Mark Thorup is a financial advisor at Morgan Stanley Wealth Management in Salt Lake City, UT, with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2017, including time at Morgan Stanley Private Bank. Outside of his advisory role, he operates a lawn aeration business as a sole proprietor. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and investment management services.

Bradley Russell is a CFP® with five years of industry experience, currently affiliated with Cetera in Salt Lake City, UT. Prior to joining Cetera in 2025, he worked at Northwestern Mutual Wealth Management Company and Wells Fargo Advisors. Outside of his advisory role, he is involved as an associate wealth management representative with Anderson, Foe, Kent, Madsen & Associates, LLC, operating as Pillar Financial Group. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Michael Lui is a Financial Consultant at Fidelity Investments, a role he has held since 2023. He has extensive experience within Fidelity, having served in various capacities including Annuity Planning Consultant, Annuity Service Representative, Investment Solutions Representative, High Net Worth Service Associate, Retirement Specialist, Self Directed Brokerage Specialist, and Full Trader from 2010 to 2023. Prior to joining Fidelity, Michael worked as a Judgmental Credit Analyst at Discover Card from 2009 to 2010. Michael holds insurance licenses in Arkansas and California. His professional focus is on assisting clients in developing strong, sound retirement plans tailored to their values and priorities. He emphasizes working collaboratively with clients to help them reach their financial goals and strengthen their current and future financial situations.

Daniel Payne is a financial advisor with Wells Fargo Clearing in Salt Lake City, Utah, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent nine years at Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and supports its clients with brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Robert Adair is a financial advisor at Fidelity with 29 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Fidelity and its affiliated entities since 1996. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, employing model portfolios built from mutual funds, ETFs, and ETPs to serve its diverse client base.

Heather Young is a financial advisor at Fidelity with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various Fidelity divisions since 2008. Her firm, Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a variety of portfolios, including multi-manager and fund-of-funds structures, and employs systematic methodologies supported by oversight controls and the use of AI in research.

Ryan Koch is a financial advisor at Fidelity with 11 years of industry experience. He previously worked at The Vanguard Group from 2015 to 2020 before joining Fidelity in 2020. He holds Series 63 and Series 66 licenses and is based in Salt Lake City, UT. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm’s investment process combines fundamental research, quantitative analysis, and algorithmic portfolio construction, and it serves in advisory roles to multiple registered investment companies and fund-of-funds.

Jeffrey Collier is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021, following five years at Backcountry.com. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a range of clients, including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, formal advisory roles to multiple registered investment companies, and integration of AI and algorithmic methods in its investment process.

Sandra Hill is a Vice President Private Wealth Management Advisor at Fidelity Investments. She has been with Fidelity since 1993, progressing through various roles including Vice President, Financial Consultant, and Account Executive before her current position, demonstrating over 30 years of experience in the financial services industry. Sandra works with affluent individuals and families to address their wealth planning needs. She focuses on understanding client goals and partnering with them to make prudent decisions regarding investments and financial planning. She holds insurance licenses in Arkansas and California. Outside of her professional work, Sandra's personal interests include board games, cooking and baking, and golf.

Ste Van Gates is a financial advisor at OSAIC with 10 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Securities America Advisors and Allegis Investment Services. Outside his advisory role, he operates a recreational equipment rental service offering boats, trailers, and off-highway vehicles. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations, providing both brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization.

Eric Chidester is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing Services LLC and ER Select since 2018. Prior to that, he was with Capital Premium Financing from 2011 to 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Blake Hammer is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding a Series 66 designation and 19 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank, National Association, spanning a decade prior to joining Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach is IPS-driven and includes a broader set of financial product offerings than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Bryan Rhodes is a financial advisor with Wells Fargo Advisors who holds Series 65 and Series 66 designations and has 20 years of industry experience. His career includes roles at Ameriprise and Wells Fargo Clearing prior to joining Wells Fargo Advisors Financial Network in 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and uses proprietary research and tools to develop tailored recommendations delivered through meetings and written reports.

Jack Lucky is an Investment Management Consultant I at Fidelity Investments, where he has held various roles since 2016. His professional experience includes positions such as Investment Solutions Representative III and II, Fixed Income Specialist, Workplace Planning Consultant I, Workplace Planning Associate, College Planning Specialist, and Financial Representative Full Trader. Throughout his career, Jack has worked closely with individuals and families to develop financial plans tailored to their unique goals and aspirations. Jack holds an Arkansas Insurance License, supporting his expertise in financial planning and investment management. He is dedicated to helping clients understand their financial options and feel confident in taking the next steps toward their financial objectives. Outside of his professional work, Jack enjoys camping, family activities, fitness, outdoor adventures, and snowboarding.

Matthew Abrahamson is an Investment Solutions Representative III at Fidelity Investments. He has been with Fidelity since 2021, progressing through various roles including Stock Plan Associate and Investment Solutions Representative I and II before his current position. Matthew's professional focus is on guiding clients toward financial security and prosperity by providing tailored advice on budgeting, investing, and wealth planning. His experience encompasses comprehensive investment solutions aimed at addressing clients' unique needs and aspirations. Outside of his professional role, Matthew has personal interests in cars, fitness, hiking, museums, and skiing.

Nicholas Sleiman is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo since 2008. In addition to his advisory role, he serves as a part-time professor of financial literacy at Salt Lake Community College. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Annah Davis is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 licenses and eight years of industry experience. Her prior experience includes four years with State Farm before joining Fidelity Brokerage Services LLC in 2018 and transitioning to Fidelity Investments in 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs, with formal advisory roles to multiple registered investment companies.

Eric Stowe is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Investments, Bank of America, Merrill, EncoreFX, and American Express. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its registration as a commodity pool operator, advisory roles to multiple registered investment companies, and use of AI-driven research methodologies.

Max Ellersick is an Investment Solutions Representative III at Fidelity Investments. In this role, he collaborates with clients to develop and pursue their financial goals. Max emphasizes understanding clients' lives to co-create tailored financial plans that help them feel confident and comfortable with their finances. Max has progressed through several positions at Fidelity Investments, starting as a Customer Relations Advocate in 2023. He then advanced through Investment Solutions Representative I and II roles before attaining his current position. This experience has provided him with knowledge in investment solutions and client relations within the financial services industry.

Derek Page currently serves as a Benefits & Planning Consultant within the Executive Services team at Fidelity Investments. In this role, he partners with clients to identify and prioritize their financial goals, developing and implementing strategies that align with their needs, beliefs, and risk profiles while providing service and support. Derek's professional experience includes multiple roles at Fidelity Investments since 2021, progressing from Investment Solutions Representative I to his current position, as well as prior positions at Morgan Stanley from 2015 to 2021. He holds an Arkansas Insurance License. Outside of his professional work, Derek is interested in family activities, parenthood, and singing.