Matthew Freeman is a CFA® charterholder with eight years of industry experience. He is currently with Cetera Wealth Services, LLC and Cetera, having joined in 2023, and he also maintains a role as a financial professional with Tax and Financial Group. His prior experience includes positions at Securian Financial Services Inc. and Minnesota Life Insurance Company. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a nationwide network of independent advisors, employing a multi-manager platform with access to both affiliated and third-party managers.

Robert Meaux Jr. is a financial advisor at Thrivent Investment Management in Anaheim, CA, with 25 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory work, he participates voluntarily in market research focus groups for a consumer research firm. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors. The firm offers goal-based planning and managed-account programs while keeping planning and implementation services separate.

Ronald Rand is a financial advisor with Morgan Stanley in Long Beach, CA, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of advising, he serves on the board of the Children's Dental Foundation and owns a racehorse managed by a trainer. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and model simulations to support client financial strategies.

Benjamin Ling is a financial advisor with UBS Financial Services in Brea, California, holding a Series 66 designation and 22 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, Ling serves on an advisory committee for the Taiwanese American Citizens League, providing guidance to national and local boards. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor strategies aligned with clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Nancy Woo is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 24 years of industry experience. Her prior roles include positions at SchoolsFirst FCU, CUNA Mutual Group, The Leaders Group Inc, and Westland Financial Services Inc. Outside of advising, she is involved with SchoolsFirst Federal Credit Union as a life and long-term care insurance specialist. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

Alex Basmadjian is a Financial Consultant at Fidelity Investments, focusing on developing tailored financial plans that align with clients' personal and long-term financial objectives. His professional experience includes roles as a Portfolio Specialist and Investment Management Consultant at Fidelity Investments from 2022 to 2023, and an Investment Solutions Representative from 2021 to 2022. Prior to that, he served as a Relationship Manager at Bank of America between 2020 and 2021, and as a VP, Client Services Manager at Community Bank from 2016 to 2018. His expertise encompasses asset management, retirement and income planning, and tax-efficient investment strategies. He holds a California Insurance License, which supports his advisory capabilities. Outside of his professional work, Alex enjoys concerts, family activities, music, reading, and traveling.

Mirzayit Mirzijon is a financial advisor at LPL Enterprise with two years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including Cetera Investment Services and East West Bank. Prior to his advisory roles, he was employed at JPMorgan Securities and Citibank. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products.

Louella Basco is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has worked with J.P. Morgan Securities since 2013 and has been affiliated with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

John Wisenbaker is a Series 66-registered financial advisor with eight years of industry experience. He is currently with OSAIC and previously worked at Royal Alliance Associates, Inc., Sii, and Capital Resources & Insurance, Inc. He served in the U.S. Army Reserves for ten years. At Capital Resources & Insurance, Inc., he holds a role assisting a managing executive with client and clerical support. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers and advisory platforms. The firm integrates brokerage and investment advisory services with tools such as asset-allocation models, risk assessments, and automated rebalancing, offering both discretionary and non-discretionary portfolio management.

Neddie Bokosky is a financial advisor with Cetera in Newport Beach, CA, holding the CFP® designation and Series 63 and 65 licenses, with 36 years of industry experience. Prior to joining Cetera in 2023, he worked at Securian Financial Services and Minnesota Life for 33 years. He serves as a board member of the Project Kokoro Club of Orange County Buddhist Church, a senior outreach organization. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals across wealth levels, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Brenda Navarro is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 credentials and two years of industry experience. Her work history includes roles at Wells Fargo Clearing Services and prior experience at American Air Balance Co. and A & B Hotel Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Nicholas Dodson is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and based in Irvine, CA. He has been with Thrivent since 2026 and has prior experience at Dependable Life Group LLC, Family First Life, Amazon, Center for Autism and Related Disorders, and Nordstrom. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on holistic, goal-based analyses and written recommendations across various financial planning topics. The firm offers ongoing or one-time planning engagements and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Glenn Hamburger is a CFP® with eight years of industry experience, currently associated with Wells Fargo Clearing. His prior roles include positions at JPMorgan Securities LLC, Banc of California, and Bank of the West. He serves as an Advisory Board member for the University of California, Irvine Paul Merage School of Business Center for Investment and Wealth Management. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, grounded in modern portfolio theory, and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Kevin Vanhaaster is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 16 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

George Mendoza is a financial advisor with OSAIC, holding a Series 63 designation and over 30 years of industry experience. He has worked with Regal Advisory Services, Inc. for the past decade while maintaining a long-term association with OSAIC. Outside of his advisory roles, Mendoza owns and operates a tax preparation service and is involved in selling fixed annuities and life insurance for estate planning purposes through his own financial corporation. OSAIC serves a diverse client base including retail and institutional investors, offering a range of integrated brokerage and advisory services supported by advanced asset-allocation tools and multiple third-party platforms. The firm’s complex organizational structure includes numerous mergers and private-equity involvement, providing access to a wide array of investment and managed-account solutions.

Michael Hulley is a Senior Vice President and Senior Resident Director with Merrill in Brea, California. In his role, he works closely with multiple generations of families to assist them in managing their wealth more purposefully. Mike fosters close-knit client relationships and is known as a go-to resource for ideas and opportunities gained from over 30 years of experience as a financial advisor. He provides support on a range of financial matters, including evaluating business ventures, significant purchases, family-wealth dynamics, and long-term goals. Mike earned his Bachelor's degree in Finance and Investing from the University of Southern California. He began his career as a financial advisor with Merrill in 1985, served with UBS from 2008 to 2016, and then rejoined Merrill. Since 1991, he has held leadership roles including Senior Resident Director. In this capacity, he mentors and supports a team of advisors and associates in the Brea office. Outside of his professional work, Mike enjoys spending time with his family and friends. He is a Disney enthusiast, enjoys traveling, and follows various professional sports. He is also involved with community organizations including Second Harvest Food Bank and the Salvation Army.

Derick Roberts is a Series 66-licensed financial advisor with Edward Jones in Tustin, CA, where he has worked since 2017. He has eight years of industry experience, including four years at Atlas Copco prior to joining Edward Jones. Outside of his advisory role, he participates in local business networking through the Santa Ana Chamber of Commerce and BNI in Fullerton, assisting with small business connections and financial planning questions. Edward Jones is a full-service wealth management firm serving a broad client base, including individuals, institutions, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of investment advisory services, combining a large national advisor network with affiliated capabilities such as a trust company and proprietary mutual funds.

Leslie Coulson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 30 years of industry experience. Prior to joining LPL Financial in 2025, Coulson worked for Centaurus Financial Inc. for ten years and is also involved with Eldercalifornia. Additionally, Coulson serves as a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives.

Adrian Zuloaga is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Irvine, CA. His prior experience includes roles at Wells Fargo Clearing and Lincoln Financial Advisors. Outside of advisory work, he is the sole proprietor of Desert Saguaro Holdings LLC, a property management business. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies.

Billy Lattash is a Planning Consultant at Fidelity Investments, where he collaborates with Financial Consultants to develop financial plans aimed at helping clients achieve their financial goals. He began his career at Fidelity Investments as a Financial Representative in 2022, progressed to Relationship Manager in 2024, and currently serves in his planning role since 2024. Prior to joining Fidelity, he worked as a Concierge Banker at Citibank in 2022. Billy holds a California Insurance License, which supports his expertise in financial planning and insurance matters. Outside of his professional responsibilities, he enjoys camping, photography, and playing soccer.