Michael Tsan is a financial advisor with Ameriprise in Gilbert, AZ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement who meet specific asset criteria, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach and offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Nicholas Castillo is a financial advisor with Vanguard Advisers, holding a Series 66 designation and five years of industry experience. He previously worked at Merrill and Bank of America, N.A. His outside activity includes operating Lost Forest Woodworking, LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, utilizing a goal-based, algorithm-driven approach primarily invested in Vanguard funds and ETFs.

Carlos Salvatierra Duran is a financial advisor with Morgan Stanley in Tempe, AZ, holding a Series 66 credential and bringing eight years of industry experience. His work history includes roles at Merrill and Cenlar FSB. Outside of his advisory role, he works as a delivery driver for Uber Eats and DoorDash. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets and offering comprehensive planning tools and investment-related services.

Alex Mc Neely is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and nine years of industry experience. He has been with Charles Schwab since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through Schwab Wealth Advisory’s wrap fee program and affiliated managed-account and financial planning services. The firm offers a combined approach of non-discretionary guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Grant Bentley is a financial advisor with Morgan Stanley in Gilbert, AZ, holding a Series 66 designation. He has one year of industry experience and has worked at Morgan Stanley since 2026. Prior to that, he held positions in various fields including tutoring and food service. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and advisory programs supported by structured planning tools and a range of investment services.

Christopher Housley is a Series 66-licensed financial advisor with Ameriprise in Gilbert, AZ, and has 17 years of industry experience. He previously worked at Wells Fargo Advisors, LLC and Wells Fargo Clearing from 2012 to 2021 before joining Ameriprise in 2021. Outside of his advisory role, he is involved in a transportation business partnership through Housley Transport LLC, which invests in trucking operations managed by a third party. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes a written Recommendation Report and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Sergio Hernandez is a financial advisor at Morgan Stanley in Gilbert, AZ, with two years of industry experience. He holds the Series 66 and Series 63 credentials and previously worked at Merrill, Bank of America N.A., and Robinhood Markets, Inc. Outside of finance, Hernandez competes as a professional boxer. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets through a variety of services including planning that incorporates the firm’s investment committee estimates and modeling tools.

Taylar Owen is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 10 years of industry experience. Prior to joining J.P. Morgan in 2025, Owen worked at Edward Jones, Mass Mutual/MML Investors, and USAA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Patrick Serrano is a financial advisor at Charles Schwab with two years of industry experience. He holds the Series 66 designation and has worked with various Charles Schwab entities since 2022. Prior to his advisory role, his background includes education and retail positions. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wealth advisory wrap fee programs and managed-account services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by in-house research and alternative investment due diligence.

Michael Bohnert is a financial advisor at Ameriprise with 19 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Edward Jones for 10 years. Outside of his advisory work, he serves as a youth ice hockey referee through the Arizona Amateur Ice Hockey Association. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendations and ongoing planning focused on reliable income sources and tax-aware withdrawal strategies.

Connor Ziegler is a financial advisor with LPL Financial in Tempe, AZ. He holds a Series 66 designation and has been in the industry since 2023, with prior experience at Aflac and several roles unrelated to finance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Cameron Mack is a financial advisor at Merrill with Series 63 and Series 65 licenses and one year of industry experience. His prior roles include positions at J.P. Morgan Securities LLC and Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and institutional investors.

Justin Simonini is a CFP® professional with three years of industry experience, currently affiliated with MassMutual Investors Services in Scottsdale, AZ. His prior roles include positions at JP Morgan Chase Bank and LPL Financial, and he is the founder of Saguaro Advising LLC. Outside of advisory work, he provides transportation services for physically disabled individuals. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing a collaborative, tools-driven approach to deliver tailored recommendations.

Leslie Jackson Bridges is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. She has held roles at J.P. Morgan Securities since 2012 and at JPMorgan Chase Bank, N.A. since 2009. She holds the Series 63 and Series 66 designations and is based in Scottsdale, AZ. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Nicole Neals is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and bringing 15 years of industry experience. She has worked at Charles Schwab and Charles Schwab Bank since 2020 and previously held roles at USAA Investment Services Company and other USAA financial planning and advisory entities from 2011 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and order-routing with a multi-asset model portfolio approach and formal alternative investment processes.

Connor Little is a financial advisor at Morgan Stanley in Gilbert, AZ, holding a Series 66 license with six years of industry experience. Prior to joining Morgan Stanley in 2020, he worked at J.W. Marriott and attended the University of Arizona from 2016 to 2020. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and an Estate Planning Strategies Group.

Evelyn Contreras is a financial advisor with LPL Financial in Mesa, AZ, holding a Series 63 designation and 14 years of industry experience. She has been with LPL Financial since 2008. Outside of her advisory role, she manages administrative tasks and payroll for a local detail shop. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Douglas McClane is a financial advisor at Raymond James Financial with 39 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Raymond James since 2012, currently also associated with the Zamborelli Wealth Advisory Group. His outside activities include serving as acting trustee for a trust with minimal annual duties. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Thomas Welton is a financial advisor with Primerica Advisors in Mesa, AZ, holding Series 65 and Series 63 licenses and having 12 years of industry experience. He has worked at Primerica Financial Services and PFS Investments Inc. since 2013 and 2014, respectively, and previously served at the Department of Homeland Security from 2004 to 2017. Outside of advising, Welton is the owner of Welton & Associates, LLC, a legal entity formed for Primerica business purposes, and is involved in sales of home security, automation, and mortgage referral products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services primarily through model-based strategies managed by unaffiliated asset managers.

Maria Longhini is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 65 licenses and has three years of industry experience. Her prior work includes roles at J.P. Morgan Securities LLC, BMO Bank N.A., and Desert Financial Credit Union. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and employs analytical tools to help clients evaluate potential outcomes, supporting implementation through its advisory programs or other providers.