Teena Milldebrandt is a financial advisor with Cetera, holding a Series 66 designation and 24 years of industry experience. She has been with Cetera and its affiliates since 2014. Outside of her advisory work, she is involved in selling fixed insurance products and facilitates self-help seminars focused on life balancing topics. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers and investment strategies.

Wayne Kandas is a CFP® professional with 37 years of experience, currently advising at Ameriprise Financial Services, LLC since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2016 to 2020. Outside of his advisory role, he has interests including real estate ownership in Mexico. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Mariano Munguia Garcia is a financial advisor at Raymond James Financial with two years of industry experience. He holds a Series 66 designation and previously worked at firms including Morgan Stanley, J.P. Morgan Securities LLC, and Northern Trust. Outside of finance, Mariano has worked as a delivery partner for Uber Eats. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored non-discretionary planning and investment consulting, employing analytical tools such as risk profiling and probability modeling to support client goals.

Calvin Robinson is a financial advisor at OSAIC with 10 years of industry experience. He holds the Series 65 and Series 63 licenses and has previously worked at Triad Advisors LLC, Securities America, Woodbury Financial Services, FSC Securities Corp, Sagepoint Financial, KMS Financial Services, and Goldbloom Wealth Management. Robinson serves as a successor trustee for family living trusts but has no active duties in that role. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable investors through a large network of advisers and advisory platforms. The firm offers integrated brokerage and advisory services, utilizing tools such as asset-allocation models and risk assessments to construct portfolios across various asset classes, with discretionary and non-discretionary management options.

Martial Martinoni is a financial advisor with LPL Financial in Scottsdale, AZ, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He worked at Ameriprise Financial Services, Inc. for 13 years before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and access to model portfolios and research from multiple sources.

Taylor Wallis is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds the Series 66 and Series 63 designations and has worked at firms including Morgan Stanley and Bank of America/Merrill Lynch. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers a range of approved funds and strategies through a non-discretionary program where clients retain final decision-making authority.

Seth Gonzalez is a financial advisor at Vanguard Advisers with one year of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Vanguard Advisers, he worked at Auto-Owners Insurance Company and has a background that includes roles outside finance such as positions at Raising Cane's Chicken Fingers and Shake Shack. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios primarily composed of Vanguard funds and ETFs, offering a digital delivery model supported by a large team of advisors.

Kole Bosworth is a financial advisor with Morgan Stanley in Tempe, AZ, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He worked at Morgan Stanley from 2016 to 2021, briefly joined Prospera Financial Services in 2021, and has been with Morgan Stanley since later that year. Outside of advisory work, he owns and manages rental properties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning using structured processes and proprietary tools, managing approximately $2.74 trillion in client assets.

Tanner Thorsrud is a CFP® with eight years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2017. Prior to this, he was involved with the University of Arizona Football program from 2014 to 2017. Vanguard Advisers offers automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach and manages a large scale of client relationships with over 2,200 advisors.

Michael Vogt is a financial advisor at OSAIC with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with firms including Securities America Advisors and Gather Boutique. Outside of his advisory work, Vogt and his wife are licensed foster parents providing care for children through Cedars. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, financial planning, and retirement consulting. The firm utilizes asset-allocation tools, automated rebalancing, and access to third-party managers to construct diversified portfolios across various asset classes.

Anthony Bellino is a Senior Vice President and Senior Financial Advisor with the Bellino Group at Merrill Lynch Wealth Management. He is the third generation of his family to work at Merrill and plays a key role in business development, investments, portfolio construction, and client relationships. Tony and his team utilize Merrill's resources and specialists to create strategies tailored to complex financial situations and assist clients in making informed decisions during volatile markets. Tony's areas of focus include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. He graduated from Arizona State University and holds a Personal Investment Advisor (PIA) designation. Additionally, he has attended the Massachusetts Institute of Technology without degree conferral and completed his high school education at Chaparral. Tony has previously been involved with the National Association of Stock Plan Professionals (NASPP) to enhance his professional skills and knowledge. Outside of his professional work, he is engaged with his children's school and local community. Tony and his family reside in Scottsdale.

Anthony Cosentino is a CFP®-certified financial advisor with 12 years of industry experience. He is currently with Cetera and has prior experience at The Vanguard Group. Cosentino serves as a financial professional at Wilde Wealth Management and is involved in nonprofit work, including roles with the Arizona Community Foundation and the Sedona Humane Society. Cetera Investment Advisers LLC is a nationwide multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and access to various third-party managers through discretionary and non-discretionary programs.

Katrina Buhl is a financial advisor with Robert W. Baird & Co. in Scottsdale, AZ, holding a Series 66 designation and bringing 11 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Edward Jones. She is part of The DDK Group within Baird’s Private Wealth Management practice, which serves a diverse client base including individuals, families, and institutions. The DDK Group offers tailored financial planning and portfolio management services, utilizing a range of strategies from traditional equity and fixed-income allocations to more complex investments, alongside municipal advisory and public finance services unique among large institutional firms.

Mark Shultz is a CFP® professional with 42 years of industry experience. He is currently with Wells Fargo Clearing, where he has worked since 2022, following a 13-year tenure at UBS Financial Services Inc. In addition to his advisory role, he serves as an administrator for his sister’s estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services that include investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s approach is IPS-driven and incorporates both discretionary and non-discretionary options, including a notable range of insurance-related and bank deposit sweep investment vehicles.

Dolman Vineyard III is a CFP® professional with 18 years of industry experience, currently affiliated with MassMutual Investors Services. His prior roles include positions at Vinity Financial Group, LPL Financial, and the U.S. Army National Guard. He is owner of D'Vine Financial, LLC, and Vinity Insurance Group, LLC, where he is involved in insurance brokerage including life, disability, property and casualty, long-term care, and fixed annuities, as well as partner at Vinity Legacy Group, LLC, facilitating estate planning client introductions. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars through collaborative, annual engagements.

Anthony Williams is a financial advisor with Cetera, holding the ChFC® designation along with Series 63 and Series 65 licenses, and has 32 years of industry experience. He has served in various capacities including president roles at Orthopedist Advisory Group and Mosaic Financial Associates. Outside of advisory work, he is involved as a camp director for a nonprofit organization and is the author of several Amazon Kindle e-books. Cetera Investment Advisers LLC is an SEC-registered firm that supports a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with access to a variety of portfolio management options and third-party managers, overseeing assets exceeding $256 billion through more than 10,000 advisors nationwide.

Kimberly Wahl Taylor is a financial advisor with OSAIC based in Scottsdale, AZ, holding a Series 66 designation and 14 years of industry experience. She has been affiliated with Securities America and Securities America Advisors for over a decade. Kimberly is also a partner in a family farm partnership, which she inherited, although she does not take an active role in its management. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers and managed-account solutions. The firm utilizes proprietary asset-allocation tools and supports both discretionary and non-discretionary portfolio management options.

Evangelos Kalomiris is a financial advisor at Robert W. Baird & Co. with seven years of industry experience. He holds the Series 66 designation and has worked at Baird since 2017. His prior roles include positions at ASUO Finance and the University of Oregon. He is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, separately managed accounts, and tax-management overlays.

Beth Griffin is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation and with 20 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs including tailored financial planning, with a process using structured discovery and firm-approved tools to model outcomes, and manages approximately $2.74 trillion in client assets.

James Wrenn is a financial advisor with UBS Financial Services in Scottsdale, AZ, holding Series 63 and Series 66 licenses and having 32 years of industry experience. He has been with UBS Financial Services since 2006 and has prior experience at Piper Jaffray Inc. dating back to 1993. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.