Monica Grubbs is a financial advisor at Morgan Stanley with a Series 66 credential and one year of industry experience. Prior to joining Morgan Stanley, she held roles in retail and youth sports organizations and has a background that includes involvement with the Apex1 Volleyball Club. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and analysis methods.

Daniel Landry is a financial advisor with J.P. Morgan Securities and holds Series 66 and Series 63 licenses. He has 12 years of industry experience, including prior roles at Wells Fargo and E*TRADE, and worked at Valet Living from 2019 to 2021. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Marco Vasquez is a financial advisor with Edward Jones, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services, Wells Fargo Advisors, and Wells Fargo Bank. Outside of his advisory work, he is involved in rental property management. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a large national network of advisors and branches. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Richard Azouz is a financial advisor at LPL Financial in El Segundo, CA, with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Summit Financial Group and Summit Brokerage Services. He is involved with Paradigm Financial Planning Group, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

James Cox is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 63 designation and 39 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques such as Monte Carlo simulations in its financial planning process.

Michael Baghramian is a Senior Financial Advisor and a Senior Vice President at Merrill Lynch Wealth Management. He is also a co-founder of The Peninsula Group, where he works closely with a select group of clients, providing attentive focus and developing thoughtful strategies to support their financial goals. Before joining Merrill Lynch in 2024, Michael spent 17 years at UBS and Morgan Stanley. Michael's expertise includes tax-sensitive portfolio design, alternative investments, risk analysis, and strategies for concentrated and restricted stock. He is experienced in providing customized lending opportunities and liquidity strategies and has a deep understanding of RSUs, stock options, and ESPP. Michael's client focus areas include college education planning, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, portfolio management services, and tax minimization. He holds a B.S. in Management Science from the University of California, San Diego, and maintains California life and health insurance and annuity licenses. Michael grew up in Palos Verdes Estates, where he currently lives with his wife and three children. Outside of work, he is involved in his local church and enjoys playing beach volleyball.

Scott Trout is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank since 2015, previously working at Morgan Stanley Smith Barney starting in 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions. The firm emphasizes tailored financial planning supported by proprietary tools and risk modeling, managing approximately $2.74 trillion in client assets.

Tunc Diptas is a Series 66-credentialed financial advisor with Wells Fargo Clearing, based in El Segundo, CA, and has 16 years of industry experience. He has worked at various Wells Fargo entities since 2011, including Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Outside of his advisory role, he owns and operates two businesses focused on life coaching and website creation for small businesses. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is grounded in modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Brandon Panfil is a financial advisor at Morgan Stanley in El Segundo, CA, holding a Series 66 credential with seven years of industry experience. His career includes roles at Morgan Stanley Private Bank and Signia Capital. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm’s approach involves structured discovery conversations and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

John Newitt is a financial advisor with LPL Enterprise, holding 50 years of industry experience. He previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. for over two decades. Outside of his advisory role, he serves as president of Institutional Services Corporation, a firm providing administrative services to qualified retirement plans. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, model wealth portfolio programs, third-party asset management, and access to brokerage and insurance products through an integrated platform.

Reva Shakkottai is a financial advisor with RBC Capital Markets in Manhattan Beach, CA, holding Series 63 and Series 66 credentials and 24 years of industry experience. She has worked at RBC Capital Markets since 2009 and at City National Bank since 2016. She serves on the UCLA Anderson School of Management Alumni Board of Directors as a representative of the MBA graduating class of 2002. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual and institutional clients with a range of advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm customizes strategies based on each client’s risk profile and integrates in-house and third-party investment managers.

Michael De Metre Jr. is a financial advisor with Merrill in El Segundo, CA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Fidelity Investments, JPM Chase Bank, and the Santa Barbara Trust for Historic Preservation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Malinda Difley is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. She holds the CFP® designation along with Series 63 and Series 65 licenses. Prior to her current role starting in 2016, she worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory work, she serves as an investment committee member for St. Cross Episcopal Church in Hermosa Beach, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Michelle Blackmer is a financial advisor at J.P. Morgan Securities with two years of industry experience. She previously worked at Merrill for 26 years before joining J.P. Morgan in 2024. Michelle holds a Series 66 designation. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage and investment management capabilities, operating on a non-discretionary basis where clients retain final decision-making authority.

Randall Takaki is a CFP® with 21 years of industry experience, currently serving at LPL Enterprise. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and founder of Takwealth. He is also the founder of FARENH, LLC, a retail sales business. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio services, third-party asset management, and access to various brokerage and insurance products.

Christopher Litty is a financial advisor at Ameriprise with 23 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Ameriprise since 2016, following seven years at Merrill. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide customized, non-discretionary recommendations. The firm serves a broad client base through a range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Trevor Kimbro is a financial advisor with Edward Jones in Torrance, CA, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors. The firm manages over $1 trillion in assets through a nationwide network of more than 23,000 advisors, offering a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and other financial services.

Deric Wild is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing six years of industry experience. His prior roles include positions at JPMorgan Chase and Wells Fargo. Outside of his advisory work, he operates an online business selling artistic and collectible goods. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and municipal entities. The firm offers tailored financial planning and non-discretionary investment consulting supported by extensive research, a range of portfolio management styles, and specialized municipal advisory services.

Amy Foster is a CFP®-certified financial advisor with 34 years of industry experience. She is currently with Osaic Wealth, Inc., joining the firm in 2023 after 31 years at Royal Alliance Associates, Inc. Foster serves as trustee for multiple family trusts and operates a separate business selling life, health, and long-term care insurance. Osaic Wealth, Inc. provides integrated brokerage and advisory services to a diverse client base, including individual, high-net-worth, institutional, and charitable clients. The firm utilizes a variety of investment tools and third-party platforms to offer customized portfolio management across multiple asset classes.

Paul Dowling is a financial advisor at Morgan Stanley in Torrance, CA, with 35 years of industry experience. He has been with Morgan Stanley since 2009 and holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and scenario modeling.