Ron Freund is a financial advisor with LPL Financial in Emeryville, CA, holding a Series 63 designation and over 42 years of industry experience. His prior experience includes nearly three decades with The Social Equity Group, as well as roles at Western International Securities, Inc. and Financial West Group. Freund also provides research services to The Social Equity Group, an independent registered investment advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and brokerage services.

William Clifford is a Series 66 registered financial advisor at UBS Financial Services with seven years of industry experience. He previously worked at Farient Advisors and spent ten years in full-time education before beginning his financial advisory career. Clifford is based in San Francisco, CA. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory offerings, including financial planning and portfolio management. The firm integrates proprietary research and model-based asset allocations to tailor investment solutions and combines institutional trading capabilities with wealth management services.

Cindy Shi is a Branch Leader at Fidelity Investments, a position she has held since 2022. In this role, she supports and develops a team of professionals to help them achieve their fullest potential. She has been with Fidelity Investments since 2015, progressing through various roles including Wealth Management Planning Consultant from 2018 to 2022, Relationship Manager from 2016 to 2018, and Financial Representative from 2015 to 2016. Cindy holds a California Insurance License. Outside of her professional responsibilities, Cindy enjoys family activities, traveling, and practicing yoga.

Brian Gigliotti is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 20 years of experience in financial services. He began his career at Citibank's Retail Banking Division and then worked with Citi's Wealth Management Group in New York City before returning to San Francisco in 2010 to join Merrill. Brian specializes in legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. He holds dual Bachelor of Science degrees in Financial Services and Corporate Finance from San Francisco State University and the Chartered Retirement Planning Counselor (CRPC) designation from the College for Financial Planning Institutes Corp. Brian's approach focuses on building strong client relationships and developing personalized strategies that address every aspect of wealth management, from accumulation to estate transfer. A third-generation San Franciscan, Brian lives in the Bay Area with his wife, daughter, and two chocolate Labradors. Outside of work, he enjoys golfing, running, swimming, and has an interest in classic cars.

Nathan Hurty is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2013. Outside of his advisory work, he is a sole proprietor and owner of a rental property in Milwaukee, Wisconsin. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services that utilize structured discovery processes and approved planning tools.

Michael Rossi is a financial advisor with Raymond James Financial Services Advisors, Inc. in San Francisco, holding a Series 66 designation and bringing 11 years of industry experience. He has worked at Raymond James since 2016 and previously spent one year with Wells Fargo Advisors. Rossi also serves as Chief Operating Officer for Elevon Wealth Management, a role he has held since 2016. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and uses analytical tools like risk profiling and probability modeling to support client goals.

Richard Flores is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at Bank of America Merrill Lynch and other firms. Outside of his advisory role, he serves as a successor trustee for a private trust. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Samir Rahman is a Financial Consultant currently working at Fidelity Investments. He has accumulated eight years of experience in the financial services industry, holding various roles including Investment Consultant at Fidelity Investments, Associate Wealth Advisor at Cresset Capital, Senior Analyst at Brighton Jones, Financial Advisor at Merrill Lynch, and Equity Trader at Seven Points Capital. Samir focuses on developing customized financial roadmaps for his clients, aiming to simplify complex financial concepts and provide disciplined guidance toward achieving financial peace of mind and long-term success. He holds a California Insurance License. Outside of his professional career, Samir has personal interests in biking, concerts, fitness, golf, running, and skiing.

Jennifer Seidler is a financial advisor at RBC Capital Markets with 29 years of industry experience. Prior to joining RBC in 2025, she worked at Commonfund Securities, Inc. and Commonfund OCIO, Inc. from 2013 to 2025. She serves as a member of the finance committee at St Dominic's Catholic Church in San Francisco. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored investment advisory programs that incorporate in-house and third-party managers, with options for tax management and responsible-investing screens.

Nathaniel Lloyd is a financial advisor at J.P. Morgan Securities with a Series 66 designation and five years of industry experience. He has been with JPMorgan Securities and JPMorgan Chase Bank since 2020. Outside of his advisory role, he is also employed by JPMorgan Bank, where he offers certain deposit and credit products. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity futures registrations.

Lev Asnis is a Series 66 licensed advisor at Fidelity with one year of industry experience. His prior work includes roles at Think Together and The Home Depot. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm employs a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Gregory Thomas is a financial advisor at Morgan Stanley in San Francisco with four years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Perigon Wealth Management, Burleson & Company, and held roles in local government and academia. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support clients in developing financial plans.

Angelique Kelly Patino is a financial advisor at Stifel with a Series 66 designation and has been with the firm since 2025. She has a background that includes roles at the University of California, Berkeley, Ruffalo Noel Levitz, Sweetgreen, and Marlborough School. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Ryan Spencer is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has worked across several roles including at JPMorgan Chase Bank, N.A., Equitable Advisors, and Equitable Financial Life Insurance. Prior to entering the financial industry, he held positions in the hospitality and automotive sectors. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these advisory services alongside affiliated brokerage, distribution, and investment management capabilities, with recommendations made on a non-discretionary basis.

Mart Oller V is a financial advisor at Morgan Stanley with one year of industry experience and holds a Series 66 designation. Prior to joining Morgan Stanley, he worked at Geodnet, Syon Capital, and Equinix, and completed his education at Santa Clara University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools as part of its process.

Allan Herzog is a financial advisor with Wells Fargo Clearing in Kentfield, CA, holding Series 63 and Series 65 licenses and bringing 55 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC for seven years. Outside of his advisory role, he has a minority ownership interest in Fernbacher-Herzog-Zeigler LLC, a non-investment-related business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Jennifer Aguirre is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Securities LLC and JPMorgan Chase Bank, NA since 2023. Her background also includes roles at the University of Southern California, Loveshackfancy, and Deloitte. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Alfred Alden is a financial advisor at Merrill with 16 years of industry experience and holds a Series 66 designation. He has worked at Merrill and Bank of America in multiple roles since 2008 and was self-employed and involved in extended travel between 2018 and 2021. Outside of advising, he serves as an executor for a family fiduciary role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Yuanning Hu is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Their work history includes roles at Bank of America N.A. since 2024 and Merrill since 2018. Outside of finance, Hu has experience in the restaurant industry, having worked at Coco's Ramen and Sushi Raw Restaurant. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a variety of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Holly Gedeon is a financial advisor with Morgan Stanley in San Francisco, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.