Brian Mallon is a financial advisor with Cetera who holds Series 63, 65, and 66 licenses and has 20 years of industry experience. He has worked with Cetera and affiliated entities since 2019 and previously with Foresters Financial Services from 2016 to 2019. He is based in Tampa, FL. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with various investment program options.

Kate Smith is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding Series 63 and Series 65 licenses with three years of industry experience. She previously worked at Goldman Sachs for three years and attended the University of Florida. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers services on a non-discretionary basis with access to a broad range of investment products through its affiliation with the larger J.P. Morgan organization.

Zachary Armstrong is a financial advisor with Ameriprise in Tampa, FL, holding the Series 66 designation and four years of industry experience. His previous roles include positions at Morgan Stanley and TD Bank. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Joy Drewior is a financial advisor with Merrill in Tampa, FL, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. Her prior roles include positions at Wachovia Securities Financial Network and a caregiving role before joining Merrill in 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jasmine Butler is a financial advisor with Edward Jones in Tampa, FL, holding CFP®, ChFC®, and Series 66 credentials. She has 10 years of industry experience and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies under a fiduciary standard. The firm is notable for its extensive network of financial advisors and branch offices, as well as its affiliated capabilities beyond advisory services.

David Brand is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His career includes roles at Citigroup Global Markets from 1993 to 2009, followed by positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through financial advisors and corporate agreements.

Peter Blake is a financial advisor at Edward Jones in Brandon, FL, holding a Series 66 designation with seven years of industry experience. Prior to joining Edward Jones, he worked at Primerica Advisors and has held various roles outside of finance, including positions at First Watch Restaurants and Dave and Busters. Outside of his advisory work, Blake is active in coaching lacrosse programs at the high school and youth club levels and is involved in media and business consulting through his own company. Edward Jones is a wealth management firm serving individual and institutional clients, offering a range of investment strategies and advisory services under a fiduciary standard. The firm is notable for its extensive advisor network and branch footprint, as well as its affiliated capabilities including trust services and proprietary mutual funds.

Ryan Tillema is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Morgan Stanley in 2023, he worked at GWFS Equities, Inc. in 2022 and has experience outside finance, including roles at Aldi US and Palm Harbor Chick-Fil-A. He also works as a contractor for Instacart. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Andrew Cappello is a financial advisor at Merrill with 44 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill and Bank of America, N.A. since 2012. He is based in Tampa, FL. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm offers multiple program strategies with both client and advisor discretion, supported by a CIO-led platform and integrated capital-markets capabilities through its affiliation with Bank of America.

Stephen Overton is a financial advisor with Ameriprise in Tampa, FL, holding CFP® and Series 66 credentials and bringing 25 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank. He serves on the Board of Directors for Tr-Tronics, a non-investment-related organization. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement with significant investable assets, using a centralized consulting team to deliver tailored, tax-efficient recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Andrew Sinclair is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses with 20 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services and Cambridge Investment Research Advisors. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery and firm-approved tools, supporting clients with tailored financial planning and a broad array of investment services.

Joel Summerlin is a Senior Financial Advisor at Merrill Lynch Wealth Management in Tampa, Florida. He has been with Merrill Lynch since 1992 and holds the title of Senior Vice President and Portfolio Advisor. Joel brings over 30 years of experience in the financial services industry, specializing in providing clients with individualized investment guidance. He is a qualified Portfolio Advisor, offering recommendations on a range of strategies including Merrill and approved third-party investment managers’ funds and portfolios. Joel earned a Bachelor of Science degree from the University of Alabama. His approach centers on understanding clients’ life priorities and collaborating to develop personalized financial plans tailored to their individual goals and aspirations. He emphasizes providing clients with clarity around investment opportunities and market conditions to support informed decision-making. Joel is committed to offering extensive resources and service to help clients achieve their personal and financial objectives.

Daniel Pava is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has also served in the U.S. Army since 2018. His previous work includes roles at Morgan Stanley Private Bank and various positions at the University of South Florida. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and investment modeling techniques while generally acting in an advisory capacity without providing individual security recommendations as part of standalone planning.

Josh Kollman is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding a Series 66 designation and five years of industry experience. He previously worked at The Northern Trust Company for 19 years before joining J.P. Morgan in 2021. Kollman serves as a board member for the Children’s Home Foundation Inc., a nonprofit organization. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary advice delivered by Wealth Advisors through its Institutional Consulting Services program.

Stuart Schott is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 66 registrations and 19 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. His career spans nearly two decades at these related firms. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Hazel Mc Queen is a Series 66-licensed financial advisor with J.P. Morgan Securities in Tampa, FL. She has one year of industry experience, including prior roles at Goldman Sachs and Gleneagles Group Family Office. Outside of her advisory work, she was previously involved with SBABA PSM YP LLC and attended the University of Georgia. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through a process that combines quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and offers access to a broad range of products, including security-based swaps and futures.

Ryan Brannon is a financial advisor at UBS Financial Services in Tampa, FL, with 13 years of industry experience. He holds the Series 66 designation and has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a range of capital markets and research resources.

Virginia Garcia is a financial advisor at Ameriprise with 14 years of industry experience. She has held roles at Ameriprise Financial Services, Inc. since 2016 and has been with Ameriprise since 2020. Garcia holds a Series 66 designation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Donald Oleson Jr. is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 28 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial analyses and written recommendations across various planning areas. The firm offers these services through a network of Financial Advisors without discretionary trading authority and allows clients to combine planning with managed-account programs under a consolidated billing option.

Andrew Tran is a financial advisor with LPL Financial in Tampa, FL, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Fidelity Investments, Steward Partners, Raymond James, and Ameriprise Financial Services. Outside of finance, he owns a nail salon business, Queen Royal Nails, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of over 22,800 advisors and extensive operational tools.