Paul Brown is a financial advisor with Morgan Stanley in Winter Park, FL, holding a Series 66 designation and 18 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as a board member and finance committee member for the Millenium Rowing Association, a nonprofit organization in Winter Park, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including financial planning services that utilize firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers investment and planning solutions across multiple platforms.

Kimberly Burns is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding a Series 66 designation and three years of industry experience. She has been with Wells Fargo Clearing since 2022 and has prior experience at Wells Fargo Bank, N.A. from 2019. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Travis Webb is a financial advisor with Wells Fargo Clearing in Winter Park, FL, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC and Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and brokerage services. The firm manages approximately $671 billion in assets and utilizes research and analytics grounded in diversification principles and modern portfolio theory.

Rene Naranjo is a financial advisor with Raymond James Financial in Orlando, FL, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Raymond James and Associates and AXA Advisors, LLC, along with several years working outside the financial industry at The Flooring Center. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individual investors, high-net-worth clients, pension plans, charitable organizations, and government entities. The firm offers specialized programs for small businesses and maintains a notable involvement in municipal and public finance through affiliated departments and networks.

Norma Sepulveda is a financial advisor with Morgan Stanley in Winter Park, FL, holding a Series 63 designation and bringing 41 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and has worked at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients with a wide range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Seth Rowe is a financial advisor at Fidelity with eight years of industry experience. He holds the Series 66 designation and has worked at Fidelity Investments and Charles Schwab, including roles with Schwab Private Client Investment Advisory. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diverse portfolios and serves as an advisor to multiple registered investment companies.

Mark Maldonado is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2015. He has accumulated over three decades of experience in the financial advisory field. Prior to his current role, Mark served as a Financial Advisor at several firms, including VALIC Financial Advisors, Securian Financial Services, SAMCO Financial Services, Banc One Securities, First Union Securities, and Morgan Stanley Dean Witter Reynolds. Throughout his career, Mark has focused on helping clients work toward financial success by leveraging his extensive experience in financial planning. His professional background reflects a sustained commitment to guiding clients in their financial decision-making processes.

Fallon Beacham is a financial advisor at Charles Schwab with 12 years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab and its related entities since 2011, with a brief tenure at Alegeus Technologies. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, delivering guidance through multi-asset model portfolios and alternative investment programs.

Elizabeth Owens is a financial advisor with Robert Baird & Co. in Winter Park, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Robert Baird & Co. since 1998. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across various investment strategies.

Edgar Ramirez is a financial advisor at Charles Schwab with 11 years of industry experience and a Series 66 designation. He has worked at Charles Schwab since 2018 and previously at Fidelity Brokerage Services from 2015 to 2018. Based in Orlando, FL, Ramirez’s background includes roles at two major firms. Charles Schwab & Co., Inc. serves a substantial client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management options, supported by multi-asset model portfolios and a centralized operational structure.

Jose Correa is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2014. Correa also maintains a power of attorney role for a fiduciary entity based in Miami, Florida, and is involved in family co-ownership of rental properties in Florida. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm offers a range of model-based and discretionary investment strategies integrated within the Bank of America platform.

Angelica Lopez Montesino is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding a Series 66 designation and 10 years of industry experience. She has been with Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors, LLC. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Nicolas Agudelo Gomez is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 65, Series 63, and Series 66 licenses. His prior work includes positions at Goldman Sachs and Citigroup, as well as roles at the University of Central Florida and Currencies Direct Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Lars Anderson Jr. is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 33 years of industry experience. His prior experience includes 13 years at Raymond James Financial Services Advisors, Inc., and 18 years managing Anderson Investment Management, Inc. He is also involved in independent insurance sales. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, various advisory programs, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and multiple strategic approaches.

John Thorsen III is a CFP®-certified financial advisor with 42 years of industry experience, currently serving at Wells Fargo Advisors in Orlando, FL since 2016. He holds Series 63 and Series 65 licenses and is a 15% owner of Thunder Consultants, LLC, a wealth advisory business based in Orlando. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning services and advisory options tailored to clients who meet a net-worth threshold.

Rohan Rashid is a financial advisor with LPL Financial, holding a Series 66 credential and bringing three years of industry experience. His prior roles include positions at Investment and Insurance Planning Services, LLC, Bristol West Insurance Company, and the Estate & Business Planning Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by model portfolios and research.

Stephany Bautista is a financial advisor with LPL Financial in Orlando, FL, holding Series 65 and Series 63 licenses and having six years of industry experience. Her prior experience includes roles at Trinity Wealth Securities and Florida Financial Advisors. Bautista is also involved with Prestige Wealth LLC, a business entity associated with her LPL activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm provides financial planning, advisory programs, retirement consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and various portfolio management strategies.

Ahmed Stephens is a financial advisor with LPL Financial, holding a Series 66 designation and 19 years of industry experience. He previously worked at MD Capital and NBC Securities, Inc. for 12 years. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary portfolio management supported by proprietary and third-party research.

Jeffrey Krummick is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 66 license and 17 years of industry experience. He has been with Charles Schwab since 2010 and worked at TD Ameritrade from 2020 to 2024. Charles Schwab & Co., Inc. serves a large client base that primarily includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and a range of alternative investment options.

Alexander Swanson is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Financial Harvest, LLC, One Florida Bank, and IberiaBank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.