Alberto Delgado is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill since 2020 and Bank of America N.A. since 2022. Outside of his advisory roles, he has held positions in athletics and recreation at the University of California Santa Cruz. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Jones is a financial advisor with Morgan Stanley in Mountain View, CA, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides investment services through various programs and affiliated entities.

William Hansen is a Series 66-credentialed financial advisor with Equitable Advisors in Campbell, CA. He has one year of industry experience. Prior to joining Equitable Advisors, he worked at Flagship Services, Inc. and Dio Deka. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Andre Barde Jr. is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held roles at C2 Education and various other employers. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, as well as registered investment companies, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, AI-driven research, and its advisory role to multiple registered investment companies and fund-of-funds.

Carlos Gallardo is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. He has been with Merrill and Bank of America since 2019. Prior to his financial services career, he worked in various roles including at Texas Roadhouse and Jade Global, Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jasper Smith is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 licenses and has 15 years of industry experience. His career includes roles at Prudential Insurance Company of America, Pruco Securities, and Merrill. He is actively involved with The #BuildWealth Movement as an author, speaker, and founder of a related radio and podcast series, and serves on the board of the Urban Financial Services Coalition’s San Francisco Bay Area chapter. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, and institutional entities. The firm utilizes a model-driven investment approach with access to third-party asset managers and offers financial planning, consulting, and various affiliated non-securities products and services.

Diana Andersen is a financial advisor at Edelman Financial Engines with 16 years of industry experience. She holds Series 63 and Series 66 credentials and has worked for firms including Fidelity Brokerage Services and Silicon Valley Capital Partners. Andersen serves as Co-Director of Student Affairs for the Association for Latino Professionals for America, coordinating student chapters and networks. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven proprietary modeling process with planner delivery and online tools, offering both discretionary management and non-discretionary advice with an emphasis on diversified portfolios and long-term strategies.

Gary Pereira is a financial advisor at OSAIC with Series 63 and Series 65 credentials and 41 years of industry experience. He previously worked at Securities America Advisors, Inc. and Banc of America Investment Services, Inc. Outside of financial advising, he is involved in residential real estate sales, insurance sales, youth baseball umpiring, and personal training. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, supporting various managed account strategies and third-party manager selections.

John Dominge is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 24 years of industry experience. He previously worked at SCF Investment Advisors and SCF Securities for ten years, and at Mass Mutual Life Insurance for 17 years. Dominge is also involved with UPTREX Wealth Advisors LLC and serves as an advisory representative of a registered investment advisor. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through a large network of financial professionals and offers access to multiple platforms, third-party advisers, and proprietary model strategies under the Founders Gate Capital brand.

Alyssa Chi is a financial advisor at Morgan Stanley in San Jose, CA, holding a Series 66 license with one year of industry experience. Prior to joining Morgan Stanley, she worked in educational roles at San Jose State University, Yonsei University, De Anza College, and Evergreen Valley High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and market simulations.

Brian Hackmeister is a financial advisor at J.P. Morgan Securities in Palo Alto, CA, with 12 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Wells Fargo Clearing Services for 10 years before joining J.P. Morgan in 2026. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers non-discretionary, written asset allocation advice and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Lindsay Hutter is a financial advisor at Morgan Stanley with three years of industry experience. She has previously worked at Wells Fargo Clearing and spent eight years at Cloudmed, an R1 Company. She holds a Series 66 designation and is based in Palo Alto, CA. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Swati Seth is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at First Republic Bank, Chase Investment Services Corp, and JPMorgan Chase Bank. Outside of her advisory role, she manages a rental property, overseeing tenant needs and repairs. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Theresa Sondgroth is a financial advisor at Merrill with eight years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2015 and has been affiliated with Rubin Family since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Bracamonte is a Series 66-licensed financial advisor at Morgan Stanley in Palo Alto, CA, with one year of industry experience. His prior work includes roles at BriteLab and San Jose State University, as well as entrepreneurial experience running Bracamonte Home Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including customized financial planning supported by firm-approved tools and methodologies.

Steven Do is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at E*TRADE in various capacities from 2013 to 2022. Outside of his advisory work, he is a passive investor in a poke restaurant in Santa Cruz, California. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs supported by firm-approved planning tools and extensive asset management capabilities.

Angel Chen is a financial advisor at Merrill with 22 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Merrill since 2019, following a prior role at Citigroup from 2016 to 2019. Outside of her advisory work, she is the owner of Innovative Global Alliance, a for-profit business in Danville, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Hillary Lindberg is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and 11 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she is an independent seller on eBay. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and analytical tools but generally acts in an advisory capacity without providing individual security recommendations as part of standalone planning.

Hector Garza is a CFP® professional with 17 years of experience in the financial industry. He is currently with Wells Fargo Clearing and has previously worked at Mariner Independent Advisor Network, PFG Advisors, LPL Financial, and Stanford Federal Credit Union. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, providing tailored solutions that include a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Tyler Siegert is a financial advisor with Primerica Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and over 21 years of industry experience. He has been with Primerica since 2005 and has held roles at related firms including Bartlett Group Insurance & Financial Services. Siegert is also president of ADC Group, a business based in San Jose. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-driven investment strategies managed by third-party asset managers and supports execution and custody through BNY Mellon Advisors and Pershing.