David Fields is a financial advisor with UNITED PLANNERS' FINANCIAL SERVICES of AMERICA, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. His career includes roles at Waddell & Reed, Citigroup Global Markets Inc., and managing his own practice, David Brook Fields, since 2006. He is also a managing partner of Pacific Tides Wealth Management. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions. The firm operates an open-architecture platform with multiple custodians and third-party money managers, emphasizing a largely non-discretionary asset mix and providing both fee-based and commission-based options.

William Abram is a CFP® with nine years of industry experience. He currently works at Focus Partners Wealth, LLC and has held prior roles at Churchill Management Group, Charles Schwab Bank, CHARLES SCHWAB & CO., Inc., Paradise Valley Community College, and BBVA Compass. Focus Partners Wealth serves individual, high-net-worth, family office, corporate, retirement plan, and institutional clients, offering a range of investment management and wealth services. The firm employs a long-term, tax- and fee-sensitive investment approach using enhanced open architecture and integrates a broad array of affiliated service companies and product relationships.

Timothy Bohnett is a financial advisor at Farther with 15 years of industry experience. He holds the Series 66 designation and previously worked at Charles Schwab & Co., Inc. for 14 years before joining Farther in 2025. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform combined with in-person meetings. The firm employs a Modern Portfolio Theory-based approach using proprietary model portfolios, algorithmic rebalancing, and a range of investment vehicles including ETFs, mutual funds, equities, and fixed income.

Michael Swenson is a CFP® with nine years of industry experience, currently serving as a financial advisor at Mariner. Prior to joining Mariner Wealth Advisors, he worked for The Vanguard Group, Inc. for seven years. His background also includes roles at Arizona State University and self-employment. Mariner serves a diverse range of clients, including individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and tax services. The firm’s approach combines discretionary, customized portfolios overseen by an Investment Committee with in-house research and third-party strategies, alongside integrated tax and accounting services uncommon among large advisory firms.

Michael O'Malley is a financial advisor with United Planners' Financial Services of America, holding Series 65 and Series 66 credentials and bringing 20 years of industry experience. He has been with United Planners since 2015 and is also a partner at O'Malley & Berberich CPAs PC, where he has provided accounting, tax preparation, and business consulting services since 2001. United Planners serves a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients such as sovereign wealth funds and banks. The firm operates as both a registered investment adviser and a broker-dealer, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors.

Seth Dhaenens is a financial advisor with Principal Financial Services based in Phoenix, AZ. He holds the ChFC® designation and has 17 years of industry experience. His career includes roles at Principal Life Insurance Company and Principal Securities Inc since 2023, and prior to that, he worked with Pruco Securities, LLC and Prudential Insurance Company of America for 15 years. Dhaenens is also involved in providing fixed insurance products, including life, disability, annuities, long-term care, and Medicare supplements. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm focuses on financial planning and retirement plan consulting, with access to third-party money manager asset allocation and separately managed account solutions.

Jake Eitzen is a financial advisor at Oppenheimer with 12 years of industry experience. He holds the Series 66 designation and has been with Oppenheimer since 2014. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans, offering a variety of advisory programs including discretionary and non-discretionary portfolio management, consulting, and financial planning. The firm employs multiple investment approaches tailored to its programs, managing approximately $36.7 billion in assets as of December 2025.

Whitney Williams is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. Her prior experience includes roles at The Vanguard Group and USAA financial planning services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients within the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across a broad range of asset classes. The firm operates within the Schwab ecosystem and uses standard asset allocation models and Schwab research tools, with clients retaining final trading decisions.

Christopher Talbot is a financial advisor with Valic Financial Advisors in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has been with Valic Financial Advisors since 2011 and also has a role at Agia. Outside of his advisory work, he manages a rental property in Cave Creek, AZ. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models to construct client portfolios.

Courtney Hicks is a financial advisor at Kestra Advisory with seven years of industry experience. She holds Series 63 and Series 66 designations and has worked at The Vanguard Group and multiple self-employed roles prior to joining Kestra. Kestra Advisory provides investment advisory and retirement-plan consulting services to institutional and individual clients, offering fiduciary consulting, plan design, investment advice, and employee education. The firm serves a broad client base, including large institutional investors, and supports a range of investment platforms and managed solutions.

