Craig Floerke is a financial advisor with LPL Financial in Santa Ana, CA, holding Series 63 and Series 66 designations and 30 years of industry experience. He has worked at LPL Financial since 2022 and concurrently serves as a financial advisor at SchoolsFirst Federal Credit Union and CUNA Brokerage Services, Inc. since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by LPL Research, third-party subadvisors, and technology-driven solutions.

Mark Correa is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked within various Wells Fargo affiliated firms since 2015. Correa is based in Reno, NV. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including niche areas such as business-owner transition and special-needs analysis, using proprietary research and planning tools.

Joseph Yu is a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing over 35 years of experience in the financial services industry. He specializes in family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. Joseph works closely with clients to develop personalized financial strategies aligned with their long-term goals. Born in China and having relocated to the U.S. at age eleven, Joseph's background includes a Bachelor's degree from the University of California and a Master's degree from Cornell University. Before transitioning to financial advising, he worked as an engineer for six years. He holds the Personal Investment Advisor (PIA) designation and communicates fluently in English and Chinese. Joseph supports community involvement through volunteering activities and pursues various personal interests such as basketball, biking, football, golfing, music, reading, running, swimming, and spending time with his family. He remains committed to providing tailored wealth management solutions and values the opportunity to work one-on-one with clients to help them pursue their financial objectives.

Edward Motley is a financial advisor with Mass Mutual Investors Services in Whittier, CA, holding the ChFC® designation and Series 63 and 66 licenses, with 28 years of industry experience. His career includes roles at MML Investors Services and Mass Mutual Life Insurance Company, as well as entrepreneurial work under his own name. Outside of his advisory work, he is involved in consulting on life settlements and provides legal service referrals related to estate planning. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational programs, focusing on collaborative, annual planning relationships that utilize firm-approved analytical tools.

Thomas Castillo is a financial advisor with LPL Financial in Anaheim, CA, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with LPL Financial since 2003. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by research and technology-driven portfolio management.

Andrew Fung is a financial advisor at Fidelity with 14 years of industry experience. He holds the Series 66 designation and has been associated with Fidelity Investments since 2011, including roles at Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm applies a combination of proprietary fundamental research and quantitative analysis, using systematic methodologies and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Javier Lopez is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 66 credentials and has eight years of industry experience. His work history includes positions at J.P. Morgan Securities since 2017 and JPMorgan Chase Bank, N.A. since 2015, as well as two years at Circle K. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers these services through a select group of Wealth Advisors on a non-discretionary basis.

Andy Guardado is a Series 66-licensed financial advisor with Merrill in Montebello, California, with seven years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2010. Outside of his advisory role, he serves as a director for H & A Concrete Pump, a construction company involved in financing equipment for concrete pouring. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kelsey Chicots is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds a Series 66 designation and previously worked at RBC Capital Markets. Her background also includes roles at Iwalk Free Inc and Boathouse on the Bay. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering discretionary investment management options.

Sarah Rooskandar is a financial advisor at Merrill with the Series 66 designation and four years of industry experience. She previously worked at Bank of America and JP Morgan Chase, where she spent 17 years combined. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Adam Rutz is a financial advisor with Wells Fargo Advisors in Long Beach, CA, holding Series 63 and Series 65 licenses and five years of industry experience. His prior roles include positions at J.P. Morgan Securities and JPMorgan Chase Bank, as well as ownership of a vending machine business, Rutz's Resale. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services, offering tailored recommendations supported by Wells Fargo’s research and planning tools.

Erin Wilkinson is a financial advisor with Morgan Stanley in Brea, CA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Her prior roles include positions at OSAIC, FSC Securities Corporation, and McCarthy Wealth Management. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides planning services primarily in an advisory capacity.

Martin Flores Jr. is a financial advisor with LPL Financial in Seal Beach, CA, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has been with LPL Financial since 2012. Outside of advisory services, he is the sole owner of MJF Financial, Inc., which provides non-variable fixed insurance products and financial planning services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, with access to model portfolios, research, and various investment management options.

Andrew Kuo is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 22 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Western International Securities, Inc. for 18 years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, with access to model portfolios, research, and various investment strategies.

Gregory Babykin is a financial advisor at Morgan Stanley with 41 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and holds a Series 63 credential. Outside of his advisory role, he is involved as an individual contractor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services utilizing structured planning tools and proprietary market projections.

Joshua De Vry is a CFP® with 10 years of industry experience, currently with LPL Enterprise. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his financial career, he was involved with Sophie's Place for five years. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios, combining adviser programs with brokerage and insurance product sales through an integrated platform.

Julie Ngo is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 27 years of industry experience. She previously worked at Morgan Stanley and Morgan Stanley Smith Barney for a combined total of eight years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Sumi Chung is the Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2018. She has been with Fidelity for 15 years and has 25 years of experience in the financial industry. In her role, she partners with high net worth clients to develop, implement, and maintain wealth planning strategies tailored to their unique financial goals. Prior to her current position, Sumi served as a Senior Relationship Manager at Fidelity Investments from 2010 to 2018. Before joining Fidelity, she was an Operations Manager at Charles Schwab from 2000 to 2010. She holds a California Insurance License.

Roger Chang is a financial advisor with LPL Financial, holding a Series 63 designation and having 34 years of industry experience. He has worked at LPL Financial since 2022 and previously spent nine years at Securities America Advisors, Inc. and Securities America, Inc. Chang is also involved with IMCG, Inc., a consulting group he has been associated with since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and corporations. The firm offers financial planning, advisory programs, and retirement plan consulting, utilizing model portfolios, third-party research, and a variety of management approaches.

Robert Gabler is a financial advisor with Morgan Stanley in Brea, CA, holding a Series 66 designation and having 14 years of industry experience. He has been with Morgan Stanley since 2011 and has worked at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.