Conrad Badillo is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has been with J.P. Morgan Securities since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates ESG considerations where applicable.

Ivan Arzate is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked exclusively within J.P. Morgan entities since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and incorporates a framework that may include ESG eligibility.

Michael Barnhill is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 credentials and 23 years of industry experience. His career includes roles at JP Morgan Chase Bank, J.P. Morgan Securities, Chase Investment Services Corp., and Wamu Investments, Inc. He is based in Long Beach, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary advisory program. The firm’s process integrates quantitative and qualitative research and includes an ESG eligibility framework.

Eric Schwartz is a financial advisor at Ameriprise with 26 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Kinecta Financial & Insurance Services LLC and LPL Financial for 15 years. Schwartz is also employed at Kinecta Wealth Management. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet certain asset criteria. The firm provides tailored, research-driven recommendations that incorporate tax-efficient strategies and asset management through a centralized consulting team.

Wayne Barnes is a Series 66-licensed financial advisor with 19 years of industry experience. He is currently with J.P. Morgan Securities and JPMorgan Chase Bank, N.A., where he has worked since 2017. His prior roles include positions at Bank of America, Merrill Lynch Pierce Fenner and Smith, Wells Fargo, and Ameriprise. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm integrates quantitative and qualitative research in its advisory process and offers access to derivatives and commodities capabilities not commonly found in similar institutional advisory programs.

Charles Scheel is a financial advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity, he held various roles including positions at Marist College and Mohonk Mountain House. He also has experience in education and community settings. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base with discretionary and non-discretionary advisory services, fund management, and model portfolio delivery.

Steven Azer is a financial advisor with LPL Financial based in Torrance, CA, holding Series 63 and Series 66 licenses and 11 years of industry experience. His career includes time at JPMorgan Securities LLC, Wells Fargo Bank, and BMO Harris Bank. Azer is also a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and asset management services, combining advisory platforms with extensive non-advisory financial activities.

Jordan Fuller is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America, he held roles in property management and various other fields. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Angel Moon is a CFP® professional with 27 years of industry experience, currently advising at LPL Financial since 2022. Prior to joining LPL, Moon spent 19 years at Hazard, Iwai, Moon & Associates and has also been affiliated with Avantax Investment Services, Inc. since 1998. In addition to financial advising, Moon owns a tax preparation and accounting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technological and operational tools.

Jacob Aruta is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019. Outside of his financial career, he is involved with USC and the Los Angeles Memorial Coliseum. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide array of advisory programs including tailored financial planning supported by firm‑approved tools and methodologies.

Lok Tin Wang is a financial advisor with Charles Schwab in Torrance, CA, holding a Series 66 designation and three years of industry experience. Prior to his current role, he worked at PTD Enterprise and the University of California-San Diego. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and order-routing arrangements.

Suzanne Castruita is a financial advisor with Merrill in Torrance, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with Merrill since 2006. Outside of her advisory role, she is involved as the caregiver of an 11-year-old boy and manages related responsibilities. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Carlos De La O Rivera is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides personalized wealth management strategies that align with clients' individual goals and adapt to changing market conditions. Carlos offers access to investment insights from Merrill as well as banking and lending solutions through Bank of America. Carlos holds the Professional Investment Advisor (PIA) designation and earned a bachelor's degree from Universidad del Sagrado Corazon. He is committed to working closely with clients to develop individualized financial strategies focused on pursuing long-term objectives. Additionally, Carlos participates in community volunteer activities, reflecting the Merrill tradition of engagement in the communities served.

Victor Hazard III is a financial advisor with Cetera, holding the PFS™ designation and Series 63 and 65 licenses, and has 39 years of industry experience. His background includes roles at Fiduciary Trust and Avantax Advisory Services, with over four decades of experience managing his own consulting practice, Hazard Financial. He is also a partner at a tax preparation and accounting firm. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary strategies.

Susan Morton is a financial advisor with LPL Financial in Venice, CA, holding Series 63 and Series 65 credentials and 31 years of industry experience. Her previous roles include positions at JP Morgan Chase Bank and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, with an emphasis on both discretionary and non-discretionary investment strategies.

Mckenzie King is a financial advisor at Morgan Stanley with 5 years of industry experience. He holds the Series 66 designation and has worked at multiple Morgan Stanley entities since 2018. Prior to his advisory career, he worked at Chick-Fil-A and was involved with California State University, Long Beach, as well as the Mission Oaks Recreation and Park District. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Flavio Atoche is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. His work history includes roles at Wells Fargo Clearing since 2019 and prior positions in both the staffing and restaurant industries, including at Robert Half and Slurpin' Ramen Bar. He also has experience working at the University of Southern California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with a range of brokerage and advisory solutions, managing approximately $671 billion in assets across more than 14,000 financial advisors.

Keegan Cohen is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously worked at JPMorgan Chase Bank, the Kellogg School of Management, Paymentus Corporation, Oracle, and GVB Medical. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research supported by a centralized manager solutions team.

Karen Codman is a financial advisor at Osaic with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at FSC Securities Corporation and Crown Capital Securities, L.P. Codman is also involved in several community activities, serving on the Board of Governors for the Long Beach City College Foundation and as a board member of the Long Beach Chamber of Commerce. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools, with a platform shaped by its scale, affiliated networks, and private-equity ownership.

Victor Correa is a financial advisor at Fidelity with 10 years of industry experience. He holds a Series 66 designation and has worked previously at JP Morgan Securities and Ameriprise Financial Services. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management and fund advisory. The firm combines proprietary research with quantitative analysis and algorithmic portfolio construction, and serves as a commodity pool operator and adviser to multiple registered investment companies.