William Enriquez is a financial advisor with Ameriprise who holds Series 63 and Series 65 credentials and has 35 years of industry experience. He has been with Ameriprise since 2014, including its predecessor entity, and is based in North Palm Beach, Florida. Outside of his advisory role, he is the president and owner of Advance Palm Beach, Inc., a business used to manage operating expenses for his practice. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing planning advice focused on income sustainability and tax-aware withdrawal strategies for clients nearing or in retirement.

Joan Lally is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009. Based in Palm Beach Gardens, FL, her career has been focused within this firm for the past 17 years. Morgan Stanley Wealth Management serves individual and institutional clients by delivering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support its financial planning process.

Patrick Seuffert is a financial advisor at Stifel with a Series 66 designation and two years of industry experience. His prior roles include positions at Adelphi University, Jenoptik Optical Systems, LLC, and Palm Beach Atlantik University. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning analyses.

Estefania Corbus is a financial advisor at Equitable Advisors with three years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Fidelity Investments and Boston Medical Center. Equitable Advisors serves a diverse client base including individuals, high-net-worth investors, retirement plans, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing LPL-sponsored programs and endorsed TAMPs to deliver advisory and brokerage solutions.

Ryan Kistenfeger is a financial advisor with Raymond James & Associates in West Palm Beach, FL. He holds Series 65 and Series 63 licenses and has three years of industry experience. His prior work experience includes roles at Truxio, Indigo Ag, and Rubicon Global. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning, investment consulting, and municipal advisory services.

J Smith is a financial advisor with UBS Financial Services in Palm Beach Gardens, FL, holding Series 63 and Series 65 credentials and over 55 years of industry experience. He has been associated with Painewebber Incorporated since 1967. Outside of his advisory role, he serves in an advisory capacity for Trip Caddy LLC, a company focused on high-end vacation home rentals. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor financial plans and portfolios to client goals and risk tolerances.

William Goodlad is a financial advisor at OSAIC with 41 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining OSAIC in 2024, he spent 17 years at Triad Advisors, Inc. He is also involved in providing life settlements and insurance services, including health, life, disability, and long-term care insurance, through affiliated vendor arrangements. OSAIC serves a wide range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services using asset-allocation tools and access to multiple investment products, supporting both discretionary and non-discretionary management.

Daniel Cameron is a financial advisor with Cetera in Palm Beach Gardens, FL, holding Series 63 and Series 65 credentials and offering 22 years of industry experience. He has worked with Cetera and CETERA Financial Specialists LLC since 2014 and has been involved with Long Term Care Solutions since 2001. Outside of advisory roles, he is also engaged in selling life, health, disability, long-term care, and Medicare supplement insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a large nationwide network of independent advisors. The firm serves individuals, employer-sponsored plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering a range of portfolio management, financial planning, and retirement services.

Michael Nickler is a financial advisor with Ameriprise in Palm Beach Gardens, FL, holding a Series 66 designation and 13 years of industry experience. He previously worked at Morgan Stanley for seven years and held roles at Wells Fargo entities from 2016 to 2017. Outside of his advisory work, he owns Mike Nickler Music LLC, a music-related business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning, incorporating investment research, third-party data, and tailored withdrawal strategies.

Daniel Webb is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been employed as a financial advisor since graduating college in 1983, beginning his career at PaineWebber/UBS Financial Services, Inc., where he worked for 32 years and earned the title of Wealth Advisor. Since 2011, he has partnered with Senior Financial Advisor Michael McCormack on a growing wealth management team. In August 2015, their team transitioned to Merrill Lynch Wealth Management, benefiting from the firm’s technology, research, and resources. Dan’s expertise includes executive compensation, equity compensation services, family wealth management strategies, liquidity management, personal retirement planning, and retirement income. He holds a Bachelor’s Degree from Franklin and Marshall College and is a designated Personal Investment Advisor (PIA). He lives in Juno Beach, Florida, and works in the Jupiter, Florida office. Outside of his professional career, Dan enjoys golfing, basketball, cooking, genealogy, reading, watching movies, and traveling on historical trips. He lives with his wife Laurie and they have three adult children.

Elizabeth Carter is a financial advisor at Morgan Stanley in West Palm Beach, FL, holding Series 63 and Series 66 designations, with nine years of industry experience. She has been with Morgan Stanley since 2009. Outside of her advisory role, she is employed by FedEx in an automotive and transportation capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and investment research.

Jan Nettekoven is a financial advisor with Raymond James & Associates in Palm Beach Gardens, FL, holding a Series 66 designation and 13 years of industry experience. He has been with Raymond James & Associates since 2012. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Mark Schmidt is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Daniel Pozo is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2019. His prior work experience includes roles at Momentum Funding, Helzberg Diamonds, and Florida Atlantic University. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm integrates advisory services with affiliated brokerage, distribution, and investment management capabilities.

Ryan Singer is a financial advisor with Edelman Financial Engines, holding the CFP® and Series 66 designations and bringing 22 years of industry experience. He has been with the firm and its predecessors since 2004, including roles at Edelman Financial Services, Inc. and EF Legacy Securities, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering discretionary and non-discretionary investment management with an emphasis on diversified portfolios, periodic rebalancing, and long-term strategies.

Neil Koricanac is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill, Bank of America, First Republic Investment Management, and J.P. Morgan. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations to deliver a range of investment and advisory services.

Matt Gold is a Financial Consultant currently working at Fidelity Investments since 2020. He has been engaged in the financial services industry since 2012, with previous roles including Bank Financial Advisor at Merrill Lynch from 2015 to 2020 and Relationship Specialist at Charles Schwab from 2012 to 2015. His professional approach involves building relationships with clients by providing excellent client service and utilizing disciplined financial plans tailored to individual needs. Matt employs a consultative process to understand client goals and helps them work towards what is truly important to them. His aim is to provide peace of mind by partnering with clients to create plans that instill confidence for their future.

Donna Helm Morris is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. She holds the Series 63, Series 65, and Series 66 licenses and has worked with JPMorgan Chase Bank NA and Brighton Collectibles. Based in Palm Beach, FL, she has been with JPMorgan Securities LLC since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary wealth advisory services supported by a centralized due diligence framework.

Marina Galli is a financial advisor at RBC Capital Markets with 35 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at RBC Capital Markets since 2009 and City National Bank since 2017. She is involved with the Republican Club of the Palm Beaches as an unpaid executive committee member supporting local voters and candidates. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored strategies implemented through a mix of in-house and third-party managers, providing portfolio management, financial planning, custody, and brokerage services.

Kenneth Fonteyn is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Ameriprise Financial Services, Inc. for 12 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and various investment strategies.