Allen Andes is a financial advisor with Ameriprise in Aurora, CO, holding Series 63 and Series 66 licenses and 29 years of industry experience. He has been with Ameriprise and its affiliates since 2018, following four years at Investment Professionals Inc. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, delivering customized, non-discretionary recommendations that incorporate income strategies, Social Security options, and tax-smart withdrawals. The firm combines research and modeling with algorithmic tools to support its advisory process, emphasizing Ameriprise-managed accounts and affiliated investment products.

Timothy Flynn is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. He has worked at Fidelity Investments since 2022 and previously held roles at Eagle County Health Services and Vail Resorts. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, leveraging a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves multiple registered investment companies and offers model portfolios using systematic methodologies.

James Bebbington Jr. is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Morgan Stanley and Charles Schwab. Prior to his advisory career, he was employed at Dispatch Media Group and Manley Deas Kochalski. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs. The firm serves a diverse client base and holds distinctive registrations and advisory roles uncommon among large institutional peers.

Sabrina Santilli is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and five years of industry experience. Her background includes roles at Delta Air Lines and Stitch Fix prior to joining Fidelity. She works within Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including registered investment companies and fund-of-funds.

Shena Geremaia is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Her prior work includes positions at Charles Schwab Co., Inc., and several dental practices. Outside of her advisory role, she is employed with First Care of Colorado, providing home healthcare services. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a broad client base, utilizing proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, including fund advisory and model portfolios.

Gordon Bauer is a financial advisor with LPL Financial in Littleton, CO, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Linsco/Private Ledger Corp. since 2000. Outside of his advisory role, he is active as a concert pianist and piano instructor, and he is involved in floral design. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, utilizing model portfolios and research to support both discretionary and non-discretionary management approaches.

Tyler Anderson is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and eight years of industry experience. His prior work includes roles at New York Life Insurance Company and a decade at Starbucks Coffee Company before joining Fidelity. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, as well as fund advisory and model portfolios.

Taylor Zuffoletto is a Planning Consultant at Fidelity Investments, where they support Wealth Management Teams in partnering with clients to create comprehensive financial plans. They collaborate closely with Financial Consultants to assist clients in both developing these plans and understanding how to maintain them effectively. Taylor has been with Fidelity Investments since 2020, initially serving as a Workplace Planning Consultant before transitioning to their current role in 2024. They hold an Arkansas Insurance License, which supports their work in financial planning and client advising. Outside of their professional responsibilities, Taylor has interests in comedy, fitness, hiking, and music.

Andy OConnor is a Financial Consultant currently working with Fidelity Investments since 2023. He has held various roles in the financial services industry, including President of Wealth Management at Parker-Douglas from 2019 to 2023 and Vice President at Personal Capital between 2018 and 2019. His prior experience also includes positions as an Investment Consultant at Scottrade Investment Management from 2016 to 2018 and as a Financial Consultant at TD Ameritrade from 2010 to 2016. Andy focuses on helping clients develop strategies to grow, protect, and transfer their wealth. His professional goal is to assist individuals in working toward long-term financial success and achieving the lives they strive for. He holds insurance licenses in Arkansas and California. Outside of his professional work, Andy engages in family activities and enjoys football, golf, hiking, military service, and skiing.

Emily Steiner is a financial advisor with Charles Schwab & Co., Inc. She holds Series 66 and Series 63 licenses and has three years of industry experience. Prior to her current role, she worked at Jones Lang LaSalle for one year. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and provides integrated advisory, brokerage, custody, and cash-sweep services.

Jamie Vandergriff is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, Vandergriff worked at Empower Retirement and U.S. Bank, accumulating a decade of experience in financial services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, incorporating systematic methodologies and algorithmic approaches.

Jordan Ringstad is a financial advisor with RBC Capital Markets in Greenwood Village, CO, holding Series 63 and Series 66 licenses and 11 years of industry experience. Prior to joining RBC in 2020, he worked at Foreside Fund Services, LLC and Knowledge Leaders Capital, LLC from 2014 to 2020. He serves as Treasurer on the board of Children's International Summer Villages, Rocky Mountain Denver Chapter, a volunteer-run charitable foundation. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm customizes strategies based on client risk profiles and utilizes both in-house and third-party investment managers, with a capital-markets presence and affiliated asset management capabilities.

Taylor Woelfle is a financial advisor with Fidelity Investments, holding a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked with companies including Mobily LLC, Uber Eats, DoorDash, Lyft, and Microsoft Stores. Outside of advisory work, he has served as an independent rideshare driver for Lyft. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm employs a proprietary investment process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves as an advisor to multiple registered investment funds and model portfolio platforms.

Brent Buckley is a Vice President, Financial Consultant at Fidelity Investments, where he partners with clients and their families to help them define and work toward their personal definition of financial success. He has been with Fidelity Investments since 2013, progressing through various roles including Financial Representative, High Net Worth Full Trader, Retirement Solutions Representative, Retirement Relationship Manager, Planning Consultant, and Financial Consultant before assuming his current position in 2025. Brent holds insurance licenses in Arkansas and California. Outside of his professional role, he enjoys biking, hiking, photography, running, skiing, and traveling.

King Cavalier is a financial advisor at Raymond James Financial, holding a Series 66 credential with 15 years of industry experience. Prior to joining Raymond James in 2018, he worked at Wells Fargo Advisors for five years. Outside of his advisory role, he is president of Eight Winds LLC, a support company related to his affiliation with Raymond James Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers non-discretionary planning and consulting tailored to client goals, using risk profiling and analytical tools, and supports municipal and public finance work uncommon among large institutional advisors.

Toni Elliott is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and 16 years of industry experience. Prior to joining Schwab in 2020, she worked at E*TRADE Securities LLC and Oppenheimerfunds Distributor Inc. Outside of her advisory role, she owns two small businesses: an e-commerce drop shipping firm and a company that creates and delivers cheese and meat boards. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management with centrally integrated custody and brokerage services.

Emily Wentworth is a financial advisor at Charles Schwab with 10 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Charles Schwab since 2016. Previously, she spent five years with Young Living. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management alongside financial planning and custody services. The firm is notable for its scale, integrated structure, and a combination of advisory models supported by centralized operations.

Susan Cattand is a financial advisor at Morgan Stanley with six years of industry experience. She holds Series 65 and Series 63 licenses and previously worked for Janus Henderson in various roles from 2007 to 2025. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers diversified services including relationships with investment companies, private funds, and structured-product activities.

Neil Haller is a financial advisor at Charles Schwab with 25 years of industry experience. His prior roles include positions at TD Ameritrade and Scottrade. Outside of his advisory work, he owns and manages rental properties. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by centralized custody and a wide range of advisory resources.

William Miller is a financial advisor at Wells Fargo Clearing in Denver, CO, holding Series 63 and Series 65 credentials with nine years of industry experience. He has been with Wells Fargo Clearing since 2017 and has worked at Wells Fargo Bank, NA since 2015. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.