Veronica Delacruz is a financial advisor at Edward Jones with four years of industry experience. She holds a Series 66 designation and previously worked at Grand Valley Bank from 2016 to 2020. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a wide range of households and organizations. The firm manages approximately $1.01 trillion in assets and offers various advisory programs with discretionary and non-discretionary strategies, alongside affiliated mutual funds and trust services.

Nicolas D'amico is a financial advisor at Fidelity with Series 66 and Series 63 licenses and three years of industry experience. His work history includes positions at Fidelity Investments and BambooHR, among others. He is based in Salt Lake City, UT. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients using a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios constructed from mutual funds, ETFs, and ETPs and has distinct activities including commodity pool operations and advisory roles to multiple registered investment companies.

Scott Farnsworth is a financial advisor with LPL Financial in Salt Lake City, holding Series 63 and Series 66 designations and 27 years of industry experience. His career includes roles at Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. Farnsworth is associated with Zions Bank through LPL’s trade name Zions Wealth Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management supported by research, model portfolios, and various technology-driven investment strategies.

Pete Hayward is a Vice President and Financial Consultant with Fidelity Investments, a position he has held since 2025. Prior to this role, he served as a Financial Consultant at Fidelity from 2020 to 2025. His professional experience also includes tenure as a Financial Advisor at Vanguard from 2017 to 2020, and as an Agent with State Farm between 2011 and 2016. In his practice, Pete prioritizes understanding clients' goals, values, and desired life outcomes. He emphasizes personalized financial planning through collaboration and regular review to ensure alignment with clients' evolving needs. His approach focuses on helping clients move confidently towards financial freedom. Outside of his professional responsibilities, Pete has interests that include the beach, football, outdoor adventures, and parenthood.

Megan Gill is a financial advisor at Fidelity with 18 years of industry experience. She holds Series 63 and Series 66 designations and has worked at various Fidelity entities since 2007. Fidelity's affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and constructs model portfolios for Fidelity Institutional Wealth Adviser.

Truong Dang is a financial advisor at Fidelity with two years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Fidelity, his work history includes roles at the University of Utah and various service positions. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to both retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

J Mark Davis is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has worked across multiple Fidelity entities since 1998. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, including the use of AI and long-term asset allocation benchmarks.

Brandon Baltzell is a financial advisor with LPL Financial in Salt Lake City, UT, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Royal Alliance Associates, Pennington & Company, and LaunchPoint Solutions. Baltzell also manages a non-variable insurance agency, Baltzell Financial LLC, through which he sells fixed annuities and health, life, and long-term care insurance. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a broad range of advisory programs and financial planning services, utilizing model portfolios and research to support diversified investment strategies.

David Brighton is a Financial Consultant at Fidelity Investments, where he currently partners with clients to grow and protect their wealth through comprehensive planning and guidance. He focuses on developing plans that clients feel confident and comfortable with, enabling them to concentrate on their highest priorities and goals. David has accumulated significant experience at Fidelity Investments, holding various roles since 2001, including Senior Portfolio Specialist, Portfolio Specialist, Technical Sales Coaching Specialist, Premium Relationship Associate, Vice President - Senior Financial Consultant, Financial Consultant, Retirement Planning Group member, and Retirement Specialist. Prior to his tenure at Fidelity, he worked as a Financial Planner at WMA Securities from 1998 to 2000. He holds insurance licenses in Arkansas and California. Outside of his professional work, David's personal interests include family activities, fishing, food, gardening, theater, and traveling.

Jacob Garcia is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT. He holds Series 63 and Series 65 licenses and has worked in the financial industry since 2015, including positions at America First Credit Union and Wells Fargo. Garcia joined Wells Fargo Clearing and Wells Fargo Bank in 2026. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and supports its offerings with research from the Wells Fargo Investment Institute and third-party sources.

Ryan Plott is a financial advisor at Fidelity with 27 years of industry experience. He has worked with Fidelity Brokerage Services, Inc. since 1998 and joined Fidelity Investments in 2025. He holds Series 63 and Series 66 credentials. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves multiple registered investment companies and constructs model portfolios for intermediary platforms, using systematic methodologies and long-term asset allocation benchmarks.

Andreas Harkort is a financial advisor at Edward Jones with seven years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2018. Prior to joining Edward Jones, he spent 13 years at Goldman Sachs. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated investment products through a nationwide network of over 23,700 financial advisors.

Andrew Shadel is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Alta Capital Management and Wells Fargo Bank. Outside of finance, he provides martial arts instruction to adults and youth as an independent contractor. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction. The firm provides discretionary management, fund advisory, and model portfolio delivery with oversight controls and utilizes systematic methodologies across mutual funds, ETFs, and ETPs.

Darren Handley is a financial advisor with Ameriprise in Draper, Utah, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. His prior roles include positions at Centaurus Financial, Inc. and operating his own firm, Handley And Associates, for 28 years. He is also involved in independent insurance brokering and works with ProSync Insurance Services, LLC. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research-driven modeling and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Tanner Behrens is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 63 and Series 66 licenses with six years of industry experience. His prior work includes roles at Fidelity Brokerage Services and positions outside finance at Posso Pizza Inc. and Vivint Smart Home. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Atwood Lewis is a financial advisor at Fidelity with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Fidelity Investments in 2025, he held positions including library security at BYU and various roles outside finance. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Kevin Deppe is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a director and board member for multiple homeowner associations and local entities in Centerville, Utah. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jeffrey Doughty is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' financial priorities and implementing appropriate financial tools to help them achieve their short-, mid-, and long-term goals. He specializes in family wealth management strategies, managing new wealth, and retirement income planning. Jeffrey holds a Bachelor's Degree from Brigham Young University and has earned professional designations as an Accredited Asset Management Specialist (AAMS) and Chartered Retirement Planning Counselor (CRPC). He serves as a resource for clients in areas including investing, retirement planning, and preparing for unexpected financial needs, and provides access to additional Bank of America specialists for banking, credit, home financing, and small business solutions. Outside of his professional work, Jeffrey enjoys biking, running, skiing, swimming, tennis, and traveling.

Chandria Aughey is a financial advisor at Fidelity with Series 66 and Series 63 credentials and 10 years of industry experience. She has worked with several Fidelity entities since 2015, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Outside of her advisory role, she assists with office duties at Union Village/Red Shadows in Sandy, Utah. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered to intermediary platforms.

Stephen Spaulding IV is a financial advisor with Edward Jones in Park City, UT, holding CFP®, ChFC®, and Series 66 designations. He has 15 years of industry experience, including 10 years with Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,700 advisors and offers a range of advisory programs and investment strategies under a fiduciary standard.