Kelly Traczek is a Series 66-licensed advisor at Empower Advisory Group with three years of industry experience. Prior to joining Empower, Kelly worked at T. Rowe Price and the United States Postal Service. Outside of financial services, Kelly operates a small clothing business under the LuLaRoe brand. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated model leverages proprietary and third-party methodologies focused on long-term portfolio returns and savings rates, serving a large participant base through tightly integrated recordkeeping and investment platforms.

Scott Fellows is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and bringing 18 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has worked at Charles Schwab since 2007. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement and planning discussions, and investment recommendations across a range of securities. The firm operates within the Schwab ecosystem, using standard asset allocation models and research tools while clients retain final trading decisions.

Katherine Thomas is a CFP® with nine years of industry experience and is currently with Schwab Wealth Advisory, Inc. She previously worked at LPL Financial, LLC for 13 years and has experience with Charles Schwab & Co., Inc. and the CIEP Clinic at Sturm College of Law. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm serves clients with financial reviews and investment recommendations but does not exercise discretionary trading authority, distinguishing its approach from many other enterprise wealth managers.

Scott Braun is a financial advisor with Empower Advisory Group based in Greenwood Village, CO. He holds Series 63 and Series 65 credentials and has 23 years of industry experience. His prior roles include positions at GWFS Equities, PRUCO Securities, The Prudential Insurance Company of America, NYLIFE Securities, New York Life Insurance Company, MML Investors Services, and MassMutual. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Robert Orth is a financial advisor with Empower Advisory Group in Greenwood Village, CO. He holds Series 63 and Series 66 licenses and has eight years of industry experience. Prior to joining Empower, he worked at Gwfs Equities Inc, BMJ & J LLC, and Masterdrive Inc. Orth serves as a board member for The Avenue Lofts Condominiums HOA. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm’s services integrate with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Edward Bennett is a financial advisor at TLG Advisors, Inc. with four years of industry experience. He previously worked at Caldara, Wunder & Associates for 14 years and has been associated with The Leaders Group Inc since 2022. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering investment supervisory and portfolio management, comprehensive financial and estate planning, and ERISA fiduciary services. Its investment approach combines fundamental analysis and Modern Portfolio Theory, and it offers a direct-to-consumer program called Starlight Portfolios that uses risk questionnaires to tailor portfolios.

Laura Luckey is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 designations. She has 35 years of industry experience and has worked with Charles Schwab since 1999, including 14 years at Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm serves individual investors through annual reviews and investment recommendations without exercising discretionary trading authority.

Andrew Larison is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 designations and nine years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2016 and with Schwab Private Client Investment Advisory since 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations utilizing Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for advisory services.

Beni Benavidez is a financial advisor at Schwab Wealth Advisory with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab Wealth Advisory since 2019, following a two-year tenure at Merrill Lynch Bank of America. Outside of his advisory role, he is a partner and statutory agent at Han Pan Bakery L.L.C., a food and beverage production business operated by his wife. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering clients financial reviews, retirement planning, and investment recommendations based on Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within Charles Schwab & Co. and does not manage client accounts on a discretionary basis.

Warren Mann is a financial advisor with TLG Advisors, Inc. in Littleton, Colorado, holding a Series 66 designation and 12 years of industry experience. He has worked at The Leaders Group Inc since 2016 and is also involved with Fermaentra LLC. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets and serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management services, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, using a research approach based on fundamental analysis and Modern Portfolio Theory.

Adam Sheridan is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Empower Advisory Group. His prior experience includes roles at Robinhood Financial, LLC, Robinhood Markets, Inc., and a substantial tenure at TIAA-CREF. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and client savings rates in its financial planning, serving a large participant base relative to its advisor headcount.

Panagiotis Andrianakos is a CFP®-certified financial advisor with eight years of industry experience. He has worked at TIAA-CREF from 2017 to 2025 before joining Schwab Wealth Advisory Inc. and Charles Schwab in 2025. Prior to his financial services career, he operated Highlands Wine Seller for four years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm delivers advice through standardized asset allocation models and Schwab research tools, with associates recommending investment strategies while clients retain final trading decisions.

Andrew Feeney is a financial advisor with Schwab Wealth Advisory in Lone Tree, CO. He holds the Series 66 designation and has four years of industry experience, including roles at Charles Schwab & Co., Inc. and Equitable Advisors. Prior to his advisory career, he operated a power washing business. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, delivering services such as financial reviews, retirement planning, and investment recommendations using Schwab's research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its approach from many other enterprise wealth managers.

Amy Shroff is a financial advisor at Integrated Wealth Concepts LLC with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including M. S. Howells & Co., PRISM Financial Strategies, and Bank of the West. Integrated Wealth Concepts LLC serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios with a long-term approach and managing approximately $23.5 billion in assets under management.

Marc Andersen is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2000 and has been with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice using Schwab’s standard asset allocation models and research tools while leaving final trading decisions to clients.

Michael Beaulieu is a CFP®-certified financial advisor at Beacon Pointe Advisors, LLC with nine years of industry experience. He has worked at Beacon Pointe since 2022 and previously spent five years at The Retirement Planning Specialists, LLC, as well as a year at T. Rowe Price. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, retirement-plan platform services, and outsourced chief investment officer services to individuals, corporations, pension plans, and institutional clients. The firm combines internally developed asset-allocation models with third-party independent managers, employing both active and passive strategies across multiple asset classes.

Joseph Gard is a financial advisor with PNC Wealth Management in Castle Rock, Colorado, holding Series 63 and Series 66 licenses. He has four years of industry experience, including prior roles at Bank of America, Merrill, Charles Schwab, and the Credit Union of Colorado. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithmic risk assessment and approved third-party strategies to manage client portfolios with mutual funds and ETFs.

Carson Wirges is a financial advisor with Principal Financial Services in Denver, CO, holding a Series 66 designation and 10 years of industry experience. He previously worked at Securities America Advisors and Securities America Inc before joining Principal Securities and Principal Life Insurance. Outside of his advisory role, he plays guitar and occasionally performs live or teaches lessons, and he is a licensed Notary Public in Colorado. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory approach includes direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Matthew Morehead is a financial advisor at Cerity Partners LLC with 23 years of industry experience. He holds a Series 65 designation and has held prior roles at Janiczek Wealth Management and Carlson Capital Management. He is based in Denver, CO. Cerity Partners provides customized wealth management and related services to a broad national client base, including high-net-worth individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing using proprietary quantitative screens alongside third-party managers and individual securities.

Shannon Sassman is a financial advisor at Empower Advisory Group with 19 years of industry experience. She holds the Series 63 and Series 65 designations and has previously worked with firms including Prudential Investment Management Services and TRANSAMERICA Retirement Solutions. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm’s approach emphasizes long-term portfolio returns, annual rebalancing, and clients’ savings rates rather than short-term return forecasts.