Steven Drackert is a financial advisor with Morgan Stanley Wealth Management in Oakland, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His prior roles include positions at UBS Financial Services, First Republic Investment Management, and Wells Fargo Advisors. Outside of his advisory work, he is co-owner of a condominium in Walnut Creek, California. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, and manages approximately $2.74 trillion in client assets.

James Brian Sugay is a financial advisor at RBC Capital Markets with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of his advisory role, he is a part owner of a vacation property. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm employs tailored investment strategies through various managers and program structures, supported by RBC’s capital-markets and affiliated asset management capabilities.

Delsin Varian-Gonzalez is a Financial Consultant currently working at Fidelity Investments since 2025. Prior to this role, he served as a Planning Consultant at Fidelity Investments from 2023 to 2025 and as a Central Relationship Manager at the same firm from 2022 to 2023. His financial advisory career began at Equitable Advisors, where he worked as a Financial Consultant from 2018 to 2022. Delsin holds a California Insurance License and focuses on empowering clients to make informed financial decisions through collaboration and education. He values an ongoing relationship with clients to ensure their needs are heard and addressed, regardless of financial complexity or simplicity. Outside of his professional work, Delsin engages in personal interests including beach activities, fitness, football, playing instruments, attending social events with friends, and outdoor adventures.

Brennan Malone is a CFP® and holds a Series 66 license with 16 years of industry experience. He has been with Fisher Investments since 2015. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm employs a centralized investment process that incorporates quantitative and qualitative research to construct diversified portfolios and provides a range of sub-advisory and retirement plan services.

Omar Nazari is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to help them develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. He provides guidance on general investing, retirement planning, and saving for unexpected events, and can connect clients with Bank of America specialists for additional financial services such as banking, credit, home financing, and small business solutions. Omar holds several professional designations, including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He completed a Non Accredited Certificate Program at Kabul University. He emphasizes building relationships with clients to offer ongoing advice and guidance tailored to their evolving needs.

John Kelson is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads a team focused on providing a holistic approach to wealth management. He manages personal wealth and portfolio strategies for a select group of clients, including executives, retirees, and entrepreneurs. John has expertise in various areas including corporate benefits, employee benefits planning, executive and equity compensation services, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, tax minimization, and retirement income. His approach incorporates asset allocation, wealth preservation, estate and legacy strategies tailored to individual client goals and risk tolerance. He holds a Bachelor's Degree from the University of California System and has completed a Non Accredited Certificate Program from THE AMERICAN COLLEGE. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, John has interests in baseball, camping, hiking, music, and running.

Benjamin Steinhorn is a financial advisor at OSAIC with one year of industry experience. He previously operated Steinhorn Consulting for ten years prior to joining OSAIC. He holds the Series 66 designation. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services supported by various asset-allocation tools and third-party platforms.

Jonathan Farnstrom is a CFP®-credentialed advisor with eight years of industry experience, currently with Osaic Wealth, Inc. in San Ramon, CA. Prior to joining Osaic in 2025, he spent seven years at Lincoln Financial Advisors. He is also involved in insurance product offerings through Farnstrom Financial Services, LLC, which he owns and operates. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and nonprofits, offering integrated brokerage and advisory services across multiple platforms. The firm utilizes various asset-allocation tools and third-party solutions to construct portfolios that include a broad range of investment vehicles.

Charles Bond is a CFP® with 42 years of industry experience, currently affiliated with OSAIC. He has held positions at Royal Alliance Associates, Inc. since 2018 and at Signator Investors, Inc. from 2016 to 2018. In addition to his advisory role, he is a managing member of Bond Financial and Insurance Services LLC, an insurance agency operating with family members that sells group and individual health, life, dental, and vision insurance, as well as fixed annuities and Medicare supplements. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios including stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Sara Quintanilla is a financial advisor with Ameriprise in Hayward, CA, holding a Series 66 designation and two years of industry experience. She has worked at Ameriprise since 2022 and previously spent seven years with Canyon Wealth Management. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized recommendations, primarily for clients with substantial assets managed within Ameriprise.

Jeanette Strother is a financial advisor with Ameriprise in Oakland, CA, holding a Series 66 designation and having 10 years of industry experience. She has been with Ameriprise and its affiliate since 2015. Outside of advising, she is involved in independent insurance brokering focused on long-term care. Ameriprise offers retirement-income planning services targeting individuals nearing or in retirement with significant investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Judith Abrams is a financial advisor with Fisher Investments in Walnut Creek, CA. She holds Series 63 and Series 65 credentials and has 25 years of industry experience. She has worked with Quasar Distributors, LLC since 2001 and Fisher Investments since 1998. Fisher Investments serves institutional and private clients worldwide, including pension plans, foundations, and high-net-worth individuals, offering discretionary portfolio management across various asset classes. The firm uses a centralized Investment Policy Committee and combines quantitative and qualitative research to construct diversified portfolios while employing tax-aware strategies and risk management techniques.

Helen Irungu is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 35 years of industry experience. She has worked at Wells Fargo since 2009, initially with Wells Fargo Advisors LLC and then with Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Keyuanna Watkins is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2021. Outside of her advisory role, she also works part-time as a service desk associate at The Home Depot. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Eric Angeles is a Financial Consultant currently with Fidelity Investments, where he has been working since 2022 in various roles including Relationship Manager and Planning Consultant before his current position starting in 2023. Prior to joining Fidelity Investments, he worked as a Merrill Financial Solutions Advisor and Financial Advisor at Merrill Lynch and Bank of America Merrill Lynch between 2020 and 2022. Eric's approach involves understanding clients' financial situations, risk tolerance, and objectives to develop personalized financial plans. He holds a California Insurance License which supports his advisory services. Outside of his professional work, Eric's personal interests include spending time at the beach, playing golf, running, and parenthood.

Karry Maciak is a financial advisor with LPL Financial in Walnut Creek, CA, holding Series 65 and Series 66 licenses and bringing 25 years of industry experience. He has worked at LPL Financial and Mechanics Bank since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs and financial planning services.

Kevin Hills is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds the CFP® and Series 66 designations and has been with Wells Fargo in various capacities since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics based on diversification principles and modern portfolio theory.

Joseph Theam is a financial advisor with Equitable Advisors in Oakland, CA, holding Series 63 and Series 66 licenses and having 11 years of industry experience. He has worked at Equitable Advisors since 2014 and was affiliated with AXA-Advisors, LLC from 2014 to 2020. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Joseph Caselle is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Merrill since 2009. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment strategies to client goals and risk tolerances.

Donn Levine is a financial advisor with Cetera, holding the ChFC® designation and the Series 63 license, and has 43 years of industry experience. His prior work includes roles at OSAIC, Woodbury Financial Services, Minnesota Life, and Sgc Financial. Outside of his advisory career, he coaches girls' golf at Castilleja High School and is the author of the book "Outwit the Yips." Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary services through a nationwide network of independent advisors.