Anna Kramer is a CFP® and ChFC® with 27 years of industry experience. She is currently with Schwab Wealth Advisory Inc. and Charles Schwab & Co., where she has worked since 2020. Prior to this, she held positions at USAA Investment Management Company and USAA Financial Planning Services. In addition to her financial advisory roles, she has served with the Maricopa County Elections Department since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations based on standard asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, with discretionary management generally handled by affiliated or third-party money managers.

Andrew Saltzman is a CFP®-certified financial advisor with 25 years of industry experience. He has been with Beacon Pointe Advisors, LLC since 2020 and previously worked at Purshe Kaplan Sterling Investments and various Beacon Pointe entities dating back to 2011. Outside of his advisory role, he is a licensed insurance agent involved in the sale of life and health insurance products. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs a manager-of-managers approach, utilizing third-party independent managers selected through a formal due-diligence process, and offers discretionary wealth management, retirement plan consulting, and outsourced CIO solutions.

Scott O'keeffe is a financial advisor with UNITED PLANNERS' FINANCIAL SERVICES of AMERICA, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has been with United Planners since 2011 and concurrently maintains an active insurance license in Arizona for life, health, and disability coverage, though he does not currently solicit insurance products or clients. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients, providing financial planning, portfolio management, retirement services, and brokerage solutions through a network of 477 independent advisors. The firm operates an open-architecture platform with multiple custodians and third-party money managers and is notable for its largely non-discretionary asset mix and limited partnership ownership structure.

Lennon Fregien Miller is a financial advisor at Oppenheimer with a Series 66 credential and one year of industry experience. Prior to joining Oppenheimer, he worked as a self-employed financial trader and has held positions in mortgage processing and automotive sales. Oppenheimer serves individuals—including high-net-worth clients—corporations, pooled vehicles, and retirement plans, offering a range of advisory programs including portfolio management, consulting, and financial planning. The firm’s investment approach varies by program and advisor, encompassing strategic and tactical asset allocation across multiple asset classes and employing both commission-based and asset-based fee structures.

Steven Deacon is a financial advisor with Commonwealth Financial Network in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He previously worked at Blackrock Investments, LLC from 2011 to 2019 and has been with Commonwealth and Blakeman and Associates, Inc. since 2019. Outside of his advisory role, he is the owner of Five Point Wealth Advisors LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a range of advisory programs and services including custom portfolios, third-party asset manager access, and retirement plan consulting. The firm provides operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors, while its Investment Management and Research team manages discretionary model portfolios.

Mark Willets is a financial advisor at Stratos Wealth Partners, Ltd with 33 years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked at Merrill and Bank of America. Willets is based in Scottsdale, AZ. Stratos Wealth Partners provides advisory services to a diverse client base, including individual investors, trusts, charitable organizations, corporations, and retirement plans, offering portfolio management, financial planning, and access to third-party advisory solutions through its Strategic Wealth Management platform.

Carter Barrett is a CFP® professional with eight years of industry experience, currently serving at Schwab Wealth Advisory in Phoenix, AZ. His prior experience includes roles at Charles Schwab & Co., Cetera, Merrill, and Bank of America Merrill Edge. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge fees to clients, distinguishing it from many other enterprise wealth managers.

Scott Pilchard is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His prior roles include positions at FBL Marketing Services, FBL Financial Group, Global Retirement Partners, LPL Financial, and MidFirst Trust Company. Outside of his advisory work, he serves as Co-Chairman of the Arizona Agricultural Education FFA Foundation’s fund development committee, coordinating fundraising efforts to support agricultural education in Arizona. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors with a broad range of brokerage, portfolio management, financial planning, and retirement plan services. The firm offers advisory programs through its AccessPoint platform and third-party asset managers, managing approximately $11.3 billion in regulatory assets under management.

Brian Coughlan is a financial advisor at Beacon Pointe Advisors, LLC in Scottsdale, AZ, holding Series 63 and Series 65 licenses with 19 years of industry experience. He has been with Beacon Pointe Advisors and its affiliated entity, Beacon Pointe Wealth Advisors, since 2014. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, charitable organizations, corporations, and retirement plans. The firm employs a multi-manager approach using a proprietary “Focus List” and offers discretionary wealth management, retirement plan consulting, outsourced CIO solutions, and manager due diligence services.

Sally Johnson is a financial advisor with Creative Planning, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. Her prior roles include positions at Lockton Companies LLC and Wealthplan Advisors. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by tax-loss harvesting and selective private market exposure.