Juan Eduardo Lecaros is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at Santander Investment Securities Inc. and Santander US Capital Markets LLC. Lecaros is based in Miami, FL. Morgan Stanley Wealth Management serves individuals and institutional clients by providing a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process using firm-approved tools and methodologies but does not provide individual security recommendations as part of its standalone planning.

Daniel Mccauley is a financial advisor with Equitable Advisors in Ft. Lauderdale, FL, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has previously worked with NYLife Securities LLC and New York Life Insurance Co. Outside of his advisory role, he is the owner of MCC Financial LLC, which he uses for tax planning and marketing purposes. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm utilizes third-party managers and proprietary programs to tailor investment solutions, providing a range of products from mutual funds to alternative investments and ERISA fiduciary services.

Sherryl Billings is a financial advisor with Merrill in Weston, FL, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. She has worked at Merrill since 1993 and at Bank of America, N.A. since 2011. Outside of her advisory role, she serves as the primary caregiver for her daughter in a family-operated Medicaid waiver program. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Leinzs Vincent is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several major firms, including Wells Fargo Clearing, Merrill, and Bank of America. Vincent has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2019. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Marc Tescher is an advisor with LPL Financial based in Hollywood, FL, holding Series 63 and Series 65 licenses and having two years of industry experience. Prior to his financial advisory role, he had a long career as an optometrist and continues to co-own an optometry practice as well as a separate business, The Pickle Docs LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through various advisory and brokerage services, offering a wide range of investment strategies and operational support tools.

Gabriella Suarez is a financial advisor with Merrill, holding a Series 66 designation and beginning her advisory career in 2026. She has prior work experience with Bank of America and Stanton Optical/My Eyelab. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors. The firm employs strategic asset allocation and tax-aware investment options while supporting varied client needs through Bank of America’s custodial and trading infrastructure.

John Alvarez is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with individuals, families, and business owners to develop customized financial strategies tailored to their goals and priorities. He provides guidance on investment management, retirement planning, education funding, legacy planning, and small business strategies, focusing on attentive, relationship-driven service. John is fluent in both English and Spanish. John began his career at Bank of America in 2014 as a teller and progressed through various roles while earning his bachelor's degree from Barry University and obtaining his FINRA securities registrations. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Inspired by his own family's experiences with financial challenges, John is committed to helping clients create clear roadmaps for their future financial goals. Outside of work, he is a father who enjoys horseback riding with his daughter and supports her participation in equestrian competitions. He also spends his leisure time boxing, playing basketball, chess, soccer, listening to music, traveling, and spending time with family and friends.

Oscar Pelaez is a financial advisor with J.P. Morgan Securities in Hialeah, FL, holding Series 65 and Series 63 licenses and two years of industry experience. His prior roles include positions at David Lerner Associates and JPMorgan Chase Bank, N.A., as well as experience in entrepreneurial ventures with Rmg Productions Inc and Arce Management & Services LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and offers a broad range of investment products through its affiliation with the larger J.P. Morgan financial organization.

Charles Smith is a financial advisor with Wells Fargo Clearing in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has spent the majority of his career at Wells Fargo entities since 2016. Outside of his advisory work, he has been involved with Pets America, LLC for nine years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs.

Luciano Di Claro is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Merrill, Equitable Financial Life Insurance Co., AXA Advisors, Great Point Advisors, Plurall Group, and Prudent Investimentos. Based in Miami, FL, he has been with J.P. Morgan Securities since 2023. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Renzo Barredo is a financial advisor with Mass Mutual Investors Services, holding a Series 65 license and 15 years of industry experience. His work history includes roles at MassMutual Life Insurance Co, OneAmerica Securities, American United Life, Equity Services, Inc., and National Life Group. In addition to his advisory role, he is also an insurance broker specializing in life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved analytical tools, with implementation options through separate brokerage or insurance arrangements.

Melanie Miranda is a financial advisor at Merrill with Series 63 and 66 licenses and 15 years of industry experience. She has been with Merrill since 2009 and has over three decades of tenure with the firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Juan Mayol is a financial advisor at Morgan Stanley with 27 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2018 and previously spent five years at UBS Financial Services. Mayol holds Series 63 and Series 66 credentials. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning solutions.

David Dye is a financial advisor at Merrill in Miami, FL, with 14 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gaston Pellegrini is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs and financial planning services to individual and institutional clients. The firm employs structured planning tools and modeling techniques as part of its advisory process and manages approximately $2.74 trillion in client assets.

Reynaldo Figueredo is a financial advisor at Raymond James & Associates with 18 years of industry experience. He holds the Series 65 and Series 66 designations and has previously worked at Deutsche Bank Securities Inc and Dt Bank Trust Co Na. In addition to his advisory role, he serves as a Council Member for the Village of Key Biscayne. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—offering financial planning, investment consulting, and municipal advisory services supported by a nationwide adviser force.

Giovanni Jurado is a financial advisor at Morgan Stanley in Aventura, FL, with three years of industry experience. Prior to joining Morgan Stanley in 2022, he worked at Wells Fargo Bank, N.A. from 2016 to 2022 and Wells Fargo Clearing in 2022. He holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its advisory services.

Elizabeth Doron is a financial advisor with UBS Financial Services in Miami, FL, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. She has worked at UBS Financial Services since 2021 and has prior experience with Wells Fargo Clearing and Wells Fargo Advisors. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including financial planning, portfolio management, and alternative products. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients' goals and risk tolerances.

Antoine Rosa is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing and Wells Fargo Advisors before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2023. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services on a non-discretionary basis, combining institutional advisory operations with brokerage and investment management capabilities.

Jeffrey Dzwonkowski is a financial advisor at Osaic with 12 years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at Sagepoint Financial, Pinnacle Investments, and Prudential Insurance. In addition to his advisory role, he is involved in insurance sales through a sole proprietorship and provides investment management services via an LLC. Osaic Wealth, Inc. serves a diverse range of clients, including individuals, high-net-worth investors, and institutions, offering integrated brokerage and advisory services across multiple platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios combining various asset types, delivered through discretionary or non-discretionary accounts.