Scott Boyd is a Planning Consultant at Fidelity Investments, a position he has held since 2026. He works closely with clients to understand their needs and goals, aiming to maximize the benefits of their relationship with Fidelity by leveraging the firm's tools and resources. Scott dedicates time to learning about his clients' families, businesses, and future objectives to provide tailored financial planning support. Scott has extensive experience within Fidelity Investments, having served in multiple roles since 2020, including Benefits & Planning Consultant, Investment Solutions Representative III, Investment Consultant, Investment Solutions Representative, and Customer Relationship Advocate. His career progression reflects a broad understanding of investment solutions and client advisory services. Outside of his professional responsibilities, Scott engages in activities such as baseball, family activities, social events with friends, outdoor adventures, parenthood, and caring for pets.

Dylan Zepeda is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. His prior work includes roles at Roaring Fork, 4D Capital, and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Toby Rockett is a financial advisor at Fidelity with one year of experience. He holds a Series 66 designation and previously worked in the U.S. Army Reserves and Sewell Automotive Companies. Toby has also worked as an independent contractor for Uber. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and serves in advisory roles to multiple registered investment companies.

Maitland Griffith is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. He has been associated with various Fidelity entities since 2013. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, its role as a commodity pool operator, and advisory responsibilities to multiple registered investment companies.

Michael Countryman is a financial advisor at Fidelity with two years of industry experience. He holds Series 66 and Series 63 licenses. His prior work experience includes roles at C.H. Robinson, the University of North Texas, and First American by Deluxe. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad range of investment vehicles.

Jose Lopez is a financial advisor with Merrill based in Colleyville, TX. He holds Series 65 and Series 63 licenses and has three years of industry experience, including prior roles at Fidelity Investments and Bank of America. Before entering financial services, he worked in lawn care and education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alicia Cerulla is a financial advisor with Morgan Stanley in Haslet, TX, holding Series 65 and Series 63 licenses and bringing 18 years of industry experience. Her prior roles include positions at Fidelity Investments, Transamerica Investors Securities Corporation, and TransAmerica Retirement Solutions. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers planning services both directly and through corporate financial planning agreements.

Adrian Dawson is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked for 17 years at Southside Bank. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm’s investment process integrates fundamental research with quantitative analysis and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services as well as model portfolios for intermediary platforms.

Nataliya Isenhart is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. She has worked at Fidelity Brokerage Services LLC since 2022 and was self-employed in a financial capacity for 15 years prior. Fidelity’s Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, managing model portfolios composed of mutual funds, ETFs, and ETPs.

Rebecca James is a financial advisor at Fidelity with three years of industry experience. She holds the Series 63 and Series 66 designations. Outside of her advisory role, she occasionally delivers food and goods as a sole proprietor. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse range of clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory work with registered investment companies and its formal role in constructing and delivering model portfolios using systematic methodologies.

Ryan Brooks is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at TD Ameritrade Clearing, Inc. and Charles Schwab Trust Bank, SSB. He is based in Westlake, TX. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by its scale and integrated operational structure.

Rebeca Chacko is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. She has been with Fidelity Investments since 2021 and has prior experience working with United Way and in the hospitality sector. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management, distinguishing itself with formal advisory roles to multiple registered investment companies and the use of advanced algorithmic methods in research.

Dina Harvey is a financial advisor at Fidelity with 33 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at various Fidelity entities since 1995. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a range of mutual funds, ETFs, and ETPs.

Kristen Mooney is a financial advisor at Fidelity with Series 63 and Series 66 designations and two years of industry experience. Her work history includes various roles across multiple sectors prior to joining Fidelity in 2022. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs, while serving as a registered commodity pool operator and adviser to multiple fund-of-funds.

Eric Eichman is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at TD Ameritrade, ValueScope, Uber, and a law firm, Scott, Douglass & McConnico. Eichman is based in Southlake, Texas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by its in-house research and alternative investment due diligence.

Sam Luke is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. Prior to his current role, he worked at Wells Fargo and held positions at companies including FedEx Ground and Amazon. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, managing multiple registered investment companies and delivering model portfolios utilizing systematic methodologies.

Rogan Wynn is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2025. He works closely with clients and his Wealth Management Team to customize financial plans that address individual and family needs, emphasizing strong relationships built on trust, reliability, and professionalism. Prior to his current role, Rogan gained experience in various positions at Fidelity Investments, including Planning Consultant from 2024 to 2025, Workplace Planning Consultant from 2022 to 2024, and Launch Associate from 2021 to 2022. He holds insurance licenses in Arkansas and California. Outside of his professional responsibilities, Rogan is interested in gardening, hiking, pets, photography, and traveling.

Quentin Johnson is a financial advisor at Charles Schwab with 11 years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab since 2021, following seven years at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm provides both non-discretionary and discretionary investment guidance using multi-asset model portfolios and integrates advisory, brokerage, custody, and cash-sweep services within a centralized operational structure.

Jane Carol Or is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and one year of industry experience. She previously worked for BNP Paribas Wealth Management for 14 years and spent time as a homemaker before joining Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and provides multi-asset model portfolios supported by research and centralized operational infrastructure.

Deborah Johnson is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Investments and Fidelity Brokerage Services, as well as Axa Advisors, LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios and advisory services that include oversight of affiliated sub-advisers and a focus on addressing conflicts of interest.