Grant Kane is a financial advisor at UBS Financial Services with Series 66 credentials and has been in the industry since 2025. Prior to joining UBS, his background includes a period as a student and brief unemployment. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of investment and capital markets solutions.

Michael Lerner is a CFP®-certified financial advisor with 30 years of industry experience, currently affiliated with LPL Financial. His career includes roles at Cetera Advisor Networks LLC, CWM, LLC, and Nautica Wealth Advisors, where he has maintained a longstanding connection. In addition to his advisory work, Lerner is a Notary Public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Asako Okuma is a financial advisor with LPL Financial, holding Series 65 and Series 63 designations and two years of industry experience. Prior to joining LPL Financial, she was self-employed for nine years. Outside of her advisory work, she tutors Japanese students in English online and provides translation services through PTS Group International Ltd. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Marcus Hennen is a CFP®-designated financial advisor with 29 years of industry experience, currently with Equitable Advisors since 2026. He previously worked at SharMarc Financial Advisors, Inc. for 20 years and LPL Financial LLC for 28 years. He also provides financial planning and consulting services through SharMarc Financial Advisors, an independent registered investment advisor firm he has operated since 2006. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, brokerage services, insurance distribution, and access to third-party asset management programs, primarily operating through LPL-sponsored programs and endorsed third-party managers.

Lloyd Manzanilla is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Edward Jones since 2012. He holds the Series 66 designation and is based in Carlsbad, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Tassia Taylor is a Senior Financial Advisor at Merrill Lynch Wealth Management. She began her career in the securities industry as a paralegal assisting in the litigation of securities and investment fraud cases on behalf of consumers. After 14 years as a client advocate at a local law firm, Tassia transitioned to financial planning, proactively helping clients achieve their retirement and financial goals. Her experience in the legal field provides her with insight to help clients overcome financial obstacles and identify potential pitfalls. In 2020, Tassia joined Merrill Lynch Wealth Management alongside her husband, Randy. Together, they provide a comprehensive wealth management experience that leverages both Randy's investment and planning expertise and Tassia's legal background. Tassia holds a Bachelor's Degree from Point Loma Nazarene University and the Personal Investment Advisor (PIA) designation. She is fluent in English and Portuguese. Tassia and her husband reside in North San Diego County with their children. They enjoy playing music together, traveling, serving at their local church, and spending time at the beach in their free time. Tassia emphasizes understanding clients' life priorities to create personalized financial plans aligned with their goals and aspirations.

Robert Briones is a financial advisor at Thrivent Investment Management with 14 years of industry experience. He holds a Series 66 designation and has been with Thrivent Financial and Thrivent Investment Management since 2011. Outside of his advisory role, he owns and operates a part-time custom woodworking business, creating furniture and decor for private clients and public sale. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering broad financial planning without portfolio management for institutional clients. The firm delivers holistic, goal-based analyses and allows clients to combine planning with managed-account programs under separate billing.

Ryan Albin is a Vice President, Financial Consultant at Fidelity Investments. He partners with individuals, families, and business owners to support them in working towards their unique financial goals. Ryan holds the designations of CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Consultant, reflecting his advanced training and knowledge in financial planning. Ryan has been with Fidelity Investments since 2015, progressing through roles including Financial Representative, Relationship Manager, Investment Consultant, Financial Consultant, and currently Vice President Financial Consultant. Prior to joining Fidelity, he worked as a Financial Advisor at Edward Jones from 2014 to 2015. He holds a California Insurance License. Outside of his professional role, Ryan has personal interests in art, the beach, football, museums, sailing, and traveling.

Scott O'Connell is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been contributing since 2008. In this role, Scott focuses on developing personalized financial strategies for high net-worth individuals, families, and institutions. His approach takes into account each client’s risk tolerance, time horizon, liquidity needs, investment goals, and cost considerations. Scott offers expertise across a broad range of services including cash management, custom financial strategies, risk management, retirement planning, educational savings plans, estate planning, corporate 401(k) plans, commercial real estate loans, and customized lending through Bank of America, N.A. (NMLS#1537122). Scott holds a Bachelor of Science degree from the College of Liberal Arts and Sciences at Arizona State University. He has earned the Accredited Asset Management Specialist™ (AAMS) certification awarded by the College for Financial Planning Institutes Corp and has completed the Longevity Training Program at the University of Southern California’s Davis School of Gerontology. Additionally, his professional designations include Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Originally from Apple Valley, Minnesota, Scott currently lives in San Diego, California. Outside of work, he enjoys hiking, fishing, music, reading, and spending time with his family. Scott is engaged in community service and values volunteering with local organizations in alignment with Merrill’s tradition of community participation.

