Frank Marra III is a financial advisor with Cetera, holding a Series 66 credential and 21 years of industry experience. His prior roles include positions at Mass Mutual Investors Services and OneAmerica Securities. Outside of advisory services, he is involved in insurance and fixed product sales, focusing on life, disability, long-term care, fixed annuities, and health insurance. Cetera Investment Advisers LLC is a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, with over 10,000 advisors and $256 billion in assets under management.

Jacob Fremgen is a financial advisor at Cambridge Investment Research Advisors with experience spanning multiple firms including Cetera and Kestra Financial. He holds a Series 66 designation and has worked in the financial services industry since at least 2017. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm employs a variety of investment approaches, including proprietary and third-party models, with options for discretionary and non-discretionary portfolio management.

Susan Santamaria is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 65 licenses and has 41 years of industry experience. Santamaria has been with Raymond James since 2015. Outside of advising, she owns a support company that handles administrative business functions. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and analytical tools to support client goals and maintains specialized services in municipal advisory and employer SIMPLE IRA consulting.

Lauren Bobowski is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and has worked within various roles at J.P. Morgan entities since 2023. Bobowski has previous experience at companies including Bluestone Lane Holdings LLC and DoorDash, as well as involvement with Harvard Athletics. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework and offers non-discretionary advisory services delivered by a select group of Wealth Advisors.

Miles Peterson is a financial advisor at Mass Mutual Investors Services with one year of industry experience. He holds the Series 66 designation and has previous experience with Equitable Advisors. Outside of his advisory role, he serves as Director of Business Operations for Algoleaf LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analysis tools and supports a range of event-driven planning programs.

Eric White is a financial advisor with J.P. Morgan Securities in Austin, TX, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Edward Jones and Apria Healthcare Group Inc. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Douglas Carroll is a financial advisor with UBS Financial Services in Austin, TX, holding a Series 66 designation and 20 years of industry experience. He has been with UBS since 2005. Carroll serves on a committee for the Certified Financial Planner Board of Standards, contributing to the development of board exam questions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor client strategies.

Justin Kresz is a financial advisor at Wells Fargo Clearing in Austin, TX, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Wells Fargo Bank from 2017 to the present and Chimera Securities from 2015 to 2017. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support portfolio diversification and investment selection.

Sarah Voss is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has worked in various roles, including positions at TopGolf and Cornerstone Christian Schools. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, managing model portfolios composed of mutual funds, ETFs, and ETPs.

Sara Ashworth Baccus is a financial advisor at Merrill with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill and Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal investment teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Crystal Jensen is a Series 66-licensed financial advisor with Merrill in Austin, TX. She joined Merrill in 2025 after spending 12 years with Alite Laser. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal teams and third-party managers.

Camren Hayden is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Fidelity, Camren worked at Charles Schwab and has a background that includes roles at Red Bull and Anheuser-Busch. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

James Cox is a financial advisor with MassMutual Investors Services in Austin, TX, holding Series 63 and Series 65 licenses and having two years of industry experience. His prior roles include positions at Realized Financial and J.P. Morgan Securities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs firm-approved software and collaborative annual planning processes to develop written recommendations, emphasizing investment categories and strategies over specific product selections.

Scott Smith is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He has been with Wells Fargo since 2009, initially at Wells Fargo Advisors LLC before joining Wells Fargo Clearing in 2016. Outside of his advisory role, he owns and manages Tenox Ranch in Caldwell, Texas. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Robert Burris is a Series 66-licensed financial advisor with Edward Jones in Austin, TX, and has four years of industry experience. Prior to joining Edward Jones in 2022, he worked at National Farm Life Insurance Company from 2018 to 2022 and was affiliated with the Buda-Kyle Church of Christ for 12 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets and is notable for its extensive network of advisors and branch offices.

Nolan Wahlberg is a financial advisor with Wells Fargo Clearing in Austin, TX, holding Series 63 and Series 65 credentials and one year of industry experience. His prior roles include positions at United States Gold Bureau, Pasture Produce Inc., Pappas Restaurants Inc., and JCN Farms Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines in-house research and third-party analytics with a broad range of brokerage and advisory solutions.

Ashley Doyle is a financial advisor at Stifel with one year of industry experience. Prior to joining Stifel, Ashley worked at RBC Capital Markets, Northwestern Mutual Investment Services, and Steven Miura. Before beginning a career in finance, Ashley was a professional soccer player for eleven years. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies.

Julian Acosta is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and eight years of industry experience. He previously worked at Edward Jones for seven years and Verizon Wireless for seven years prior to joining Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and based on modern portfolio theory, incorporating a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Xochitl Corona Russell is a financial advisor at Robert Baird & Co. in Austin, TX, holding a Series 66 designation with four years of industry experience. Prior to joining Robert W Baird in 2020, she worked at Central Texas Valet, LLC for three years. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department that serves individuals, corporate clients, pensions, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody, utilizing manager-traded and model-traded strategies, tax management, and ongoing investment research.

Dana Stevens is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at UBS Financial Services for 16 years before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides services that include both direct client plans and corporate financial planning agreements.