Rosemary Dinardo is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. She previously worked at The Vanguard Group, Inc. from 2013 to 2021 before joining Fidelity in 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and offers oversight of affiliated and unaffiliated sub-advisers.

Angela Kunze is a financial advisor with Raymond James & Associates in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. She has been with Raymond James & Associates since 2015. Outside of her advisory role, she is involved with K Bar Ranch LLC, an agriculture and farming business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Rodney Tucker is a financial advisor at RBC Capital Markets with 29 years of industry experience. He holds the Series 63 and Series 65 designations. His career includes roles at City National Bank since 2019 and RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with customized portfolio management, financial planning, and brokerage services, leveraging a mix of in-house and third-party investment managers.

Matthew Macdonald is a financial advisor at Merrill with Series 63 and Series 66 designations and one year of industry experience. His prior experience includes roles at Morgan Stanley and Bank of America, as well as work in hospitality and education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary strategies designed by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with strategic asset allocation and cash management solutions.

Drew Kubicki is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at SES Inc., Seia LLC, Postmates, Charles Schwab, Waddell & Reed Inc., and Roger Dunn Golf Shop. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

David Jones is a financial advisor with Raymond James Financial Services Advisors, Inc. in Phoenix, AZ, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at Desert Financial Wealth Management, Raymond James Financial Services, and LPL Financial. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and also supports municipal and public-finance work through a municipal advisor affiliation.

Thomas Tourek Jr. is a financial advisor at Cetera with 21 years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked for J.P. Morgan Securities for 13 years. Outside of his advisory role, he is the owner of Turning Point Enterprises, LLC (dba 1320CONNECT), a motorsports marketing and advertising business. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers. The firm operates a multi-manager platform with over 10,000 advisors and manages more than $256 billion in assets.

Jeremiah Miller is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2012 and 2015, respectively. He is based in Peoria, AZ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a wide range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Bubacarr Leigh is a CFP® with seven years of industry experience, currently affiliated with Charles Schwab in Phoenix, AZ. His work history includes roles at Charles Schwab & Co., Inc. since 2019 and Charles Schwab Bank SSB since 2025, along with prior experience at Walmart, Emmarie Behavioral Home, Grand Canyon University, SiteLock, Verizon Wireless, and South Mountain Community College. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by due diligence from the Schwab Center for Financial Research.

Ethan Thomas is a financial professional at Cetera with one year of industry experience. He holds the Series 66 designation and has worked with Cetera and its affiliate Cetera Wealth Services, LLC since 2025. Prior to his financial services career, he held positions in various industries including waste management and education. Thomas is also associated with Renaissance Financial as a financial professional. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large network of independent advisors and employs a multi-manager platform with various program structures and custodial relationships.

Eilidh Zoppel is a financial advisor with Charles Schwab, holding a Series 66 designation and six years of industry experience. She has been with Charles Schwab & Co., Inc. since 2019. Prior to that, she worked at Marketeer Co. and Tech Launch Arizona, and was affiliated with the University of Arizona. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, using multi-asset model portfolios and due diligence on alternative investments.

Thomas Tenney is a financial advisor at Wells Fargo Advisors with 18 years of industry experience. He holds the CFP® and CFA® designations and previously worked at UBS Financial Services for 16 years. Outside of his advisory role, he manages several rental property investments. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services using Wells Fargo research and planning tools. The firm offers a broad range of planning options tailored to clients who meet specific net-worth criteria.

Quentin Mclachlan is a Planning Consultant at Fidelity Investments, a position he has held since 2024. In his role, he works closely with clients and their families to understand their unique personal and financial goals. Quentin collaborates with clients to develop tailored financial plans aimed at helping them achieve their aspirations. Quentin emphasizes building relationships based on honesty and integrity. His focus is on empowering clients throughout their financial journey by providing guidance and support aligned with their objectives.

Kevin Guinan is a financial advisor with J.P. Morgan Securities who holds a Series 66 designation and has 23 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has additional work history with JPMorgan Chase Bank, N.A. since 2004. Outside of his advisory role, he is involved in managing real estate holdings through private LLCs alongside his wife. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services on a non-discretionary basis, combining large institutional advisory operations with broker-dealer and investment adviser registrations.

Tamara O'neal is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 credentials and 31 years of industry experience. Prior to joining Schwab in 2020, she worked at USAA Investment Management Company and USAA Financial Advisors, Inc. Tamara is also involved with Origami Owl, a business she has been part of since 2013. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, with investment guidance centered on multi-asset model portfolios and a structured alternative-investment process.

Lloyd Strode is a CFP®-certified financial advisor with 13 years of industry experience. He is currently affiliated with Cetera and has held positions at several entities including Strode Private Wealth, Strode Financial LLC, and North Star Consultants, Inc. Outside of financial services, he serves as Chairperson for the allied members of the Arizona Veterinary Medicine Association and is a part-owner of a golf course. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and consulting services and provides access to both affiliated and unaffiliated third-party managers across multiple program structures.

Jonathan Melde is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he has partial ownership in rental properties in Arizona. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Paul Siegel is a financial advisor with Ameriprise in Mesa, AZ, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Siegel owns a personal LLC for tax purposes that is unrelated to investment activities. Ameriprise is an institutional firm serving individuals approaching or in retirement who meet specific asset criteria, offering retirement-income planning through its Premier Retirement Income service. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendations, primarily for clients with Ameriprise-managed assets.

Ryan Bertenshaw is a Wealth Management Advisor and Managing Partner of the Bertenshaw-Fiedler Wealth Management Team at Merrill Lynch Wealth Management. He specializes in supporting high-net-worth and ultra-high-net-worth families across the country, focusing on areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, and managing new wealth. Ryan also has a particular emphasis on empowering women to gain and maintain financial confidence, security, and independence. With a degree from the University of Arizona's Eller College of Management, Ryan brings expertise in coordinating estate, tax, and investment decisions for clients navigating pivotal life events, including business transitions, retirement planning, and major personal changes. His approach is to provide structure, clarity, and coordination to complex financial situations, acting as a central connection between investment strategy, banking, lending, charitable planning, and long-term goals. Ryan remains engaged in the Phoenix community through his involvement with organizations such as the Merrill Next-Generation Leadership Council, St. Vincent de Paul, and the Young Visionaries Board (Y.V.B.). Outside of work, he enjoys golfing, skiing, and following University of Arizona basketball.

Earl Cochell Jr. is a financial advisor at Cetera with 18 years of industry experience. He holds the ChFC® and Series 66 designations and has worked at firms including VOYA Financial Advisors and Cetera Wealth Services. Cochell is also president of EMC Wealth Management and operates an independent insurance agency specializing in fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers across multiple program structures.