Patrick Benson is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2014 and applies a comprehensive approach to wealth management that begins with understanding clients’ financial situations, family dynamics, and priorities. Patrick helps create customized, flexible strategies that adapt to clients’ needs and changing market conditions, leveraging the investment insights of Merrill and the banking services of Bank of America. His client focus includes Corporate Executive Services, Equity Compensation Services, Family Wealth Management Strategies, Liquidity Management, and Managing New Wealth. Patrick holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Amherst College. Raised in the Sacramento River Delta, he attended college on the East Coast and eventually returned home to begin his career. Patrick is actively involved in his community through volunteering and fundraising with organizations such as Active 20-30 Club #1 and the Walnut Grove Fire Department. Outside of work, he participates in basketball, football, golfing, and refereeing local college and high school basketball games. He communicates with clients in English, German, and French.

Joshua Newsom is the Vice President and Branch Leader at Fidelity, a role he has held since 2023. In this capacity, he oversees, coaches, and supports a team of financial advisors and planning partners who provide comprehensive financial planning and guidance to Fidelity clients. He has progressive experience within Fidelity, having served in positions including Assistant Branch Leader (2022-2023), Team Leader for Fixed Income and Client Services, Financial Consultant, Investment Consultant, Investment Solutions Representative, and Customer Relationship Advocate, spanning from 2016 to the present. This career progression highlights his expertise in client services, investment solutions, and team leadership within the financial services sector. Joshua holds a California Insurance License. Outside of his professional responsibilities, his personal interests include comedy, food, social events with friends, movies, singing, and theater.

Yifei Chai is a financial advisor at J.P. Morgan Securities in San Francisco, holding a Series 66 designation with one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Yifei worked at Huatai United Securities and Huagai Capital. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework, with implementation supported by related investment management entities.

Kevin Rucker is a Series 66-credentialed financial advisor with nine years of industry experience. He currently works at LPL Financial and previously held roles at San Francisco Fire Credit Union and Cuso Financial Services. Outside of his advisory work, he is involved in baseball coaching through the PitcherPerfect Baseball Academy in San Francisco. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of strategic and tactical investment options and technology tools.

Tzetang Ting is a Series 66-licensed financial advisor with four years of industry experience, currently affiliated with Cetera in San Francisco, CA. His prior experience includes roles at East West Bank, Deloitte Taiwan, and self-employment, along with a position at UCSD. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options and access to third-party money managers, managing over $256 billion in assets through a nationwide network of advisors.

James Schembs is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He previously worked at BMO Capital Markets Corp. and Zachary Scott & Co. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, providing financial planning and investment services supported by firm-approved tools and a comprehensive investment process.

Sean Pipkin is a financial advisor at Morgan Stanley with 30 years of industry experience. He has been with Morgan Stanley since 2009 and currently works at Morgan Stanley Private Bank, N.A. in San Francisco. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market outlook estimates.

Ron Mizrachi is a financial advisor at Merrill with seven years of experience in the industry. He holds a Series 66 license and has previously worked at Union Bank and Wells Fargo Bank. Based in San Francisco, CA, he has been with Merrill since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Susan Silver is a financial advisor at Morgan Stanley with 28 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009. She holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services, utilizing structured discovery processes and firm-approved tools to support clients’ planning needs.

Spencer Carroll is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2025. In this role, he leads, coaches, and inspires advisors to deliver planning experiences to Fidelity clients. Prior to this, he served as Vice President and Regional Planning Consultant from 2022 to 2025, Financial Consultant from 2018 to 2022, Investment Consultant from 2016 to 2018, and Financial Representative from 2015 to 2016, all within Fidelity Investments. Spencer holds a California Insurance License, supporting his work in financial advising and planning. His career at Fidelity Investments spans various roles, providing him with broad experience in financial consulting and investment services.

Tami Lautoa is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and First Republic in various advisory roles since 2009. Lautoa is based in San Francisco, CA. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services that include both direct individual planning and corporate financial planning agreements.

Carla Chen is a financial advisor with UBS Financial Services in San Francisco, holding Series 63 and Series 66 registrations and 25 years of industry experience. She has worked at UBS Financial Services since 2010 and previously held roles at UBS International Inc. and Banc of America Investment Services, Inc. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to deliver tailored financial planning and asset management.

Jeanne Marie Marasigan is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials. She has been affiliated with Primerica Financial Services since 2011 and has experience at firms including Harder+Company Community Research and US Export Capital Group LLC. Jeanne is based in San Leandro, CA, and has worked in financial-related roles since 2023. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm operates at scale with nearly 3,700 advisors and manages approximately $15.5 billion in assets, delivering advisory services primarily through model-based strategies created by unaffiliated asset managers.

Zachary Klinke is a financial advisor at Charles Schwab with Series 65 and Series 63 licenses and one year of industry experience. Prior to joining Schwab, he worked at The Vanguard Group, Inc. and has a background including academic roles at several universities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts, offering a combination of non-discretionary advisory services and access to affiliated discretionary separately managed accounts.

Alden Harmon is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at The Esports Institute and positions in education and hospitality. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional investors, including discretionary portfolio management and fund advisory. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and it serves multiple registered investment companies and intermediary platforms.

Anthony Rojo is a Series 66-licensed financial advisor with 18 years of industry experience. He has been with J.P. Morgan Securities since 2014 and previously worked at Chase Investment Services Corp. and Wells Fargo Investments. From 2011 to 2017, he also operated a creative business, Anthony Rojo Creative. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research, with an emphasis on tailored, non-discretionary recommendations.

Arnoldo Trionfi is a financial advisor at UBS Financial Services in San Francisco, holding a Series 66 designation. He joined UBS in 2025 and has prior experience at Citi Bank, Shared Studio, Pizzeria Delfina, and has an academic background from U.C. Santa Cruz and International High School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and affiliated banking programs.

Brady Dilena is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2014 and 2015, respectively. Merrill, in conjunction with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alejandro Pulido is a financial advisor with Morgan Stanley in San Francisco, holding a Series 66 designation and having 15 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2011 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including customized financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services directly and through Corporate Financial Planning agreements.

Gregory Hannah is a financial advisor at Osaic Wealth, Inc. in Oakland, CA, with 31 years of industry experience. He holds a Series 63 designation and has worked at Osaic Wealth since 2018, following prior roles at Signator Investors and Transamerica Financial Advisors. Outside of advising, he operates a fixed insurance agency as a sole proprietor. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services through a multi-advisor platform, emphasizing model-based asset allocation and portfolio optimization.