, corporations, trusts, estates, and charitable organizations through a network of independent representatives. The firm offers a variety of portfolio management and consulting services and utilizes multiple program structures combining in-house manager selection and third-party strategies, supported by technology tools and centralized due diligence.

Isaac Rico is a financial advisor at Fifth Third Securities, Inc. based in Raleigh, NC, holding Series 63 and Series 65 licenses with two years of industry experience. Prior to joining Fifth Third Securities, he worked in various roles including positions at Fifth Third Bank and Connectivity Source, a T-Mobile retailer. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and tax-overlay services, supported by its affiliation with Fifth Third Bank and a layered operational structure.

Garrett Gowan is a financial advisor with Valic Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. He has worked at Valic Financial Advisors since 2011 and is also associated with Agia in a non-securities insurance capacity. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Ishmel Slaughter is a financial advisor with Valic Financial Advisors in Houston, TX, holding Series 65 and Series 63 licenses. He has two years of experience in the industry and has previously worked at Valic Financial AIG and PrimeWay Federal Credit Union. Valic Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors and utilizes centralized technology and model solutions to manage client portfolios.

David Ahlquist is a CFP® professional with 26 years of experience in the financial services industry. He is currently affiliated with Concurrent Investment Advisors, LLC and TAVO Wealth, having previously worked at Raymond James & Associates, TIAA-CREF, and Charles Schwab. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement plan advisory services, with a focus on customized, long-term portfolios that include ETFs, mutual funds, individual securities, bonds, alternative investments, and independent sub-advisers.

Robert Frater is a financial advisor at Allworth Financial, L.P. with 45 years of industry experience. He holds the CFP® designation and has worked at firms including HA Management, LLC and Sagepoint Financial, Inc. Frater serves on the board of directors for the Houston Center for Musical Arts and manages funds for The Rotary Club of Houston Heights Charitable Foundation. Allworth Financial is a fee-based SEC-registered adviser serving individuals, retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a variety of model strategies and employs third-party sub-advisers as needed.

Cody Hamrick is a financial advisor with Valic Financial Advisors in Houston, TX, holding a Series 66 designation and six years of industry experience. He has worked at Valic Financial Advisors since 2018 and previously at Academy from 2012 to 2018. Outside of his advisory role, he is also an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, using Envestnet-developed UMA models to construct client portfolios.

Zachary Borens is a financial advisor with Valic Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing seven years of industry experience. He has worked at VALIC Financial Advisors since 2018 and also holds a position with AGIA, where he is involved in non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm uses discretionary unified managed accounts and offers portfolio management and financial planning services through a large network of advisors, operating at scale with a significant client base and a reliance on centralized technology and model solutions.

Marisa Gu is a financial advisor at Goldman Sachs Wealth Services in Houston, TX, holding a Series 66 designation with less than one year of industry experience. Her prior experience includes roles at Ally Financial and Fidelity Investments, as well as work with educational institutions such as the University of Texas at Austin and several high schools. Goldman Sachs Wealth Services advises a diverse client base ranging from individual investors to institutional clients, offering financial planning, portfolio management, and specialized wealth programs supported by a comprehensive and integrated advisory platform within the broader Goldman Sachs ecosystem.

Claire Marsh is a financial advisor with FIFTH THIRD SECURITIES, Inc. in Houston, TX, holding Series 63 and Series 65 licenses and 26 years of industry experience. She previously worked at Comerica Securities for 16 years and Ameriprise for three years. Marsh is also registered with Ameriprise Financial as a Registered Client Services Associate. FIFTH THIRD SECURITIES, Inc. serves a range of individual and institutional clients through both investment advisory and brokerage channels. The firm offers multiple program types on its Passageway Managed Account platform, including advisor-directed mutual fund and ETF models, SMA strategies, tax-overlay services, and direct indexing options.

Pedram Kaivani is a financial advisor with Eagle Strategies (NY Life) in Houston, TX, holding Series 63 and Series 66 licenses and possessing 19 years of industry experience. He has been operating Kaivani Wealth Strategies, LLC since 2017 and has worked with Eagle Strategies since 2014, along with longstanding roles at Nylife Securities and New York Life Insurance Company. Outside of advisory work, he brokers non-registered insurance products through various outside carriers. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailored recommendations, with the majority of its assets managed on a non-discretionary basis.

Ashton Brown is a Series 66 licensed financial advisor with Valic Financial Advisors in Houston, TX, with one year of industry experience. Prior to joining Valic, he worked at Comerica Bank for seven years and has held roles at Uber and Agia. Outside of his advisory work, he is appointed as an agent to sell non-securities insurance products and also works as a driver for Uber. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models with various overlay options.

Michael Ellington Jr. is a financial advisor at Cresset Asset Management, LLC with 27 years of industry experience. He holds a Series 66 designation and previously worked for 25 years at Sanford C. Bernstein & Co., LLC and Alliance Capital Management LP. Outside of his advisory role, he is a partner in Ellington Family Partners, LLC, a non-investment related business. Cresset Asset Management, LLC manages approximately $71.9 billion in client assets, serving individuals, families, trusts, retirement plans, charitable organizations, and corporations. The firm focuses on diversified, asset-allocation-driven portfolio construction using a combination of active and passive strategies, supported by a structured due-diligence program and multiple affiliated entities.