Joseph Pena is a CFP®-credentialed financial advisor with 42 years of industry experience, currently serving clients at LPL Financial since 2017. Prior to joining LPL, he worked at National Planning Corporation and has operated his own tax preparation and accounting practice for over five decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers diverse investment strategies and utilizes technology tools for operational support, managing over $819 billion in discretionary assets through a large network of advisors.

Melissa Kenshalo is a CFP® professional with 24 years of industry experience, currently advising at Ameriprise in Tustin, CA. Her prior roles include positions at Eagle Strategies, NYLife Securities, New York Life Insurance Company, Stifel Nicolaus & Co Inc, RBC Capital Markets, Bank of America, and Merrill. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides clients nearing or in retirement with written recommendations and annual retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Nicolas Bamont is a financial advisor at Morgan Stanley with one year of industry experience. He holds the Series 66 designation and has worked within Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Since 2022, he has been involved in marketing activities at Red Bull North America. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers planning services through Financial Advisors and its Estate Planning Strategies Group.

Jordan Oliver is a financial advisor with Equitable Advisors in Irvine, CA, holding a Series 66 designation and seven years of industry experience. Prior to joining Equitable Advisors in 2019, he worked at Axa Advisors and has professional experience outside finance, including a role at Big Canyon Country Club. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives. The firm emphasizes matching clients to program models or discretionary managers and integrates both proprietary and third-party solutions.

Cameron Shirangi is a financial advisor with Morgan Stanley in Irvine, CA, holding a Series 66 designation and having one year of industry experience. Prior to joining Morgan Stanley, he has worked in various roles including positions at universities such as the University of Southern California and the University of Hawaii Manoa, as well as running a business called Self Identity Charms LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning solutions supported by structured discovery processes and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Jijun Zhang is a Series 66-licensed advisor at J.P. Morgan Securities with six years of industry experience. Prior to joining J.P. Morgan, Zhang held roles at Ctbc Bank USA and JPMorgan Chase Bank, N.A. Outside of finance, Zhang has a background in language and cultural communication, having been involved with AUVI Language Culture Communication and Learn Modern Chinese.com. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates both quantitative and qualitative research, including the use of an ESG eligibility framework.

Jonathan Wang is a CFP® with 13 years of experience in the financial services industry. He is currently with Wells Fargo Clearing and has previously worked at Charles Schwab Bank, Fidelity Brokerage Services, TD Ameritrade, Equitable Advisors, and J P Turner & Company Capital Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets through a large network of financial advisors.

Erick Gabler is a financial advisor with Morgan Stanley in Brea, California, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, N.A. since 2015. Gabler also serves as a trustee and co-trustee for a trust based in Fullerton, California. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its services.

Tammy Macarthur is a Series 66 licensed financial advisor with six years of industry experience, currently serving clients through LPL Financial since 2021. Her prior experience includes roles at Waddell & Reed Inc and Darci Kelley, alongside involvement with various insurance carriers. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides financial planning, wrapped and model portfolio programs, third-party asset management access, and institutional platforms, supported by a large network of advisors and diverse operational tools.

Junru Ma is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 65 and Series 63 licenses and seven years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2019, Ma worked at Haitou LLC, California Actuarial Consultants, and the University of California, San Diego. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative due diligence and incorporates a range of eligible investment strategies, including an ESG eligibility framework.

Micah Willis is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. His background includes roles at Merrill Lynch and the Port Theater, as well as a position at the Mihaylo College of Business and Economics at Cal State Fullerton. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by various investment strategies and technology tools.

Jeffrey Heimstaedt is a financial advisor at Wells Fargo Clearing with 45 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Merrill from 1997 to 2008 and Oppenheimer from 2008 to 2014 before joining Wells Fargo in 2016. Outside of his advisory role, he is the sole owner of a webcam business based in Newport Beach, California. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Stephen Wight is a financial advisor with Charles Schwab in Irvine, CA, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. His prior roles include tenures at TD Ameritrade Inc. and TD Ameritrade Investment Management, LLC. He has worked with Charles Schwab and its affiliated entities since 2010. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational resources.

Kenneth Whittenbury is a CFP® and Series 66 designated advisor with Edward Jones in La Palma, CA, with 17 years of industry experience, all at Edward Jones since 2009. Outside of his advisory role, he owns an income property in Bullhead City, AZ. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors, with over $1 trillion in assets under management and a nationwide network of advisors and branch offices.

Rendi Wijaya is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and bringing 18 years of industry experience. He has been with J.P. Morgan Securities since 2015 and previously operated his own advisory practice from 2009 to 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative analysis and qualitative research to build model asset allocations, and recommendations may include ESG criteria.

Roy Seto is a financial advisor with Cetera who holds a Series 66 designation and has three years of industry experience. His prior work includes roles at Clinomics and involvement with Friends of Santa Ana Zoo. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Christian Flores is a Planning Consultant at Fidelity Investments, a position he has held since 2024. He previously worked as a Relationship Manager at Fidelity Investments from 2022 to 2024. Prior to that, he served as an Investment Support Representative at both CUNA Brokerage and SchoolsFirst Federal Credit Union from 2021 to 2022. Christian focuses on understanding his clients and their families by partnering with them to co-create personalized plans aimed at meeting their specific needs and goals. He holds a California Insurance License. Outside of his professional work, Christian's personal interests include beach activities, family activities, parenthood, soccer, swimming, and traveling.

Stephen Rouse is a financial advisor with LPL Financial, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at BMO Bank NA, Bank of the West, Wells Fargo Investments, and Morgan Stanley. He is also involved with BMO Investment Services and serves as a Premier Banker at BMO Bank NA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Emily Nuth is a Series 65-licensed financial advisor with J.P. Morgan Securities, based in Irvine, CA, and has one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., she worked at Schwarz Dygos Wheeler Investment Advisors and US BANK. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative due diligence, model asset allocations, and may include ESG considerations.

Edin Beqaj is a financial advisor with Equitable Advisors in Irvine, CA. He holds the Series 66 designation and has been with the firm since 2026. Prior to his current role, Edin’s background includes positions at San Diego State University and Chipotle. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and a variety of third-party advisory programs to deliver customized investment solutions.