Matthew Curtis is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with 10 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Theresa Rutledge is a CFP® with 25 years of industry experience, currently serving as an advisor at J.P. Morgan Securities in Palo Alto, CA. Her prior roles include positions at Bank of America, Merrill, Wells Fargo Investments, and First Republic Investment Management. Outside of her advisory work, she is an owner and partner of ShopSense, a technology company developing shopping experiences during broadcast and streaming events, and serves on the Endowment Committee for The Boys & Girls Clubs of the Peninsula. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative due diligence and incorporates an ESG eligibility framework in its recommendations.

Alice Kim is a financial advisor at Morgan Stanley with 10 years of industry experience. She has been with Morgan Stanley since 2015 and holds a Series 66 license. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Jeffrey Taggart is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Prior to that, he was with Citigroup Global Markets from 1993 to 2009. Morgan Stanley Wealth Management provides comprehensive advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in assets. The firm’s approach includes structured planning tools and scenario modeling, offering services directly or through corporate agreements.

Aileen Li is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and possessing eight years of industry experience. She has been with Wells Fargo Clearing Services LLC since 2018 and has also worked at Wells Fargo Bank NA since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to inform its diversified investment approach.

Rivka Marom Franco is a Series 66-licensed financial advisor with Morgan Stanley, based in Palo Alto, CA, and brings 24 years of industry experience. She has been with Morgan Stanley and its affiliates since 2010, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to individual and institutional clients. The firm provides tailored financial planning through structured discovery conversations and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Estevan Rodriguez is a financial advisor at Fisher Investments with eight years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Michael Byrne, Peter Heizer, Northwestern Mutual Life Insurance Company, and Frito Lay Inc. Fisher Investments serves institutional and private clients worldwide, including pension plans, foundations, investment companies, and high-net-worth individuals. The firm provides discretionary portfolio management across multiple asset classes using a centralized investment decision process that incorporates quantitative and qualitative research, tax-aware strategies, and risk management techniques.

Wing Yin Lee is a CFP® and CFA® credentialed advisor with nine years of industry experience. She has worked at J.P. Morgan Securities and JP Morgan Chase Bank since 2019 and previously held roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. She is based in Palo Alto, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s approach combines quantitative and qualitative research, incorporates ESG considerations, and delivers services supported by affiliated investment-management entities.

Sylvie Leon is a Wealth Management Senior Relationship Manager at Fidelity Investments. In her current role, she serves as an advocate for families pursuing their retirement or investment goals, focusing on providing personalized experiences by leveraging the firm's resources. She emphasizes deepening client relationships through regular outreach and collaboration with partners and subject matter experts to identify appropriate strategies. Ms. Leon has held various roles within Fidelity Investments since 2024, including Planning Consultant and Relationship Manager. Prior to joining Fidelity, she served as Vice President and Client Relationship Manager at Elevon Wealth Management from 2016 to 2023, and as Assistant Vice President and Senior Registered Client Associate at Hitchcock Rosenfield Investment Group Wells Fargo Advisors from 1998 to 2016. She holds a California Insurance License. Outside of her professional responsibilities, Sylvie enjoys art, family activities, movies, music, parenthood, and traveling.

Afton Weaver is a financial advisor at Ameriprise with five years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2017 in various roles, including Susquehanna Wealth Management. Weaver also has experience with the Austrian Federal Ministry of Education, Science and Research. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Nicolas Haussecker is a financial advisor with Morgan Stanley, holding a Series 66 credential and bringing 12 years of industry experience. He has worked at Morgan Stanley since 2013 and at Morgan Stanley Private Bank, National Association, since 2015. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, delivering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services without providing individual security recommendations as part of its standalone planning programs.

Ronald Patrick Lynch is a CFP® professional with eight years of industry experience, currently advising clients at Morgan Stanley in Burlingame, CA. His prior experience includes roles at UBS Financial Services and Fidelity Brokerage Services. Morgan Stanley Wealth Management offers a range of advisory programs to both individuals and institutions, emphasizing structured financial planning supported by firm-approved tools and comprehensive asset management.

Julian Burke is a financial advisor at Fisher Investments with four years of industry experience. He holds a Series 65 designation and has worked at Fisher Investments since 2018. Prior to that, he was affiliated with the California Institute of Integral Studies for four years. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm’s investment decisions are centralized with a committee that combines quantitative and qualitative research to construct globally diversified portfolios, employing tax-aware strategies and various risk management techniques.

Janice Kwak is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Morgan Stanley in 2022, she worked at Equitable Advisors, LLC from 2020 to 2022 and spent 12 years at Nike, Inc. Outside of her advisory role, she is involved with EXP Realty, LLC / MORE Realty, LLC since 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process relies on structured discovery and firm-approved tools but does not include individual security recommendations within standalone plans.

Rosalinda Tran is a financial advisor with Charles Schwab in San Mateo, CA, holding Series 66 and Series 63 licenses and having 14 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2014 and 2015, respectively. Tran serves as a board member of The Women's Building, a nonprofit organization focused on building a diverse and supportive community of women in San Francisco. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions with a focus on multi-asset model portfolios and centralized operational support.

Emmanuel Huereca is a financial advisor at Ameriprise with 20 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and its affiliated entities since 2003, with a brief tenure at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement who meet specific eligibility criteria, combining research and modeling with tax-efficient strategies. The firm serves a broad client base through advisory, brokerage, and insurance solutions offered by its affiliated companies.

Nickalus Ketcham is a CFP® with 25 years of industry experience, currently serving as a financial advisor at LPL Financial. His prior experience includes roles at Western International Securities, Inc., Financial West Group, and MSI Financial Services, Inc. He operates Ketcham Capital, an affiliated business related to his advisory practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by proprietary research and technology.

Martin Drake is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and UBS Financial Services. He is based in Menlo Park, California. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and provides services through direct client relationships and Corporate Financial Planning agreements.

Rakan Sawalha is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and having seven years of industry experience. He has worked with Wells Fargo Clearing Services LLC since 2018 and Wells Fargo Bank NA since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

John Silk is a Financial Advisor at Merrill Lynch Wealth Management and a member of the GD Group. He offers personalized investment guidance tailored to clients’ goals, risk tolerance, time horizon, and liquidity needs. John focuses on areas including education planning, family wealth management strategies, legacy planning, personal retirement planning, and retirement income. He holds a Bachelor's Degree from the University of Southern California and professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). John works collaboratively with clients to develop individualized financial strategies designed to support their long-term objectives. Outside of his professional responsibilities, John enjoys golfing, hiking, fishing, baseball, football, pickleball, reading, skiing, volleyball, and spending time with his family. He actively participates in community volunteering, reflecting the Merrill tradition of engagement in the communities they serve.