Yong Joon Cho is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds the Series 66 designation and has worked at several related firms, including Wells Fargo Advisors and UnionBanc Investment Services. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, delivering both brokerage and advisory solutions.

David Williamson is a financial advisor at LPL Financial with 10 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining LPL Financial, he worked at various firms including Qsciences, Net Law, and Transamerica Financial Advisors. Outside of his advisory work, he is the owner and president of Thistle California Collective, a non-investment-related business. LPL Financial serves a diverse client base including individuals, retirement plans, banks, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, research, and a range of investment strategies.

Katharine Kanitra is a financial advisor with LPL Financial, holding a Series 63 designation and 40 years of industry experience. She previously worked at J.P. Morgan Securities for 10 years and Wm Financial Services for 18 years before joining LPL Financial in 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Kenneth Tanaka is a financial advisor at Cetera with 35 years of industry experience and holds the Series 66 designation. He has worked previously with Avantax Investment Services and 1 St Global Advisors Inc., among other firms. Tanaka serves as a board member of the Huntington Beach Lions Foundation, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. It offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Jacob Saenz is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2012, as well as JPMorgan Chase Bank, N.A. since 2015. Outside of his advisory role, he is an owner and landlord of a rental property. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Paul Anderson is a financial advisor with Morgan Stanley in Brea, CA, holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at Bank of America and Merrill. Anderson currently works with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and global market analyses.

Kristen Maxwell is a financial advisor at LPL Financial with six years of industry experience. She holds a Series 66 designation and has previously worked with Darci Kelley, Waddell & Reed Inc, and various insurance carriers. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Jimmy Hua is a Series 66-licensed financial advisor at Charles Schwab with four years of industry experience. His background includes roles at Bank of America from 2016 to 2022 before joining Charles Schwab and Co., Inc. in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining extensive scale with integrated custody and brokerage capabilities.

Warren Schulten is a financial advisor with Wells Fargo Advisors in Long Beach, CA, holding Series 63 and Series 65 credentials and bringing 60 years of industry experience. He has worked with Wells Fargo Advisors and its affiliated entities since 2009. Outside of his advisory role, he has partial ownership in an asset holding entity for a boat. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services. The firm provides tailored recommendations using proprietary research and tools, with a focus on various planning areas including retirement, education, and niche services such as special-needs and business-owner transition planning.

Eric Yean is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving clients since 2006. He specializes in corporate retirement plans, executive stock services, liability management, and designs wealth strategies tailored to clients' risk tolerance. Eric collaborates with Merrill Specialists on credit and corporate pension plans to provide comprehensive financial solutions. He holds a Bachelor's Degree in Finance from the University of Southern California and maintains the professional designation of Personal Investment Advisor (PIA). Beyond his professional role, Eric participates in community activities consistent with Merrill's tradition of service. He resides in Irvine with his wife and daughters and enjoys golfing, coaching girls basketball, and spending time with his family.

James Smith III is a financial advisor at Thrivent Investment Management with 21 years of industry experience. He holds a Series 66 designation and has been with Thrivent and its related entities since 2004. His prior experience includes long-term roles at Thrivent Financial for Lutherans. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning covering topics such as retirement, income tax, estate, and special needs, with the option to integrate planning alongside managed-account services under a consolidated billing program called “WealthPlan.”

Allison Taylor is a financial advisor at LPL Financial with 30 years of industry experience. She holds a Series 63 designation and has previously worked at Wells Fargo Advisors and Wells Fargo Clearing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Robert Torres is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior roles include positions at MassMutual, Prudential Financial, and managing a personal brokerage account. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm also serves multiple registered investment companies and delivers model portfolios through systematic methodologies and long-term asset allocation benchmarks.

Meredith Milosch is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has worked with PFS Investments Inc., Primerica Financial Services, and PFS University since the early 2000s. Outside of her advisory role, she is involved in wellness and health solutions as an ambassador for All In Nutritionals. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts under a wrap-fee structure. The firm curates third-party asset managers and delegates model implementation to BNY Mellon Advisors, maintaining control over its investment models and fee arrangements.

Emilio Garcia is a financial advisor at Cetera with Series 66 credentials and one year of industry experience. Prior to joining Cetera, he held several roles at Google, Microsoft, and Visa. Outside of his advisory work, he is involved with the Whitley Bay Homeowners Association. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services using multiple program structures and access to third-party money managers.

Samee Aboubakare is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial, he worked at Forte Labs and Archegos Capital Management, and has been involved with The Grace and Mercy Foundation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing research, model portfolios, and a variety of management strategies.

Tung Luu is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He has held positions at Prudential Insurance Company of America and Pruco Securities, LLC, among others. His current roles include work with J.P. Morgan Securities and JPMC BANK NA in Southwest. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Thomas Mckenzie III is a financial advisor at Osaic Wealth Inc with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Independent Financial Group, LLC and NPB Financial Group, LLC. In addition to his financial advisory role, he is a practicing attorney specializing in trusts, wills, estate planning, and probate, and he also operates real estate brokerages under his own sole proprietorships. Osaic Wealth Inc serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a broad network of advisors and multiple platforms. The firm offers integrated brokerage and advisory services with an investment approach that incorporates asset allocation tools, risk tolerance assessments, and access to third-party managers.

Suly Lan is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at UBS Financial Services and Merrill. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Gregory White is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2005. Outside of his advisory role, he serves as the Finance Chair for the Iron Star District of the Long Beach Area Council, a nonprofit charitable organization. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and cash-sweep services. The firm provides both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.