L Brokaw is a financial advisor at Wells Fargo Clearing with 54 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nhut Anh Dang is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2012. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary recommendations supported by a centralized due-diligence framework.

Kelly Legg serves as a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2021 at a boutique advisory firm that catered to retirees from Fortune 500 companies in San Diego. Since joining Merrill in 2022, Kelly has focused on building a practice centered around thoughtful planning, attentive service, and guiding clients through complex financial decisions with clarity and confidence. His expertise includes family wealth management strategies, legacy planning, managing new wealth, and personal retirement planning. Kelly earned a Bachelor's degree in Finance from San Diego State University and holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He has lived in San Diego for the past nine years. Beyond his professional work, Kelly is actively involved in community volunteer efforts, including Big Brother Big Sister, Breakthrough Type 1 Diabetes, and the San Diego Food Bank. He lives with Type 1 diabetes and dedicates time to education, advocacy, and outreach related to the condition. Outside of his advisory role, Kelly enjoys cooking, hiking, soccer, and surfing. He also supports the Buffalo Bills and is training for an upcoming Half Ironman event.

Spencer Birch is a financial advisor with Edward Jones in San Marcos, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining Edward Jones in 2017, he worked for nine years at Quantum Learning Network. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Clyde Chandler is a financial advisor at Fidelity with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked across multiple divisions of Fidelity since 2005. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a blend of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, incorporating algorithmic methods and AI-driven research in its investment process.

Taimur Baig is a financial advisor with Raymond James & Associates in San Diego, CA, holding a Series 66 designation and 16 years of industry experience. His prior experience includes roles at Morgan Stanley Private Bank and Wells Fargo Advisors. Outside of advising, he is involved in real estate brokerage and owns a rental property. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a wide range of clients including individuals, institutions, and municipalities. The firm offers financial planning, investment consulting, and municipal advisory services, utilizing a variety of portfolio management styles supported by extensive research and affiliated resources.

Joel Thorp is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2010. Outside of his advisory role, he is co-owner of ZJ Ranch LLC, a land management company focused on unimproved land used primarily for recreation and timber harvesting. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and scenario modeling.

Jaclyn Mazur is a CFP® professional with 22 years of experience in the financial services industry. She is currently affiliated with OSAIC and has previously worked at Woodbury Financial Services, Securities America, and RSG Partners. Mazur is the founder of the Financial Behavior Institute, where she trains and coaches financial professionals in behavioral finance concepts and practice management. OSAIC serves a diverse client base, including individual investors, institutions, and charitable organizations, offering integrated brokerage and investment advisory services. The firm utilizes various asset-allocation tools and third-party managers to construct portfolios and supports both discretionary and non-discretionary account management.

Lea Ziesing is a financial advisor with UBS Financial Services in San Diego, CA, holding a Series 66 designation and six years of industry experience. Prior to joining UBS, she worked in media at News 10 and held a position with Senator Dodd in California State Government. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and advisory offerings, combining model-based asset allocations and proprietary research to tailor investment plans aligned with clients’ goals and risk tolerances. The firm offers a broad range of services, including discretionary portfolio management, financial planning, and capital markets activities.

Sheryl Stern is a financial advisor with Cambridge Investment Research Advisors in San Diego, CA, holding Series 63 and Series 65 licenses and having 13 years of industry experience. She has worked with Cambridge Investment Research Advisors since 2017 and has also been involved with Simply Mentored, a coaching and consulting business, since 2009. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, offering a variety of portfolio management and model-based solutions tailored to client objectives.

Brandon Dalgarno is a CFP® professional with 20 years of industry experience, currently serving at Cetera since 2025. His prior experience includes roles at Avantax Investment Services and Diehl Evans & Co. LLP. Dalgarno holds leadership positions in financial services entities, including director and managing member roles. Cetera Investment Advisers LLC is an SEC-registered adviser that offers a multi-manager platform serving individual, corporate, charitable, and institutional clients with portfolio management, financial planning, and retirement services. The firm supports a large nationwide network of advisors with access to diverse investment strategies and custodial arrangements.