Chad Barber is a Planning Consultant who works closely with clients to develop financial plans aimed at helping them achieve their life goals. He prioritizes understanding clients' objectives and needs by applying established financial principles with empathy. Chad has experience in various roles within Fidelity Investments, including Investment Solutions Representative from 2022 to 2026, High Net Worth Client Service Associate in 2022, and Customer Relationship Advocate from 2021 to 2022. This background has provided him with insights into client service and investment solutions. Further educational background, credentials, and personal interests have not been provided.

Frank Weiss is the Vice President, Wealth Planner at Fidelity Investments. In this role, he partners with clients to create comprehensive financial plans centered around their personal and family goals. He emphasizes a collaborative approach, continually evolving and adapting plans to reflect clients' current situations and future directions. He has been with Fidelity Investments since 2011, holding positions as Financial Consultant since 2024, Planning Consultant from 2018 to 2024, and Portfolio Advisory Service Relationship Manager from 2011 to 2018. Frank holds insurance licenses in Arkansas and California. Outside of his professional work, Frank enjoys outdoor activities such as camping, fishing, hiking, and other adventures, as well as reading.

Kathryn Starnes is a financial advisor at Fidelity with five years of industry experience and holds a Series 66 designation. Before joining Fidelity, she worked in the hair and spa industry and in roofing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its advisory role to multiple registered investment companies and its use of systematic methodologies and AI in portfolio management.

Colby Moore is a financial advisor at Charles Schwab with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2009, including time at Charles Schwab Bank, SSB since 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and due diligence on alternative investments within a large-scale, integrated operational framework.

Jessica Rushing is a financial advisor with J.P. Morgan Securities in Southlake, TX, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She previously worked at Wells Fargo and has over a decade of experience with J.P. Morgan entities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to develop model asset allocations and includes the use of an ESG eligibility framework.

Ryan Ewing is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked at various Fidelity entities since 2012. Outside of his advisory role, Ewing coaches competitive youth soccer for ages 6 to 18 with the Dallas Texans Soccer Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research and quantitative analysis, using algorithmic portfolio construction and model portfolios that include mutual funds, ETFs, and ETPs.

Nicholas Williams is a financial advisor at Fidelity with 12 years of industry experience. He holds the Series 66 and Series 63 designations and has worked in various Fidelity divisions since 2014. Fidelity's Strategic Advisers LLC, where he is associated, provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolios.

William Thomson is a financial advisor at Fidelity with Series 66 and Series 63 licenses and four years of industry experience. His previous roles include positions at DoorDash, Fuzzy's Tacos, U.S. Aviation Academy, Uber, and six years in the United States Air Force. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Quinn Moser is a CFP® with eight years of industry experience, currently serving as a financial advisor at OSAIC since 2024. His prior roles include positions at Woodbury Financial Services, Hilltop Securities Independent Network, and Aim Bank. Outside of his advisory work, he partners in Preservation Financial Wealth Management and volunteers on the finance committee of Countryside Bible Church. OSAIC is a large wealth management platform serving retail and institutional clients, offering a range of brokerage and advisory services including comprehensive financial planning and model-based portfolio management. The firm is notable for its scale, multiple affiliate relationships, and a diverse investment platform that includes discretionary and third-party managed strategies.

Madeline Butner is a financial advisor with Fidelity Investments, holding Series 66 and Series 63 licenses. She began her career in the industry in 2025 and has experience working at Fidelity as well as prior roles outside finance. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including advisory roles for registered investment companies and charitable funds. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including model portfolios delivered to intermediary platforms.

John Bradley Jr is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and bringing 38 years of industry experience. His prior roles include positions at TD Ameritrade, TD Waterhouse Capital Markets, and National Investor Services. He serves as a trustee on the board of the NAPFA Consumer Education Foundation. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to affiliated discretionary SMAs and employs multi-asset model portfolios supported by research and due diligence.

Cynthia Mc Intosh is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and three years of industry experience. Her prior roles include positions at TD Ameritrade and Charles Schwab Bank. Outside of her financial career, she has owned Skullsoap Natural Bath LLC since 2010. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory with access to affiliated discretionary strategies and offers integrated custody and brokerage solutions.

Dennis Makus is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and six years of industry experience. He has worked with Charles Schwab Bank and Charles Schwab since 2022, and previously was at TD Ameritrade and CMMS. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

Brock Hayward is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and two years of industry experience. His career includes roles at Charles Schwab & Co., Inc. and Charles Schwab Bank. Prior to entering the financial industry, he worked at Domino’s and Walmart and spent over a decade in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through integrated advisory, brokerage, and custody services. The firm offers both non-discretionary and discretionary investment options, delivering guidance through multi-asset model portfolios and a centralized operational structure.

Matthew Smith is a financial advisor at Fidelity with nine years of industry experience. He holds a Series 66 designation and has worked in various capacities within Fidelity and its affiliated entities since 2016. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of model portfolios, with oversight of sub-advisers and active conflict-of-interest controls.

Derrick Gipson is a PWM, Investment Management Consultant at Fidelity Investments. In his current role, he collaborates with clients and their Wealth Management Advisors to develop, implement, and monitor investment strategies tailored to long-term investment goals. Derrick has been with Fidelity Investments since 2011, holding various positions including Financial Representative, Investment Solutions Representative, Retirement Solutions Representative, Client Management Representative, and Portfolio Specialist prior to his current role. This progression reflects his extensive experience within the investment management field. No additional information regarding Derrick's education, credentials, personal interests, or community involvement was provided.

Thomas Palmersheim is a financial advisor with Ameriprise in Southlake, TX, holding a Series 66 designation and six years of industry experience. Prior to joining Ameriprise in 2020, he worked as a self-employed consultant and spent six years with Amadeus IT Group. Outside of financial advising, he provides phone consultations on travel and technology as a personal consultant. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, noted for its specialized Premier Retirement Income service that offers tailored retirement planning advice based on proprietary research and third-party data. The firm’s approach includes a collaborative service model with clearly defined enrollment criteria and investment options influenced by affiliated product relationships.

Mike Guthals is a Financial Consultant at Fidelity Investments. He collaborates with clients to develop tailored financial plans that address their unique goals and needs, providing guidance and goal-based strategies aligned with individual situations. He has been with Fidelity Investments since 2015, progressing through roles including Workplace Planning Consultant, Investment Consultant, and currently Financial Consultant. His professional experience spans financial consulting and workplace planning. Mike holds insurance licenses in Arkansas and California. Outside of work, he enjoys biking, board games, family activities, puzzles, reading, and soccer.

Michael Copeland is a financial advisor with Charles Schwab based in Westlake, TX, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2010 and at Charles Schwab Bank SSB since 2014. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering wealth advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and delivers investment guidance through multi-asset model portfolios and alternative investment options.

Brittney Hopkins is a financial advisor at Fidelity with 12 years of industry experience. She holds Series 63 and Series 65 designations. Her prior experience includes roles at USAA Financial Planning Services, Ameriprise, and Charles Schwab Corporation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm’s offerings include discretionary portfolio management, fund advisory, and model portfolio delivery, with specialized registration and advisory roles uncommon among large institutional peers.