Erich Brashears is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at LPL Financial, BMO Bank NA, BancWest Investment Services, and Edward Jones. He has also served as a commissioner for the City of Roseville, CA Planning Commission, where he reviewed development projects and land use matters. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Marina Randolph is a financial advisor at Merrill with 14 years of industry experience. She holds Series 63 and Series 66 registrations and has worked previously at RBC Wealth Management, Zions Bancorporation, and The Wealth Consulting Group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Thomas Windsor is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 designation and nine years of industry experience. He has been with Wells Fargo in various capacities since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, leveraging research from Wells Fargo Investment Institute and third-party sources.

William Barnes IV is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Kestra Advisory, Equitable Advisors, AXA Advisors, and Nfp Securities. Outside of his advisory work, he is involved with Ainokea Industries LLC, a non-investment business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Ally Li is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and seven years of industry experience. Her work history includes roles at Wells Fargo Bank, JP Morgan Chase Bank, and J.P. Morgan Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, applying research and analytics alongside diversification principles and modern portfolio theory.

Maria Bermejo Gutierrez is a financial advisor at Merrill with 8 years of industry experience. She holds a Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Garcia Jr. is a Series 66-licensed financial advisor with LPL Financial, bringing 19 years of industry experience. His background includes roles at CUSO Financial Services and Wescom Financial Services, along with a 28-year career in the United States Navy. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by a large network of over 22,800 advisors.

Yiting Wu is a financial advisor at J.P. Morgan Securities in Irvine, CA, holding Series 66 and Series 63 licenses with four years of industry experience. Wu has been with J.P. Morgan Securities since 2021 and has also worked at JPMorgan Chase Bank since 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and offers services incorporating ESG criteria and derivatives capabilities.

Michael Lockwood is a financial advisor at OSAIC with a Series 63 designation and 39 years of industry experience. He spent 38 years at Lincoln Financial Advisors Corporation before joining OSAIC in 2025. Outside of his advisory work, he authors retirement-related books, provides seminars on Social Security, umpires youth baseball games, and co-hosts a financial literacy podcast. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, emphasizing model-based asset allocation, portfolio optimization, and access to a range of investment programs.

Roy Luu is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2021 and concurrently with Wells Fargo Bank, N.A. since 2012. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Joseph Micalizzi is a financial advisor with Primerica Advisors in Corona, CA, holding Series 63 and Series 65 designations and over 32 years of industry experience. He has been with Primerica Advisors since 1994 and with Primerica Financial Services since 1993. His other business activities include sales of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients, offering model-driven portfolio management with support from third-party asset managers and custodians. The firm operates at scale with thousands of advisors and offices, managing approximately $15.5 billion in assets.

Derek Wilson is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and 17 years of industry experience. Prior to joining LPL in 2024, he worked at Lincoln Financial Securities Corporation for five years and Nationwide Securities, LLC and Nationwide Financial for eight years each. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services including financial planning, model portfolio programs, and third-party asset management through a large network of investment adviser representatives.

Fadia Chandler is a Series 66-licensed financial advisor with Merrill in Irvine, CA, and has 20 years of industry experience. She has been with Merrill since 2005. Outside of her advisory role, she sells personal clothing items and accessories on Poshmark. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Justin Harmier is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at J.P. Morgan Securities, Chase Investment Services Corp., and Merrill. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics to evaluate investment options within custodial platforms.

Veronica Pfohlman is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses. She has been with Primerica Advisors since 2025 and has a background that includes roles in education and tax preparation. Outside of her advisory work, she has experience in educational and tutoring services. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options to individual and high-net-worth clients within a wrap-fee structure. The firm curates third-party asset managers and uses an independent due-diligence process to oversee its investment offerings.

Henry Hernandez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 36 years of industry experience. His career includes multiple tenures at Wells Fargo Clearing and five years at UBS Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

David Fisher is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 licenses. He has 35 years of industry experience, including ten years at Wells Fargo Investments, LLC, and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to offer diversified investment solutions and operates a large-scale platform with both brokerage and advisory capabilities.

Dylan Lee is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 licenses and with five years of industry experience. His prior roles include positions at Highland Capital Management and Wells Fargo Advisors. He also has experience associated with Southern Methodist University. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, providing investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory.

Roya Mohammadi is a financial advisor with LPL Enterprise LLC, holding Series 66 and Series 63 credentials and has seven years of industry experience. Her work history includes roles at firms such as Moloney Securities Co., Inc., Transamerica Life Insurance, and Bankers Life. Outside of her advisory duties, she is involved with Medicare coverage plans and mortgage services through Southern California Funding Inc. and Coldwell Banker Platinum Properties. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by internal and third-party strategists, and also offers financial planning, access to asset managers, and participation in wrap programs.

David Livingston is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Morgan Stanley. Outside of finance, he is involved in several entrepreneurial ventures, including a supplements company focused on probiotics and a software development business creating social and gamification features for sports viewership, as well as managing a residential interior design firm. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process integrates quantitative and qualitative research, with an emphasis on eligible strategies and ESG considerations.