Michael Beermann is a Series 66-licensed advisor at Carson Wealth with 22 years of industry experience. His career includes positions at Axcent Private Capital, Aveo Capital Partners, DMK Advisors, UBS Financial Services, and Merrill. He is based in Englewood, Colorado. Carson Wealth operates an enterprise platform with more than 650 advisors overseeing approximately $50.6 billion. The firm offers services such as discretionary asset management, financial planning, and retirement plan management, with investment decisions guided by an Investment Committee that employs both fundamental and technical analysis.

Brian Eller is a CFP® with nine years of industry experience and is currently with Moneta Group Investment Advisors, LLC. He previously worked at Aveo Capital Partners, FORVIS Wealth Advisors, LLC, and BKD Wealth Advisors, LLC. Moneta Group Investment Advisors serves high-net-worth individuals, families, family offices, and institutional clients, providing portfolio management, financial planning, and family office services through a partner-led team structure and a multi-criteria investment selection process. The firm also offers specialized services for clients with complex needs and manages proprietary multi-strategy funds.

Peter Dreifuss is a financial advisor at Valic Financial Advisors with a Series 66 designation and one year of industry experience. His background includes roles at Agia and Valic Financial Advisors, as well as academic positions at Metropolitan State University of Denver and the University of Northern Iowa. He has also been involved with the Greater St. Louis Area Council of the Boy Scouts of America. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction and management.

Brian Benson is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Carson Wealth. His prior roles include positions at Charles Schwab, Northwestern Mutual, and Balanced Financial Inc. Outside of advising, he holds an insurance license and sells life, health, disability, annuities, and long-term care insurance. Carson Wealth operates an enterprise platform managing approximately $50.6 billion through a network of over 650 advisors. The firm offers discretionary asset management, financial planning, and retirement plan services, using an Investment Committee to construct and monitor portfolios with both fundamental and technical inputs.

Lynae Douthit is a financial advisor with Kestra Advisory, holding Series 66 and Series 63 licenses and two years of industry experience. She previously worked at Personal Benefit Financial for 12 years. Outside of advising, she is a partial owner of a cattle business managed by her husband. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and advisor-managed accounts. The firm serves a diverse client base including large institutional investors and sovereign wealth funds.

Ryan Heffernan is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds the Series 66 designation and previously worked at Personal Capital Advisors Corporation and Northwestern Mutual Investment Management. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm’s services are integrated with Empower’s administrative platforms and focus on long-term portfolio returns and client savings rates.

James Haass is a financial advisor at Oppenheimer with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Oppenheimer since 2009, following positions at Wells Fargo Clearing and A. G. Edwards & Sons. Outside of his advisory role, Haass serves as a director for the Frisco Sanitation District and is involved in real estate development through a family-related LLC. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs and consulting services, managing equity, balanced, and fixed-income portfolios with strategic and tactical asset allocation, and provides both discretionary and non-discretionary advisory solutions.

Cole Butler is a CFP® with five years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has been with Charles Schwab & Co., Inc. since 2020 and joined Schwab Wealth Advisory in 2025. Prior to his career in finance, his work history includes roles at Huya Bioscience and First Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses proprietary asset-allocation models and internal research tools to guide investment selection, with recommendations tailored to each client’s goals and risk tolerance.

Michael Mittman is a financial advisor with Sanctuary Advisors, LLC, holding Series 63 and Series 66 licenses and 27 years of industry experience. His career includes roles at Bank of America, Merrill Lynch, and Sanctuary Securities. He serves as a board member for GEAR, a Detroit-based charity supporting public school sports programs. Sanctuary Advisors, LLC offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports independent advisors who employ various investment approaches and provides both discretionary and non-discretionary account management options.

Kevin Checa Huerta is a financial advisor with Empower Advisory Group, holding Series 66 and Series 63 licenses and eight years of industry experience. His prior roles include positions at Empower Retirement and Wells Fargo. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and client savings rates over short-term forecasts.

Blaze Heuga is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 65 credentials and eight years of industry experience. He previously worked at Personal Capital and Fidelity Brokerage Services. Outside of advising, he is a partner in a home development LLC and serves on the board of Can Do MS, a nonprofit supporting people with Multiple Sclerosis. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage clients. The firm offers integrated services through its proprietary platforms, focusing on long-term portfolio returns and client savings rates within plan lineups selected by plan sponsors.

Porter Draper is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and 19 years of industry experience. He has worked at firms including Charles Schwab & Co., Inc., Moloney Securities, Cetera Advisors, and RBC Capital Markets. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm employs Charles Schwab’s asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Keys Tinney is a CFP® professional with 27 years of industry experience, currently serving at Carson Wealth and CWM, LLC. His career includes roles at Blue Sky Asset Management, Stephen A. Kohn & Associates, Aveo Capital Partners, Ipro One Management, and VOYA Financial Advisors. He is based in Englewood, CO. CWM, LLC is an SEC-registered investment adviser operating an enterprise platform with more than 650 advisors and overseeing approximately $50.6 billion. The firm provides discretionary asset management, financial planning, retirement plan services, and access to alternative investments, utilizing an Investment Committee to develop and monitor model portfolios along with tailored solutions.

David Dershteller is a financial advisor at Key Investment Services LLC with 11 years of industry experience. He holds a Series 66 designation and has worked at Key Investment Services since 2018, following roles at UMB Bank and PNC Bank and Investments. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that serves individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm offers multiple wrap programs and uses a multi-provider model for portfolio management, combining in-house and third-party strategist portfolios with custodial and trade execution services from Pershing.

Joesette Schmitz is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 designations and 19 years of industry experience. She has worked extensively with TIAA-CREF and Tiaa since 2002, with a brief period at LPL Financial in 2021-2022 and a role at Soccer Shots in 2021. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management, with portfolio options ranging from model-based to fully customized management under client-approved investment policies.

Yusuf Yilmaz is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Fidelity Investments and its affiliated entities. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services include asset allocation and investment selection guidance based on Schwab’s standard models and research tools, with recommendations tailored to client goals and risk tolerance.

Matthew Gehring is a CFP® professional with 22 years of industry experience, currently with Schwab Wealth Advisory Inc. since 2022. He has also worked with Charles Schwab & Co., Inc. since 2014 and previously spent four years at Ameriprise. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm’s approach includes asset allocation and investment selection guided by Charles Schwab & Co.’s proprietary models and research, with client authorization required for all trades.

Kasey Mc Curdy is a CFA® charterholder with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. in Lone Tree, CO. Prior to this role, Mc Curdy has held various positions within Charles Schwab firms since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm emphasizes asset allocation and investment selection using standard models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Patsi Gonzalez Ibarra is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Empower, she worked at TIAA and Fidelity. She also has experience in the hospitality sector, including managing The Coffee Joint. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm’s integrated approach combines proprietary and third-party methodologies with recordkeeping and administrative platforms to deliver point-in-time financial plans and optional managed account solutions.

Alec Quaid is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. He has previously worked at Private Advisor Group, Novem Group, American Portfolios Advisors, and Northwestern Mutual in various advisory roles. Alec is actively involved in the Colorado Financial Planning Association, where he holds leadership positions as President and Treasurer. Mercer Global Advisors provides advisory services to individuals, families, small business owners, plan sponsors, foundations, and non-profits. The firm employs a Modern Portfolio Theory-based investment approach, focusing on globally diversified, risk-appropriate portfolios implemented through a combination of low-cost ETFs, index funds, separate account managers, and specialized investment programs.