Craig Eppy is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 credentials and having 10 years of industry experience. He has worked at MassMutual Life Insurance Co since 2012 and MassMutual Investors Services since 2015. Eppy serves as treasurer and board member of a nonprofit special needs school. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative annual planning relationships and offering specialized services such as divorce planning and estate-settlement programs.

Nancy Curtin is a CFP®-certified financial advisor with 15 years of industry experience. She is currently with Wells Fargo Advisors Financial Network and previously worked at Commonwealth Financial Network and KBK Wealth Management. Curtin is based in Delray Beach, Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning areas such as business-owner transition and special-needs analysis, with recommendations supported by proprietary research and planning tools.

Anthony Cofone Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and bringing 41 years of industry experience. He has held roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Jessica Barrios is a financial advisor with Equitable Advisors in Boca Raton, FL. She holds the Series 66 designation and has one year of industry experience. Prior to her current role, she worked in education and educational resource development, including positions at Teachers Pay Teachers and pediatric emergency standards development. Equitable Advisors serves individuals across the wealth spectrum, as well as pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party program sponsors.

John Mckeown is a financial advisor with OSAIC based in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously at Jhfn/Sii from 2011 to 2018. Mckeown is also involved in sales and marketing of securities, investment advisory, and insurance products through his business, Paradigm Wealth. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services supported by advanced portfolio construction tools and access to third-party managed accounts.

Anthony Navarro is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors. His prior roles include positions at Wachovia Bank, N.A. and Wells Fargo Clearing. Navarro also serves as Treasurer for the Palm Bay Yacht Club, where he participates in budget review and maintenance discussions. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides a broad range of financial planning and investment services to individuals, trusts, and institutional clients, using proprietary research and planning tools.

Noah Solomon is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Fort Lauderdale, FL. He has been with Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Jeffrey Dowd is a financial advisor with Ameriprise based in Boca Raton, FL, holding a Series 63 designation and over 35 years of industry experience. His career includes long-term roles with Ameriprise Financial Services, Uslife Insurance Company, American Life Underwriters, and Connecticut General Life Insurance Company. Outside of finance, he is involved in general contracting and home building through self-employed ventures. Ameriprise offers a retirement-income planning service tailored for clients approaching or in retirement with significant investable assets, providing detailed, tax-smart income strategies. The firm combines research, modeling, and automated tools to deliver personalized recommendations, emphasizing assets held in Ameriprise-managed accounts.

Michael Kantor is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Citigroup, First Republic Investment Management, and JPMorgan Chase Bank. Kantor is based in Delray Beach, Florida. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Stephen Jaffe is a financial advisor at Ameriprise with 40 years of industry experience. He holds the Series 63 designation and previously worked at Oppenheimer & Co for 15 years before joining Ameriprise in 2025. Based in Boca Raton, FL, he provides advisory services as part of a large institutional firm. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria, delivering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive advice to support clients' retirement planning, primarily focusing on assets held in Ameriprise-managed accounts.

Jason Semel is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its affiliated private bank since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a variety of investment and planning solutions.

Michelle Giovanelli is a financial advisor at Raymond James & Associates with 25 years of industry experience. She holds a Series 63 designation and has worked previously at Morgan Stanley for 15 years and Ameriprise for one year. Michelle is based in Boca Raton, Florida. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities with a range of financial planning and consulting services, employing various portfolio management styles and offering both advisory and municipal services.

Aquilino Mayo is a financial advisor with OSAIC in Fort Lauderdale, FL, holding Series 63 and Series 66 licenses and possessing 22 years of industry experience. He has previously worked at Sagepoint Financial, Inc., Equity Services, Inc., and National Life Group. Mayo is also president of Mayo Vera Financial Group LLC, which sells fixed insurance products including life, health, fixed annuities, and disability insurance. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of affiliated advisors and uses tools such as asset-allocation models and automated rebalancing to construct diversified portfolios.

Stephen Van Besien is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. His prior roles include positions at Citigroup, Bancwest Investment Services, Bank of the West, and J.P. Morgan Securities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm provides financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles and affiliated research.

Lindsey Derby is a financial advisor at LPL Financial with 16 years of industry experience. She previously worked at Cambridge Investment Research, Inc. for 17 years before joining LPL Financial. Lindsey holds a Series 66 designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering financial planning, model portfolio programs, third-party asset management, and institutional platforms to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a broad range of advisory approaches and leverages research and technology tools for operational support.

Juan Carlos Bastida is a Financial Advisor with the GTZ Group at Merrill Lynch Wealth Management. He joined the team in 2019 and serves as a team financial advisor, working with both international and domestic high to ultra-high net worth individuals, their families, and their businesses. Juan Carlos focuses on family wealth management strategies, international wealth management, portfolio management services, individual and corporate investment strategy, and retirement income planning. Juan Carlos earned his bachelor's degree in finance from the University of Arizona, Eller College of Management. He holds the Series 7 and 66 FINRA registrations as well as the Personal Investment Advisor (PIA) designation. He is fluent in both English and Spanish. His approach emphasizes tailoring financial strategies to individual goals and priorities, relying on the combined resources of Merrill Lynch and Bank of America to deliver comprehensive wealth management and banking solutions. Outside of his professional role, Juan Carlos enjoys football, traveling, and spending time with his family.

David Nelson is a financial advisor at Wells Fargo Clearing with 45 years of industry experience. He holds Series 63 and 65 licenses and has been with Wells Fargo Clearing since 2016. Outside his advisory role, he serves as a trustee and is involved in managing family assets through several family limited partnerships and trusts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and follows investment practices based on research, diversification principles, and modern portfolio theory.

Mark Exler is a financial advisor at LPL Financial with 26 years of industry experience. He holds the PFS™ and Series 66 designations and has worked at firms including Avantax Investment Services and 1ST Global Advisors. In addition to his advisory work, he serves as a tax partner overseeing operations at H2 R CPA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Patricia Pollock Imbo is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at Morgan Stanley Dw Inc. and Wells Fargo Clearing. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business-owner transitions, special-needs analysis, and divorce planning.

Mary Ferreira is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. She has two years of industry experience, including prior roles at Bank of America N.A. and Merrill. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence, applying an ESG eligibility framework when recommending investment strategies.