Ian Fredrick is a financial advisor at Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses with three years of industry experience. His prior work includes roles at E*Trade Securities, Caliber Home Loans, and CEI Logistics. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs supported by firm-approved planning tools and investment research.

Jocelin Mathews is Vice President and Financial Consultant at Fidelity Investments, a position held since 2023. Jocelin has been with Fidelity Investments in various roles since 2011, including Financial Consultant, Planning Consultant, Senior Relationship Manager, and Relationship Manager. Prior to joining Fidelity, Jocelin worked as a Financial Planner at Raymond James Financial from 2006 to 2010, and as an Account Administrator and Information Portfolio Specialist at Wachovia Securities from 2002 to 2006. Jocelin collaborates with clients to create comprehensive financial plans aimed at building, preserving, and distributing wealth. The approach involves understanding what is important to clients and their families to develop and implement tailored strategies that ensure comfort and confidence throughout the financial planning process.

Diana Negrete is a financial advisor at Merrill based in Houston, TX. She holds a Series 66 designation and has been with Merrill since 2015, with prior experience at Bank of America, N.A. since 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a client base that includes individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tattiana Quiros Vargas is a financial advisor with Morgan Stanley in Houston, TX, holding Series 65 and Series 63 licenses and 13 years of industry experience. Her career includes roles at BBVA Compass Insurance Agency and BBVA Wealth Solutions, among others, prior to joining Morgan Stanley Smith Barney in 2020. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.

Steven Ross is a financial advisor at Merrill with over 40 years of industry experience. He holds a Series 63 designation and has worked at Merrill since 1985, concurrently serving with Bank of America since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Colby Hunt is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and 12 years of industry experience. He has worked at JPMorgan Securities since 2017 and previously with Axa Advisors from 2014 to 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process uses centralized due diligence combining quantitative and qualitative analysis to build model asset allocations and incorporates an ESG eligibility framework.

Christopher Clawson is a financial advisor with RBC Capital Markets in Houston, Texas. He holds a Series 66 designation and joined RBC Capital Markets in 2024. His prior experience includes roles at VisualEdgeIT and ImageNet Consulting. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies based on each client’s risk profile and utilizing a combination of in-house and third-party investment managers.

Dwight Williams is a financial advisor with LPL Enterprise, holding a Series 66 designation and eight years of industry experience. His work history includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, Bank of America, N.A., and Merrill. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and various affiliated services.

Edgar Villalta is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. He has worked at Merrill since 2017 and previously held roles at Bank of America, Houston Community College, and Discount Tire Co. Outside of his advisory work, he serves as treasurer for Iglesia Hispana Pentecostes La Voz De Sion, a nonprofit church organization in Houston. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Amber Williams is a financial advisor with Ameriprise in Amarillo, TX, holding a Series 66 designation and two years of industry experience. Prior to her current role, she spent 25 years with Amarillo ISD. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, utilizing a combination of research, modeling, and tax-efficient strategies. The firm provides a range of advisory, brokerage, and insurance solutions through its affiliated companies.

Jeremy Helmcamp is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and three years of industry experience. He previously worked at Northwestern Mutual and has had diverse roles including a position at WoodsEdge Community Church. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured, collaborative financial planning engagements utilizing firm-approved tools, with implementation of recommendations handled through separate arrangements.

Jacob Dingle is a financial advisor with Cetera, holding Series 63 and Series 65 designations and 12 years of industry experience. He has been with Cetera and its related entities since 2019 and previously worked at Foresters Advisory Services and Foresters Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports model portfolios, third-party managers, and customized strategies.

Rocio Branz is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has worked at J.P. Morgan Securities since 2012 and has prior experience with Citigroup Global Markets and Citicorp Investment Services. In addition to her advisory role, Branz is the owner and author of a personal LLC focused on mediation, yoga, personal development, and design. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary, written asset allocation advice and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Curtis Deinert is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63, 65, and 66 licenses and bringing 18 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2017 and previously at Northern Lights Distributors, Orion Advisor Services, and TD Ameritrade. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support its advisory process.

Eduardo Speck Fierro is a First Vice President and Private Wealth Manager at Merrill Private Wealth Management, a Bank of America company. In this role, he provides strategic financial guidance and wealth management solutions to a diverse clientele, including Ultra High Net Worth individuals, family offices, and financial advisors. His expertise encompasses areas such as international wealth management, liquidity management, personal retirement planning, philanthropic planning, and portfolio management services. Prior to joining Merrill, Eduardo served as a trusted advisor at JPMorgan, where he contributed to the growth of the wealth management business for the Mexico market. His background also includes engineering work in Ecuador, where he applied his skills to the construction of a hydro-electric power plant within an ecological reserve and worked on an experimental high-protein crop plantation. Eduardo holds an MBA with concentrations in Finance, Entrepreneurship, and Marketing from the Goizueta Business School at Emory University, as well as a degree in Industrial Technologies Engineering from the University of Navarra in Spain. He is a Personal Investment Advisor (PIA) and is bilingual in English and Spanish. Outside of his professional life, Eduardo resides in Houston, Texas, with his wife and two children, and his personal interests include golfing, music, soccer, and traveling.

Michael D'Onofrio is a Financial Advisor at Merrill Lynch Wealth Management and a Merrill Financial Solutions Advisor. He specializes in helping clients develop strategies to pursue their short-, mid-, and long-term financial goals, providing resources for investing, retirement planning, and saving. He also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Michael's expertise encompasses family wealth management strategies, managing new wealth, personal retirement planning, individual and corporate investment strategy, tax minimization, and retirement income. Beginning his career in investment banking, he transitioned to financial planning to foster more personal relationships with clients. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations and earned a Bachelor's Degree from Ohio State University. Outside of his professional work, Michael enjoys football, reading, skiing, and spending time with his family. He is involved in community activities through Social Venture Partners Dallas.

Charles Zimmerman is a financial advisor with Raymond James & Associates in Houston, TX. He holds Series 63 and Series 65 credentials and has 33 years of industry experience, with 31 years at Raymond James & Associates. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals—including high-net-worth clients—institutions, pension plans, and municipal entities, offering financial planning, investment consulting, municipal advisory services, and a variety of portfolio management strategies.

Fernando Parada is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, and previously at Wells Fargo Clearing from 2016 to 2021. Outside of his advisory work, he is a partner in a family agriculture business and has part ownership in a plastic recycling company in Mexico. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct engagements and employer-sponsored financial planning agreements.

Maria Mayhood is a financial advisor with Merrill in Houston, TX, holding Series 63 and Series 66 credentials and 11 years of industry experience. Her work history includes multiple roles at Merrill and Bank of America, as well as managing Gruver Diversified Investments LLC, a real estate business focused on purchasing, renovating, and selling single-family homes. In that capacity, she oversees contractors and realtors involved in these transactions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ernesto Saenz is a financial advisor with Wells Fargo Clearing in Houston, TX, holding the Series 63 and Series 66 designations and bringing 15 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank NA since 2014. Saenz is also involved in a real estate business as a landlord. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a research-driven approach to investment selection and offers a broad range of financial products and services through its bank and insurance affiliates.