William Baber is a financial advisor at Mercer Global Advisors Inc. in Denver, CO, holding Series 65, 63, and 66 licenses with 17 years of industry experience. Prior to joining Mercer in 2025, he spent 11 years with Personal Capital Advisors Corporation and Westamerica Bank. Baber is also involved as an owner in Stone Corral Farms, an almond farming business. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified portfolios using low-cost ETFs, index funds, separate account managers, and other investment vehicles, supported by a range of specialized planning and advisory capabilities.

Ashley Flynn is a financial advisor with D.A. Davidson & Co. in Denver, CO, holding Series 63 and Series 65 credentials and 25 years of industry experience. Prior to joining D.A. Davidson in 2019, Flynn worked at Charles Schwab from 2012 to 2019. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad client base, including employer-sponsored retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers various services such as ERISA retirement plan advisory, comprehensive financial planning, and a Private Wealth program for clients with over $20 million in net worth.

Jared Robitaille is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he held roles at Charles Schwab, Dutch Bros, Sodexo USA, and Taco Bell. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering investment recommendations and financial planning through Schwab's research tools and asset allocation models, with final trading decisions made by clients.

Patrick Forde is a financial advisor with Ameritas Advisory Services, LLC in Denver, CO, holding Series 63 and Series 65 credentials and 17 years of industry experience. His prior roles include positions at Folio Investments, Inc., Transamerica Capital, Inc., and Portfolio Brokerage Services, Inc. He has also been affiliated with Envestnet Asset Management, Inc. during his career. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm provides a variety of managed account programs and fee-based management of variable annuity and variable universal life subaccounts, utilizing both discretionary and non-discretionary advisory relationships supported by an Investment Committee and third-party partners.

Veerapan Perianan is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and three years of industry experience. He has been with Charles Schwab since 2015 and joined Schwab Wealth Advisory in 2025. Outside of his advisory work, he serves on the finance committee for a local Civil Air Patrol cadet squadron and is a board member of the Chartered Alternative Investment Analyst Association’s Rocky Mountain Chapter. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager for most clients.

Trevor Jenson is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with multiple firms including Panorama Management LLC, Mac5 Mortgage, and Dtc Office Partners. Outside of advisory work, he is a partner at Panorama Management LLC, managing rent collections for office properties. Transamerica Financial Advisors serves a diverse client base including individual investors, retirement plans, trusts, and businesses. The firm employs a model portfolio approach combined with third-party managers and platform sub-advisors, offering services through programs such as Transamerica ONE and TFA365, with approximately $1.7 billion in regulatory assets under management.

Christopher Milinazzo is a CFP® professional with 12 years of industry experience, currently affiliated with Commonwealth Financial Network in Denver, CO. He has worked with Commonwealth since 2019 and has prior experience at HD Vest Insurance Agency and related entities. Outside of his advisory role, he is a co-owner of private investment entities MIL OPS, LLC and MilWealth, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of nearly 2,900 advisors and managing approximately $212.7 billion in client assets. The firm offers a comprehensive adviser-support platform including managed-account programs, access to third-party asset managers, and custody and clearing services.

Andrew Moel is a financial advisor at Cresset Asset Management, LLC with nine years of industry experience. He holds a Series 65 designation and has worked at Cresset since 2023, with prior experience at Monograph Wealth Advisors, Peer Street Inc, and Canterbury Consulting Inc. In addition to his advisory role, Mr. Moel serves as a trustee for two non-investment-related trusts, performing administrative and fiduciary duties. Cresset Asset Management, LLC is an SEC-registered investment adviser managing approximately $71.9 billion in client assets for a diverse clientele, including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies, supported by a structured due-diligence program and multiple related entities.

Jeremy Glass is a CFP® professional with 18 years of industry experience, currently serving at Schwab Wealth Advisory Inc. He has been with Charles Schwab & Co., Inc. and Schwab Wealth Advisory since 2016. Outside of his advisory role, he has involvement in real estate and property management in Avon, Indiana. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations utilizing Schwab’s proprietary research tools and model portfolios.

Nikolaus Franklin is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Personal Capital Advisors Corporation for eight years before joining Empower. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail clients. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and client savings rates through point-in-time financial plans and optional managed account solutions.

Michael Maguire is a financial advisor with Empower Advisory Group based in Greenwood Village, CO. He holds Series 63 and Series 66 licenses and has 10 years of industry experience. His prior work includes roles at Fidelity Brokerage Services LLC and Maguire Associates of Virginia. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Seth Guenther is a financial advisor at Beacon Pointe Advisors, LLC in Denver, CO, holding the ChFC® and Series 63 designations with 20 years of industry experience. He previously worked at OppenheimerFunds from 2011 to 2019 before joining Beacon Pointe Advisors. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients, employing a manager-driven approach with proprietary due-diligence processes and sponsoring multiple private funds and registered interval funds.

Guy Tomasky is a financial advisor with TIAA-CREF in Denver, CO, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. He has been with TIAA and TIAA-CREF since 2012. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA retirement plan relationships. The firm offers both point-in-time planning services and ongoing portfolio management, operating within a vertically integrated structure that includes affiliated funds and donor-advised fund advisory services.

Charles Vigil Jr. is a financial advisor at Empower Advisory Group with 15 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Empower Advisory Group in 2023, he worked at Personal Capital Advisors Corporation from 2014 to 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model connected to Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Paul Analovitch is a CFP® professional with 26 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory Inc. since 2012. He has been associated with Charles Schwab & Co., Inc. since 1999. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm conducts annual financial reviews and investment recommendations while leaving final trading decisions to clients, operating as an internal advisory unit within the Schwab ecosystem.

Daniel Woldu is a CFP® certificant with eight years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Lone Tree, Colorado. His prior experience includes roles at TIAA-CREF Individual & Institutional Services, LLC and the International Rescue Committee. He is also a board member of the Tigray Communities Forum, a nonprofit organization. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial planning, investment recommendations, and annual account reviews using Schwab’s proprietary research and asset allocation models.

Adam Dechtman is a CFP® professional with 12 years of industry experience, currently with Hightower Advisors since 2025. His prior roles include founding Dechtman Wealth Management, LLC and positions at Securities America and John Hancock. He also operates as an independent insurance agent outside of his advisory work. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals and institutional investors. The firm’s approach combines manager selection with multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles and strategies.

Ryan Gappinger is a financial advisor at Farther with 14 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at HFG Advisors since 2005. In addition to his advisory role, he is a consultant and partner at GBG Financial and engages in consulting and marketing activities through GMF LLC. Farther provides discretionary investment management and related advisory services primarily to individual investors, trusts, and estates through a combination of digital platforms and in-person meetings. The firm’s investment approach follows Modern Portfolio Theory, utilizing proprietary model portfolios, algorithmic rebalancing, and a range of investment vehicles including ETFs, mutual funds, equities, and fixed income.

Adam Werther is a financial advisor with TIAA-CREF in Glendale, Colorado, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. He has been with TIAA and TIAA-CREF since 2011. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm’s advisory model separates one-time planning services from ongoing discretionary management, using both model and customized portfolios, and acts as adviser to a donor-advised fund sponsored by Charityvest.

Kathleen Phillips is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. Her prior roles include positions at Five Peaks Capital Group LLC and AT&T, as well as teaching at Golden High School and the University of Colorado - Denver. Outside of her advisory work, she coaches volleyball at Dakota Ridge High School and The Edge Volleyball Club and serves on the board of the Rocky Mountain Alliance Children’s Foundation. Eagle Strategies serves a diverse range of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm provides multiple program types tailored to client objectives, with the majority of its regulatory assets managed on a non-discretionary basis.