Carl Ceder is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Bank of America and Merrill Lynch. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Matthew Mirtahami is a financial advisor with J.P. Morgan Securities in Pasadena, CA, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior roles include positions at Unionbanc Investment Services, MUFG Union Bank N.A., City National Bank, and Wells Fargo entities. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Natalie Buniatyan is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2011 in various roles. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and analysis methods such as Monte Carlo simulations to support its advisory services.

Dan Liu is a financial advisor at Cetera with seven years of industry experience. He holds Series 63 and Series 66 designations and has held roles at Cetera, East West Bank, HSBC Securities USA, HSBC Bank USA, and HSBC China. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services, utilizing a multi-manager platform with various program options and custodial relationships.

Ethan Kim is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2023, including a role at Morgan Stanley Private Bank, N.A. since 2025. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and broad investment capabilities across its large advisor base.

Ling Wang is a Financial Consultant currently with Fidelity Investments, a role held since 2022. She has extensive experience in financial consulting, having worked at TIAA from 2007 to 2022 in various capacities including Senior Financial Consultant and Managing Consultant. Prior to that, she held positions at MetLife Investors, Neuberger Berman, UBS Financial Services, Ameriprise Financial Services, LLC., and Merrill Lynch. Wang holds a California Insurance License and has a professional background that spans portfolio administration, financial advising, and consulting. Her approach involves understanding clients' current financial status and goals to design tailored financial plans through open communication. Her personal interests include art, social events, lakes, museums, outdoor adventures, and parenthood.

Diane Wang is a Senior Financial Advisor and Portfolio Manager at Merrill Lynch Wealth Management. She provides goals-based wealth management services to affluent families, accomplished professionals, and successful business owners. Diane leverages the investment insights of Merrill Lynch and the banking services of Bank of America to deliver a broad range of financial services. Her approach focuses on developing tailored strategies to support clients, their families, and businesses in pursuing both short- and long-term financial goals. With over 18 years of experience in financial institutions, Diane specializes in areas including education planning, family wealth management strategies, defined benefit and contribution plans, portfolio management, retirement income, and investment consulting. She holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Diane graduated from the University of California, Riverside with a Bachelor's degree in Business Administration. Diane is fluent in Cantonese, Mandarin, and English. Outside of her professional work, she enjoys reading, singing, and traveling with her family.

Mojtaba Barati Bagherabad is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, N.A., as well as positions outside finance such as managing a restaurant and involvement with a production group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jennifer Chapman is a financial advisor at Morgan Stanley in Sherman Oaks, CA, with six years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2016 and at Morgan Stanley Private Bank, N.A. since 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Kathleen Campos is a financial advisor at Morgan Stanley with 36 years of industry experience. She has previously worked at UBS Financial Services and has been with Morgan Stanley since 2020. Campos serves on several community and educational boards, including the USC Board of Governors and the Caruso Catholic Center Finance Committee. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by structured discovery processes and firm-approved tools.

Tracy Chan is a financial advisor at Wells Fargo Advisors with 17 years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley Private Bank, LPL Financial, Waddell & Reed, and various insurance carriers. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services through a network of advisors. The firm provides tailored recommendations supported by Wells Fargo research and planning tools, with services spanning cash-flow, retirement, education, risk, and wealth-transfer planning.

Anna Hovakimyan is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds Series 63 and Series 65 designations and has been with J.P. Morgan Securities and JP Morgan Chase Bank, N.A. since 2010. Outside of her advisory role, she is a co-owner and landlord of a rental property. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers its program on a non-discretionary basis, combining large institutional advisory operations with multiple market-facing registrations and functions.

Dean Billman is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Adam Wims is a Series 66-licensed financial advisor with Thrivent Investment Management, based in Santa Clarita, CA. He has seven years of industry experience, all with Thrivent Financial and Thrivent Investment Management. Outside of his advisory role, he serves as a board member for Family Promise of Santa Clarita Valley, an organization assisting homeless and low-income families. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on holistic, goal-based financial planning without discretionary trading authority. Their services include retirement, tax, estate, and special needs planning, delivered through a network of financial advisors.

Kristen Thompson is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill since 2009. Prior to that, she has been affiliated with Bank of America, N.A. since 1990. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Leslie Chang is a CFP® credentialed financial advisor with 21 years of industry experience, currently with UBS Financial Services since 2013. She serves on the Board of Directors and the executive committee as Treasurer for the La Canada Flintridge Educational Foundation and volunteers as a grader for the CFA exam. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining model-based asset allocations and proprietary research to tailor financial plans and portfolio management. The firm operates with a broad platform that integrates wealth management with institutional trading and capital markets services.

Sophia Shirvanian currently serves as a Branch Leader and has been a Financial Consultant at Fidelity Investments since 2019. She assists clients in making important financial decisions by simplifying financial planning and investing processes. Her approach focuses on supporting clients as they work toward their personal financial goals. Sophia holds a California Insurance License, which supports her advisory role. Further details regarding her education or additional credentials were not provided.

Jimmy Maldonado is a financial advisor with LPL Financial in Burbank, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked at LPL Financial since 2018 and has prior experience at INVEST Financial Corp, Cetera Advisors LLC, and Investors Capital Corp. Maldonado also serves as a financial consultant for Logix Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Tianyi Xu is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 credential and having three years of industry experience. Prior to joining Morgan Stanley in 2025, Xu held positions at Bank of America, Merrill, East West Bank, and Cetera. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer that provides a wide range of advisory services and financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach involves structured discovery conversations and firm-approved tools, with a broad offering that includes retail and institutional solutions as well as affiliated investment activities.

Scott Michalek is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory work, he maintains a corporation for tax purposes but does not engage in business activities outside of LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with access to model portfolios and research from multiple sources.