Dora Valles is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds a Series 66 designation and has worked at firms including Charles Schwab and TD Ameritrade. Outside of her advisory roles, she operated 5 Stars Delivery Service for ten years. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors.

Evans Lam is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, Lam serves as a director of a nonprofit networking organization and is involved with educational institutions as a trustee and board member supporting scholarship initiatives. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a range of investment products and leveraging proprietary research and capital market insights.

Danielle Barrios is a CFP®-credentialed financial advisor with 17 years of industry experience, currently with Morgan Stanley in Beverly Hills, CA. Her prior roles include positions at J.P. Morgan Securities and UBS Financial Services. Outside of her advisory work, she is involved with the Corita Art Center as an advisory board member and finance committee participant, and also operates an online retail business on Poshmark. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers its services through a combination of individual and corporate financial planning agreements.

Johnny Chi is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab, TD Ameritrade, and Cetera Investment Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.

David Lopez is an International Wealth Advisor with Merrill Lynch Wealth Management. Prior to joining Merrill Lynch in 2021, he was a partner at BeachFleischman PC, one of Arizona’s largest accounting firms, where he led the firm’s international tax practice and developed its cross-border business and consulting services over more than 20 years. Before that, he worked at Ernst & Young LLP. At Merrill Lynch, David collaborates with a team of financial advisors to provide comprehensive, multi-faceted wealth management services tailored to high net worth and ultra-high net worth families, coordinating closely with clients’ attorneys, accountants, and other advisors in a family office style approach. David holds a Bachelor’s degree from the University of Arizona and is a Certified Public Accountant (CPA) and Personal Investment Advisor (PIA). While he has a background in tax, he does not provide tax or legal advice in his current role. His client focus areas include education planning, family wealth management strategies, liquidity management, retirement planning, portfolio management, investment strategy, tax minimization, and retirement income. In addition to his professional work, David has served in leadership positions with various community organizations, including Ronald McDonald House of Southern Arizona, Carondelet Foundation, Salpointe Foundation, Kino Border Initiative, Tucson Metro Chamber of Commerce, and Nexus Executives. He continues to serve as a member of Nexus Executives and remains involved with the Kino Border Initiative. Outside of work, David enjoys basketball, biking, skiing, tennis, traveling, and spending time with his family.

Rafael Robles is a financial advisor at Merrill with a Series 66 designation and over 20 years of experience, including roles at Bank of America from 2002 to 2025 before joining Merrill in 2025. He is based in Whittier, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christina Li is a financial advisor at Merrill with 17 years at the firm and 4 years of industry experience. She holds a Series 66 designation and is based in Los Angeles, CA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sean Yu is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds a Series 66 credential and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank since 2015. Outside of his advisory work, Yu serves on the board and auditing committee of the Cal Poly Pomona Philanthropic Foundation. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Parker Olson is a financial advisor at Thrivent Investment Management with three years of industry experience. He holds the Series 66 designation and has worked previously at firms including Purshe Kaplan Sterling Investments, Ares Management Corporation, and Northern Trust. Outside of his advisory work, he serves on the finance committee of Vintage Church Pasadena, assisting with financial modeling for future church budgets. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial planning delivered through a network of advisors. The firm’s approach separates planning from portfolio management and offers ongoing reviews without discretionary trading authority.

Allison Brill is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds a Series 66 designation and has been associated with Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. since 2009 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets through a structured planning process and a broad range of advisory programs.

Kathryn Carter is a CFP® with 42 years of experience in the financial industry. She has worked at LPL Financial since 2020 and previously spent 11 years at Sagepoint Financial, Inc. In addition to her advisory role, she operates an insurance agency selling personal and commercial insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network, offering financial planning, advisory programs, and retirement plan consulting with discretionary and non-discretionary management across various investment strategies.

Lucy Hoang is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and previously worked at City National Bank from 2012 to 2018. She is based in Los Angeles, CA. Merrill provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes model-based and discretionary investment strategies developed by internal CIO teams and third-party managers.

John Aylward is a financial advisor at Merrill in Los Angeles, CA, with 15 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Bank of America, N.A. and Merrill for the past 10 years. Outside of his advisory role, he manages a family real estate investment entity, Aylward Family Properties LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals and institutions.

Cian Ward is a financial advisor with Morgan Stanley in Beverly Hills, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley in 2023, Ward worked at First Republic Investment Management, Strategic Index Money Management, and Wallender & Associates. His background also includes roles outside finance, including positions at Chipotle Mexican Grill and Jamba Juice. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations to assist clients in modeling financial outcomes.

Thomas Kreuzer is a financial advisor with Raymond James & Associates in Beverly Hills, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has previously worked at Morgan Stanley in multiple roles from 2009 to 2025. Outside of advising, Kreuzer is a 50% owner of The Great Wall Patch, a business he currently oversees and plans to cease operations within the year. Raymond James & Associates is a large dual-registered broker-dealer and SEC-registered investment adviser serving a wide range of clients, including individuals, institutions, and municipalities. The firm offers tailored financial planning and non-discretionary investment consulting, supported by extensive research and multiple portfolio management styles.

Robyn Medina is a financial advisor at Cetera with 28 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Avantax Advisory Services and Avantax Investment Services, INC. Medina also maintains a long-term association with Comprehensive Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services using a multi-manager platform with access to affiliated and third-party managers across various program structures.

Salvador Rodriguez is a Wealth Management Advisor and Senior Vice President based at the Merrill Lynch office in Pasadena. With nearly 25 years in the finance industry, Sal has been with Merrill Lynch since 2004, where he specializes in guiding clients through various aspects of their financial lives to help them achieve their goals. His approach emphasizes understanding clients' life priorities and creating personalized plans that reflect their unique circumstances. Sal holds a bachelor's degree in Economics from UCLA and carries industry credentials including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His professional experience spans back-office operations through trading, providing him with a comprehensive understanding of the investment industry. Sal focuses on areas such as college education planning, family wealth management strategies, retirement income, tax minimization, and special needs planning. He collaborates closely with clients’ attorneys and accountants to address tax, estate, and philanthropic considerations, alongside internal Merrill specialists. A native of Southern California, Sal lives locally with his wife and children. Outside of work, he enjoys adventure sports, golfing, and spending time with his family.

Andy Chen is a financial advisor at Morgan Stanley with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process that incorporates firm-approved tools and modeling techniques.

David Pogosyan is a Series 66-licensed financial advisor at Morgan Stanley in Pasadena, CA, with 19 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved in real estate property management as a sole proprietor and a partner in related holdings. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment committee input.

Mike Gleason is a financial advisor with Wells Fargo Clearing in Long Beach, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he co-owns ELITE AURORA LLC, a business involved in managing rental property. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.