Israel Bentley is a financial advisor with Vanguard Advisers and holds Series 63 and Series 66 licenses. He has eight years of industry experience, including roles at The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2017, as well as prior work with the University of Phoenix. Outside of his advisory role, he sells sports cards on eBay as a self-employed activity. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, leveraging its scale and digital platform to manage a large client base efficiently.

Jinfu Yang is a financial advisor at Vanguard Advisers with three years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley and Bank of America. Vanguard Advisers offers automated and human-supported investment advice to retail investors and eligible retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through its digital platform and a team servicing model.

Anna York is a financial advisor at Vanguard Advisers with a Series 66 credential and one year of industry experience. Her prior work includes roles in beverage marketing as a brand ambassador and marketing activation representative. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and retirement plan participants, using a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs.

Andrew Soltes is a CFP® professional with 21 years of industry experience, currently serving at Vanguard Advisers since 2013. He has also been affiliated with Vanguard Marketing Corporation and THE Vanguard Group, Inc. since 2011. He is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform and team servicing model.

Samuel Barber is a financial advisor with Charles Schwab in Chandler, AZ. He holds the Series 66 designation and began his industry career in 2024. His prior work experience includes roles at Phoenix Cards and involvement with event and detailing services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and provides a range of integrated brokerage, custody, and advisory services.

Alfonso Ochoa III is a financial advisor at Edward Jones with 10 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2016. Based in Tempe, AZ, he operates within one of the largest wealth management firms in the country. Edward Jones serves more than four million individual and institutional clients with a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and is notable for its extensive network of financial advisors and branch offices across the United States.

Tsvetelin Stanchev is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes roles at Bank of America and various companies outside finance, such as Berge Toyota and Chrysler Dodge Jeep Ram. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Evan Johnston is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 66 and Series 63 licenses and two years of industry experience. His prior roles include positions at Equitable Advisors and self-employment. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants, utilizing a goal-based, algorithm-driven approach that incorporates Vanguard funds and ETFs. The firm’s platform serves a large client base with a combination of digital tools and advisor support.

Michael Kane is a CFP® with 16 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2023. He has been affiliated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2010. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Alexandra Cooke is a financial advisor at Merrill with six years of industry experience. She has held her current role since 2019 and previously worked for Seven Peaks Brewing Company for seven years. She holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Wick is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and one year of industry experience. His prior work history includes positions at Bank of America and various retail and pharmacy roles. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Andrew Boerman is a financial advisor at Vanguard Advisers based in Scottsdale, AZ. He holds Series 66 and Series 63 designations and has four years of industry experience. Prior to joining Vanguard Advisers, he worked at State Street Global Advisors Trust Company and Blackford Capital. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios mainly constructed from Vanguard funds and ETFs, offering various customization options and tax-aware strategies.

Stephanie Buechting is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 65 credentials and has 23 years of industry experience, including over two decades at Edward Jones. She also serves as Branch Manager for Buechting Financial LLC in Tempe, AZ. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs in municipal advisory and employer retirement plans.

Annette Escalante is a financial advisor with Cetera in Chandler, AZ, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. She previously worked at J.P. Morgan Securities and J.P. Morgan Chase Bank. Outside of finance, she owns and operates Spirited Cakes, a cake business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers diversified portfolio management options, including discretionary and non-discretionary services, with access to a range of third-party money managers and investment programs.

Nikhil Chablani is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2017. He has been associated with The Vanguard Group, Inc. and its affiliated entities since 2012. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to develop personalized asset allocations, primarily utilizing Vanguard funds and ETFs, and manages a large client base through its digital platform and advisory team.

Aiden Rettke is a financial advisor at Ameriprise in Scottsdale, AZ, holding a Series 66 designation. He began his advisory career in 2025 and has prior experience at Merrill and involvement with the University of Arizona and several business ventures. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a focus on retirement income planning through its Premier Retirement Income service, which provides tailored recommendations and ongoing advice based on proprietary research and third-party data.

Patrick Mulcahy Jr. is a financial advisor with Cetera, holding Series 65 and Series 63 designations and 11 years of industry experience. His prior work includes roles at Edward Jones and several firms operating under the Anderson, Foe, Kent, and Madsen group. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and access to both affiliated and third-party managers through various program structures and custodial relationships.

Daniella Cervantes is a financial advisor with Merrill in Chandler, AZ. She holds a Series 66 designation and began her advisory career in 2026. Prior to joining Merrill, her background includes roles in education and contracting, as well as experience with XCL Engineering LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Hanel Acevedo is a financial advisor with Morgan Stanley in Gilbert, AZ, holding a Series 66 designation and three years of industry experience. Prior to joining Morgan Stanley in 2023, Hanel worked at Molded Devices and Fabuwood Cabinetry, with earlier experience at R&D Altanova. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and offering a structured planning process using firm-approved tools and modeling methods.

Nicholas Lindow is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has been with Vanguard entities since 2017, including Vanguard Marketing Corporation and The Vanguard Group, and is based in Scottsdale, AZ. Vanguard Advisers offers a combination of automated and human-supported investment advice primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing proprietary models and primarily Vanguard funds and ETFs.