Christina Mondragon is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She previously worked at JP Morgan Securities LLC for seven years before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services directly to individuals as well as through Corporate Financial Planning agreements.

Brandon Artis is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. since 2023, following seven years with Bank of America, N.A./Merrill Lynch. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations and incorporates an ESG eligibility framework.

Joshua Guardado is a Financial Consultant who focuses on building and maintaining strong client relationships by acting as their advocate. He aims to provide peace of mind by helping clients develop robust financial plans over time. Joshua has held several roles in the financial industry, including Investment Consultant at Fidelity Investments from 2024 to 2025, Wealth Management Banking Specialist at Merrill Lynch from 2022 to 2024, and Relationship Banker at J.P. Morgan Chase from 2021 to 2022. Outside of his professional work, Joshua has interests in cars, football, military service, motorcycles, music, and soccer.

Tyler Thomas is a financial advisor at Morgan Stanley in Houston, TX, holding a Series 66 designation with 10 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank since 2016. Outside of his advisory role, he is an independent contractor distributor for Advocare fitness, wellness, and weight loss products. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Ryan Ingram is a CFP® professional with 28 years of experience in the financial industry. He is currently with J.P. Morgan Securities, where he has worked for 13 years. His prior experience includes roles at Merrill and Citigroup Global Markets. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Nguyet Truong is a financial advisor at Merrill with nine years at the firm and four years of industry experience. She holds a Series 66 designation. Outside of her advisory role, she is the sole owner of a rental property in Katy, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional accounts.

Gary Morgan Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and over 31 years of industry experience. He worked at LPL Financial from 2005 to 2024 before joining Raymond James. Outside of his advisory roles, he is involved as a professor at Keystone Aviation and serves as a financial advisor and partner at Keystone Financial Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains specialized programs for municipal finance and employer advisory services.

Houston Steele is a Series 66-licensed financial advisor with 13 years of industry experience. He has worked at Wells Fargo Clearing since 2020 and previously held positions at Bank of America and Merrill from 2015 to 2020. Outside of his advisory role, he has a 20% ownership interest as a limited partner in Lewis Interests Ltd. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Victor Palafox is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, he is a sole proprietor and partner in investment-related ventures including Conjunto Miyana in Mexico and Alta Capital Fund LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market models to assist clients, while typically acting in an advisory capacity without providing individual security recommendations in standalone plans.

Dan Steiner is a financial advisor with LPL Financial in Houston, TX, holding a Series 63 designation and 45 years of industry experience. He worked at Mutual Service Corporation for 20 years before joining LPL Financial in 2009. Outside of his advisory role, he is involved with Sofer Steiner & Associates, LLP, an entity for marketing individual fixed insurance and group employee benefits, and SV Financial, LLC, a separate business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies, supported by advanced operational tools.

Robert Mckelfresh is a financial advisor at Morgan Stanley with 41 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 1993 to 2009. Based in Houston, TX, Mckelfresh has a long tenure in wealth management. Morgan Stanley Wealth Management serves both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.

Allison Irelan is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and combines large-firm resources with specialized services, including relationships with investment companies and private funds.

Deborah Wall is a financial advisor at Merrill with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kaled Rocha is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 designation and six years of industry experience. His prior work includes positions at Bank of America, Merrill, and Boston Trust Walden Company. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory program.

Robert Mcdonald Jr. is a financial advisor at Ameriprise with 37 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Ameriprise Financial Services, Inc. and LLC since 2014, following previous roles at Morgan Stanley and Citigroup Global Markets. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Kevin Caillouet is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has worked with Cetera and Cetera Investment Services LLC since 2019 and previously with Foresters Financial from 2011 to 2019. Outside of his advisory role, he is the owner of Scotty Boy's Seafood Co., a catering business specializing in boiled crawfish. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, supporting various program structures and custodial relationships.

Jenny Rickhuss is a Wealth Management Planning Consultant at Fidelity Investments. In her current role, she partners with the Fidelity Wealth Management team to assist families in creating personalized wealth plans across generations, ensuring comprehensive service throughout their relationship with Fidelity. Jenny has been with Fidelity Investments since 2014, progressing through roles as Relationship Manager (2014-2017), Senior Relationship Manager (2017-2019), and Planning Consultant (2019 to present). Her experience encompasses client relationship management and wealth planning within the financial services industry. Outside of her professional work, Jenny's personal interests include cooking and baking, caring for pets, singing, and traveling.

Matthew Resh is a financial advisor with Mass Mutual Investors Services in Houston, TX, holding a Series 66 designation and seven years of industry experience. His career includes roles at MML Investors Services LLC, MassMutual Life Insurance Company, and self-employment. He is also licensed as an agent for property, casualty, health, group life, and group health insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved tools and a collaborative planning approach.

Victoria Smith is a Series 66-licensed financial advisor with Morgan Stanley in Houston, Texas, bringing 24 years of industry experience. She has been with Morgan Stanley and its Private Bank since 2009 and 2015, respectively. Smith serves on the board and finance committee of the Kelsey Research Foundation, a Houston-based nonprofit organization. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to individuals and institutional clients. The firm utilizes structured planning tools and investment analyses to support personalized financial strategies while managing trillions in client assets.

Agustin Elias is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Investments. Outside of his advisory role, he has a one-third ownership in a cattle ranch located in Cananea Sonora, Mexico. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.