Steven Heifetz is a CFP® professional based in Denver, Colorado, with 36 years of industry experience. He has been with Kestra Financial Services, Inc. since 2016 and has a longstanding tenure at Texas Instruments dating back to 1984. Outside of his financial advisory work, Heifetz serves on the boards of Colorado Feeding Kids and the South Denver Kiwanis Foundation. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients, including plan sponsors. The firm offers fiduciary consulting, plan-level investment advice, employee education, and access to multiple management platforms and third-party managed solutions.

Vincent Bishop is a financial advisor at TIAA-CREF with 23 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior work includes positions at KeyBank and Key Investment Services LLC. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates a vertically integrated advisory model that distinguishes between point-in-time planning services and ongoing discretionary management through various managed account programs.

Diego Rojo Arisso is a financial advisor at Empower Advisory Group with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including TIAA-CREF, Merrill, Vanguard, and Citibank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and certain retail brokerage account holders, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms.

Kacper Miller is a financial advisor at Empower Advisory Group with a Series 66 designation and one year of industry experience. Prior to joining the financial services field, he worked in various roles at Tesla, Best Buy/Geek Squad, Geico, and Discount Tire. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Shane Bauman is a financial advisor with Guardian Life based in Greenwood Village, Colorado, holding Series 65 and Series 63 licenses and 14 years of industry experience. His prior work includes roles at Park Avenue Securities, OneAmerica Securities, American United Life, and Mass Mutual Life Insurance Company. He serves as a trustee for his parents. Guardian Life’s subsidiary, Park Avenue® Wealth Management, provides brokerage services, financial planning, retirement plan consulting, and investment advisory programs to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers both discretionary and non-discretionary advisory relationships and combines proprietary and third-party investment strategies.

Bernard Davis is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He spent 19 years at TIAA and TIAA-CREF before joining Empower in 2026. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm employs an integrated service model linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Deborah Violette is a CFP® professional with 38 years of experience in financial advising. She currently works at Empower Advisory Group and has previously been associated with firms including Personal Capital Advisors Corporation and Townsend & Associates, Inc. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm delivers its services through an integrated model linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Lucas Coggswell is a financial advisor at Empower Advisory Group with five years of industry experience. He holds a Series 65 designation and previously worked at Personal Capital Advisors Corporation and Northern Colorado Credit Union. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm’s approach integrates financial planning and managed account solutions with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Stephen Kolaga is a CFP®, ChFC®, and Series 66 registered financial advisor with 17 years of industry experience. He has worked at Cerity Partners LLC since 2026 and previously spent 16 years at TIAA. Based in Denver, CO, Kolaga provides wealth management services through Cerity Partners. Cerity Partners offers customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm emphasizes tailored asset allocation, manager selection, and periodic rebalancing, utilizing proprietary quantitative screens alongside third-party managers and individual securities.

Rodney Clark Jr. is a financial advisor at Transamerica Financial Advisors with 21 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Transamerica Financial Advisors since 2015. Clark also operates Net Law Group Inc., providing legal document services such as wills and powers of attorney, alongside his advisory role. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and charitable organizations. The firm offers both advisory and broker-dealer services with access to proprietary and third-party investment models, managing billions in assets across discretionary and non-discretionary programs.

Tina Rogers is a financial advisor at Moneta Group Investment Advisors, LLC with three years of industry experience. She holds a Series 65 designation and previously worked at Wealthnet Investments, LLC and Cherry Hills Community Church. Moneta Group Investment Advisors serves high-net-worth individuals, families, trusts, and a range of institutional clients, offering portfolio management, financial planning, family office services, and concierge offerings. The firm utilizes Partner-led Teams supported by a centralized Investment Department to provide diversified, multi-asset allocations and ongoing monitoring, with a client base that includes uncommon institutional relationships such as sovereign wealth funds and banking institutions.

Michael Oh is a financial advisor with Empower Advisory Group based in Greenwood Village, CO. He holds Series 63 and Series 66 credentials and has eight years of industry experience. Prior to his current role at GWFS Equities, he worked at Tokyo Teriyaki and attended the University of Colorado Boulder. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as individual clients through Empower Premier IRA and retail brokerage accounts. The firm’s integrated model leverages proprietary and third-party methodologies focused on long-term portfolio returns and annual rebalancing within plan lineups chosen by plan sponsors.

Samuel Wright is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 licenses and nine years of industry experience. He worked at T. Rowe Price from 2016 to 2021 before joining GWFS Equities, Inc., where he has been since 2021. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm employs an integrated model aligned with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Jason Kippenberger is a financial advisor at Empower Advisory Group with Series 66 and Series 63 credentials and three years of industry experience. His prior work includes roles at Empower Financial Services, Arapahoe Motors, and Kuni Lexus of Greenwood Village. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage clients. The firm operates through an integrated model connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Courtney Holt is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. She has worked within the Charles Schwab organization since 2016, including roles at Charles Schwab & Co., Inc. and Charles Schwab Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations. The firm operates as an internal advisory unit within Charles Schwab, utilizing proprietary research tools and standard asset allocation models while leaving final trading decisions to clients.

Colton Adams is a financial advisor with Eagle Strategies (NY Life) in Lakewood, CO, holding a Series 66 designation and one year of industry experience. His prior roles span several firms including Fidelity Investments, New York Life Insurance Company, and Uber. Eagle Strategies serves a diverse client base comprising individual and institutional investors, providing financial planning, investment management, and retirement-plan advisory services primarily through non-discretionary asset management and tailored solutions including co-advisory relationships and variable annuities.

Ryan Allen is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and 21 years of industry experience. His prior work includes roles at Netlaw Group Inc., WealthWave, and various health insurance companies. He also provides estate planning referrals as an independent contractor. Transamerica Financial Advisors serves a wide range of clients, including individual investors, pension plans, and charitable organizations, offering both advisory and broker-dealer services through proprietary and third-party investment models.

Conrad Schmidt is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 licenses and four years of industry experience. He previously worked at Personal Capital Advisors Corporation and has been with Empower since 2023. Outside of his advisory role, he serves as a board member for Women Inspiring Leaders, a nonprofit women's support group in Colorado. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm delivers integrated services through Empower’s recordkeeping platform, focusing on long-term portfolio returns, annual rebalancing, and client savings rates.

Clarissa Hobson is a CFP® with 20 years of industry experience. She is currently with Focus Partners Wealth, LLC and has held roles at Kovitz Investment Group Partners, LLC, Transform Wealth, LLC (formerly Carnick & Kubik Group, LLC), and Principal Financial Services. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with wealth management and advisory services, including investment management, financial and tax planning, and retirement plan consulting. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Tucker Smith is a CFP® professional with 16 years of experience in financial advising. He is currently with Schwab Wealth Advisory, where he has worked since 2018. Prior to this, he spent a decade with USAA Financial Advisors, Inc. and USAA Financial Planning Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem, delivering advice without discretionary trading authority and generally not serving institutional clients.