Eric McMahon is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding Series 63 and Series 65 designations and 25 years of industry experience. He has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Ian Wetherell is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and possessing 26 years of industry experience. His prior roles include positions at Principal Funds Distributor, Inc, Nationwide Investment Services Corporation, Manulife Investment Management (US) LLC, and John Hancock entities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, providing advice and account management through a broad network of investment adviser representatives.

Drew Lyon is a financial advisor at Wells Fargo Clearing with 36 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at RBC Capital Markets, Merrill, Morgan Stanley, and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through more than 14,000 financial advisors.

Margaret Ring Wiersma is a financial advisor with UBS Financial Services in Dublin, CA, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. She has been with UBS since 2009. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Kisa Konrad is a Financial Consultant at Fidelity Investments, a role she has held since 2021. She brings a collaborative and empathetic approach to financial planning, aiming to make complex concepts accessible and understandable for her clients. Her professional philosophy centers on easing the anxiety often associated with conversations about finances and retirement planning. Prior to her current position, Kisa worked as a Private Client Advisor at JP Morgan Securities from 2019 to 2021 and as a Private Client Banker at JP Morgan Chase from 2015 to 2019. She holds a California Insurance License, which supports her work in financial consulting and client advisement. Outside of her professional career, Kisa has interests in comedy, fitness, music, photography, reading, and traveling.

Nadeem Alam is a financial advisor with J.P. Morgan Securities in Antioch, CA, holding Series 63, 65, and 66 licenses and bringing 18 years of industry experience. He has worked at JPMorgan Securities LLC since 2016 and previously held roles at Merrill, Transamerica Financial Advisors, Nationwide Securities, RBC Capital Markets, and Ameriprise. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory framework.

John Brackett is a financial advisor with Cetera, holding 49 years of industry experience. He has worked with several firms, including BAR Financial, LLC, where he served as Regional Director for 16 years, and has recent involvement with B&B Ranch & Cattle, LLC. His career includes over a decade with Cetera Wealth Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and access to third-party managers, overseeing more than $256 billion in assets with a nationwide network of over 10,000 advisors.

Patrice Rainer is a Certified Financial Planner (CFP®) and holds a Series 66 license, with 13 years of experience in the financial industry. She has been with Cambridge Investment Research Advisors since 2016 and previously worked at Protected Investors of America from 2013 to 2016. Rainer serves as Vice President and Board Member of the Estate Planning Council of Diablo Valley. Cambridge Investment Research Advisors, Inc. serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of Financial Professionals and manages a multi-billion dollar asset base with services spanning multiple platforms and proprietary model strategies.

Robert Steinhorn is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and having 31 years of industry experience. He has been associated with Royal Alliance Associates, Inc. since 1994 and has led Steinhorn Consulting since 1979, providing consultation on retirement plan options. OSAIC Wealth serves a diverse clientele including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation and portfolio optimization.

Tammie Kim is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. She has been with Morgan Stanley since 2016 and currently works with Morgan Stanley Private Bank, N.A. Since 2024, she has served as treasurer for the Stone Valley Middle School Education Fund. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools.

Erin Beable is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been affiliated with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm provides a range of advisory programs including tailored financial planning, supported by structured discovery and analysis tools, and manages approximately $2.74 trillion in client assets.

Mitchell Alvey is a Financial Consultant at Fidelity Investments, where he has been serving since 2025. Prior to his current role, he held positions at Fidelity including Planning Consultant from 2022 to 2025, Investment Consultant from 2021 to 2022, and Financial Representative from 2019 to 2021. His approach centers on building trust with clients by understanding their priorities, goals, and vision for the future, ensuring portfolios are aligned with their aspirations. Mitchell holds a California Insurance License. Outside of his professional work, Mitchell has interests in football, movies, music, parenthood, pets, and puzzles.

Stephen Valentine is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on college education planning, managing new wealth, personal retirement planning, and retirement income. Stephen partners with individuals, families, and business owners to create tailored strategies designed to help them pursue their financial goals while navigating important life milestones. His approach emphasizes education, personalized advice, and client service. With six years of experience in the financial services industry, Stephen provides guidance to clients through various financial situations and life transitions. Prior to becoming a Financial Advisor, he worked as a Banker with Chase Bank and as a Client Service Associate with Morgan Stanley. These roles helped establish his foundation in banking, investing, and client service, which inform his holistic approach to financial planning. Stephen holds a Bachelor's Degree from the University of California System and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional work, he enjoys cooking, playing pickleball, traveling, hiking, and spending time with his wife and family.

Rolando Sapantay Jr. is a financial advisor with Merrill in Walnut Creek, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Merrill and its affiliate Bank of America, N.A. for the past 10 years. Merrill, along with Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes strategic asset allocation and tax-aware strategies, supported by the Bank of America group’s broad financial infrastructure.

Saumya Batra is a financial advisor with Fidelity in Dublin, CA, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Fidelity Investments in 2024, Saumya held various roles at Wells Fargo entities from 2017 to 2023. Fidelity’s Strategic Advisers LLC division offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is notable for its roles as a commodity pool operator, advisor to registered investment companies, and use of AI and systematic methodologies in portfolio management.

Francisco Barajas is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2017. He initially joined Fidelity Investments in 2013, progressing through positions including Investment Consultant and Financial Consultant. Prior to his tenure at Fidelity, Francisco worked as a Financial Advisor at Ameriprise Financial from 2006 to 2013. Since 2006, Francisco has worked with numerous clients on investment planning, retirement planning, income protection, estate planning considerations, and financial conversations. He holds a California Insurance License, supporting his work in income protection and estate planning. Francisco is committed to helping clients achieve their financial goals through wealth planning and values the success of his clients as integral to his own.

Minh Thanh Van Nguyen is a Series 66-licensed financial advisor with two years of industry experience, currently with LPL Enterprise. Prior to joining LPL Enterprise, Nguyen worked at PRUCO Securities and has experience in small business operations, including roles at Feng Cha Teahouse Corporate and Quoc Vinh LLC. Outside of financial services, Nguyen has worked as a barista at Starbucks Coffee Company. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with additional services such as financial planning, access to third-party asset managers, and insurance product facilitation.

Dean Thompson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 31 years of industry experience. His work history includes roles at Bancwest Investment Services, Banc of America Investment Services, and Wells Fargo Investments prior to joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Wenjun Luo is a Financial Advisor based in Orlando, Florida, specializing in family wealth management strategies, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. At Merrill Lynch Wealth Management, Wenjun focuses on helping individuals and families develop short-, mid-, and long-term financial goals by taking the time to understand their unique needs and priorities. Fluent in Mandarin, Wenjun serves clients from diverse cultural backgrounds and is equipped to provide financial guidance that reflects their specific situations. Wenjun holds professional designations as a Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA). Throughout his work, he offers expertise in financial planning, investment management, retirement planning, and asset preservation. In addition to providing personalized financial advice, Wenjun can connect clients to Bank of America specialists for banking, credit, lending, and small business solutions. Outside of his professional role, Wenjun has personal interests in pickleball, skiing, and tennis. He is actively involved in the Orlando pickleball community, reflecting his engagement both professionally and personally within the local area.

Harold Hendricks is a CFP® professional at Wells Fargo Clearing with 41 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held positions at Wells Fargo Investments, LLC and Wamu Investments, Inc. He serves as a co-trustee for a family trust in Alamo, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions supported by extensive research and analytics.