Erick Hernandez is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at Ian Gordon and Northwestern Mutual Investment Services LLC. Outside of finance, he has worked at Courtyard Marriott Santa Ana since 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a large, integrated wealth management platform.

Sean Bracey is a ChFC® and Series 66-registered financial advisor with 16 years of industry experience. He is currently with Cetera and has previously operated Bracey Tax & Financial Services, where he provided tax preparation and financial planning services. Outside of his advisory work, he serves on the finance committee of Life Bible Fellowship Church. Cetera Investment Advisers LLC is a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients across discretionary and non-discretionary investment programs, offering access to a variety of model portfolios, third-party managers, and customized strategies.

David Holmes is a financial advisor at LPL Enterprise with four years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including Brookstone Wealth Advisors, Innovation Partners LLC, and Western International Securities, Inc. Holmes also maintains ongoing involvement with Anthem as a non-variable insurance agent. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm utilizes model-driven investment strategies and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Kyung Suk Choi is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and nine years of industry experience. His prior work includes roles at Bank of Hope, Cetera, and Mirae Asset Wealth Management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Paul Finby II is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2024. Outside of his advisory role, he has been involved with Us Tech Solutions since 2021 and previously with Infinite Water Polo Club. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial products than typical large institutional advisers.

Xuepan Zeng is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 66 and Series 63 licenses and has worked in various roles within JPMorgan Chase Bank and J.P. Morgan Securities since 2018. Outside of his advisory role, Zeng operates an online retail store focused on auto accessories as a sole proprietor. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program is non-discretionary and emphasizes written asset allocation advice, investment manager searches, and customized performance reporting.

Cory Murdock is a CFP® with 29 years of industry experience, currently serving at OSAIC since 2018. Prior to joining OSAIC, he worked for 21 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Co. He operates a fixed life insurance brokerage as a sole proprietorship. OSAIC Wealth serves a diverse client base, including individual investors, retirement plans, charities, and corporate clients, offering a variety of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

Geoff Delahanty is a Series 66 licensed advisor with Thrivent Investment Management in Lakewood, CA, with 21 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2005. Outside of his advisory role, he serves as Secretary on the Board of Directors for Ball Girls Baseball Corporation, an organization that facilitates competitive baseball training and events for girls and women. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial analyses across diverse planning areas. The firm’s approach separates planning from managed-account services, providing ongoing reviews while not accepting discretionary trading authority for its planning services.

David Bassett Parkins is a financial advisor at Edward Jones with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions through a nationwide network of financial advisors.

Denise Bare is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 20 years of industry experience. Her career includes roles at Morgan Stanley and Beverly Hills Wealth Management before joining Wells Fargo Clearing in 2016 and Wells Fargo Advisors Financial Network in 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet certain net-worth criteria, utilizing Wells Fargo research and tools to develop customized recommendations.

Brian Burnett is a financial advisor with LPL Financial in Long Beach, CA, holding Series 63 and Series 65 licenses and seven years of industry experience. Prior to joining LPL Financial in 2022, he worked at CUNA Brokerage Services, Inc. for four years and has been associated with SchoolsFirst FCU since 2011. Outside of advisory work, he also performs delivery driving for DoorDash. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Flavio Hernandez is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 63 and Series 65 designations and has worked at LPL Financial since 2022, following five years at CUNA Brokerage Services, Inc. He is also associated with SchoolsFirst FCU, where he has served in a retirement plan representative role since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a network of advisors utilizing both proprietary and third-party strategies.

Kelsey Esswein is a financial advisor with Thrivent Investment Management, holding a Series 66 credential and 12 years of industry experience. She has been with Thrivent and its affiliated entities since 2014. Outside of her advisory role, Esswein is an independent consultant for Arbonne International, focusing on nutritional and skincare products. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering goal-based analyses and broad financial planning without portfolio management for institutional clients.

Dwight Lee is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Infinex Investments, Woodbury Financial Services, Questar Asset Management, and CUNA Brokerage Services. Dwight also operates a wealth management business under the name Dwight Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies, supported by advisor-facing technology tools.

Michael Dollins is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Arbor Point Advisors, Securities America Advisors, and National Planning Corporation. Outside of advising, he plays amateur poker occasionally in casinos. OSAIC serves a broad range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization with various customizable strategies and access to alternative investments via third-party platforms.

Frank Saldana is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds a Series 66 designation and has worked with firms including Merrill, Edward Jones, and Chase Investment Services Corp. outside of his current tenure at JPMorgan Chase Bank and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Akihiko Mogi is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His career includes roles at PCE International, Inc, PFS Investments Inc, and Primerica Financial Services. Outside of his advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-driven strategies and separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Wei Wang is a financial advisor at J.P. Morgan Securities in City of Industry, CA, holding Series 63 and Series 66 licenses with three years of industry experience. His work history includes roles at JPMorgan Chase Bank, N.A., Bank of America, Bank of the West, and positions outside the financial sector. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening, qualitative research, and forward-looking capital market assumptions to build model asset allocations.

Hao Wu is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked at firms including Thrivent Financial, Bank of America, and Bank of China. Wu is based in Irvine, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process includes centralized due diligence with a combination of quantitative screens and qualitative research to develop model asset allocations, and it incorporates a range of investment strategies supported by affiliates.

Cindy Min is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and previously worked at Merrill for four years. Cindy’s background also includes a 14-year tenure at California State University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.