Kyler Kreshock is a financial advisor at Charles Schwab & Co., Inc. in Phoenix, AZ, holding a Series 66 designation and five years of industry experience. Prior to joining Schwab, he held roles in entertainment and retail, including positions with EEG Entertainment and Texas Roadhouse. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a structured alternative-investment platform.

Philip Obrien is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2017, with prior experience at Revana. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jacob Tinney is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and with six years of industry experience. Prior to his current role at Charles Schwab, he worked at Charles Schwab Bank and the Viet Uc English Center. Outside of his advisory work, he owns an ecommerce website focused on selling clothing. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and providing centralized custody and operational services across a large client base.

Victor Sesate is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with Fidelity Investments and its affiliated advisory businesses since 2012. Victor works at Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and provides advisory services through registered investment companies and model portfolios.

Heath Whetsel is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) and Chartered Financial Consultant® (ChFC) designations, along with FINRA Series 7 and 66 registrations and life and health insurance licenses. Heath's practice focuses on assisting high-net-worth clients with estate planning, retirement planning, risk management, and portfolio management by developing customized investment strategies through a disciplined wealth management process. Heath has worked in the financial services industry since 2000. Prior to that, he served five years in the U.S. Army with the Armored Cavalry in Germany and California, including two deployments to former Yugoslavia. He has a Bachelor's degree in Business Finance from Western International University and is a lifetime member of Disabled American Veterans (DAV). Heath is an Arizona partner for Merrill - The Special Needs Team, working with special-needs professionals and family members to improve the long-term well-being of individuals unable to care for themselves. Heath resides in Phoenix and enjoys traveling and spending time with his wife Theresa, son Christian, daughter Sarah, son-in-law Peter, and twin granddaughters Tatum and Paige.

Anna Vollenweider is a financial advisor at Cambridge Investment Research Advisors with seven years of industry experience. She holds a Series 66 designation and has worked at Cambridge Investment Research since 2019. Outside of her advisory role, she is involved in bookkeeping and paraplanning through her ownership of Simplicity Financial Planning LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services delivered through a network of independent professionals, with a range of discretionary and non-discretionary investment strategies across multiple platforms.

Stephen Pettee is a financial advisor at Wells Fargo Clearing with 39 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Wells Fargo Clearing since 2019. His prior experience includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Cindy Mercado is a financial professional with 30 years of industry experience, currently affiliated with Cetera. She holds Series 63 and Series 66 designations and has worked at multiple firms including Voya Financial Advisors and 1st Global Advisors. In addition to her advisory work, she provides notarial services upon request. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning options, supporting over 10,000 advisors and roughly 800,000 clients.

Aidan Mc Coyd is a financial advisor at Charles Schwab with one year of industry experience. He holds the Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2024. Prior to his advisory role, he spent eight years at Chicago Golf Club and dedicated several years to full-time education. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a broad range of investment options supported by centralized custody and due diligence resources.

Bradley Knight is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at E*Trade, Bank of America, and Merrill. Morgan Stanley Wealth Management serves individuals and institutional clients by providing a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools to support client financial goals.

Joel Cortese is a financial advisor at Charles Schwab with Series 63 and Series 66 designations and three years of industry experience. His prior work includes roles at Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc., as well as positions in retail merchandising services and landscaping. He also attended Grand Canyon University and completed full-time education prior to his financial career. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios, alternative investment due diligence, and centralized custody and supervisory structures.

Darren Wright is a financial advisor with MassMutual Investors Services in Scottsdale, AZ, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has been affiliated with MassMutual Life Insurance Company and MML Investors Services since 2000. Outside of his advisory role, he is an author of a financial book and involved in a film acting business. MML Investors Services, LLC is a subsidiary of MassMutual that offers financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm structures planning as annual collaborative engagements using firm-approved software and provides various programs including educational seminars and specialized event-driven planning services.

Jennifer Koenig is a financial advisor with Cetera in Phoenix, AZ, holding Series 63 and Series 65 licenses and 17 years of industry experience. Her prior roles include positions at Foresters Financial and Foresters Advisory Services. She is also the owner of Jennifer Hope, LLC. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Shymaa Aref is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2021, following roles at Wells Fargo Clearing and Wells Fargo Bank. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including advisory and portfolio management for registered investment companies. The firm employs a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction, and it is noted for its use of systematic methodologies and its role in managing model portfolios for Fidelity Institutional Wealth Adviser.

George Randolph Jr. is a CFP® professional with 14 years of industry experience, all with Edward Jones since 2012. He holds a Series 66 license and serves clients from Gilbert, AZ. Outside of his advisory role, he is a vice president of a bookkeeping firm where his involvement is limited. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Mac Arthur Morrison is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and four years of industry experience. He previously worked at Vanguard and MAP Strategies before joining JPMorgan Chase Bank and JPMorgan Securities. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional brokerage and investment management capabilities.

Angela Howard is a financial advisor with UBS Financial Services in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with UBS since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including fiduciary financial planning and a broad platform of capital markets services.

Grant Gunderson is a financial advisor at Morgan Stanley in Tempe, AZ, holding a Series 66 designation with one year of industry experience. His prior work includes roles at First Command Brokerage Services, Inc. and other related firms. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers planning services that incorporate market modeling techniques without recommending individual securities as part of standalone plans.

Robert Alt is a financial advisor with Edward Jones in Gilbert, AZ, holding a Series 66 designation and bringing 11 years of industry experience. He has worked at Edward Jones since 2016 and previously held roles at AIG, SagePoint Financial, and Veterans Sourcing from 2014 to 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and has a large national network of advisors and branch offices.

Scott Viesselmann is a financial advisor with Cambridge Investment Research Advisors, holding Series 63, 65, and 66 licenses and possessing 47 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005 and also operates Scott Viesselmann, Inc. Additionally, he serves as a board member for 4Vet's, a veteran support organization. Cambridge Investment Research Advisors is a large SEC-registered firm that provides financial planning, investment management, retirement plan advisory, and financial wellness services to a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers multiple investment solutions through a network of independent professionals, employing both proprietary and third-party strategies across various custody and platform arrangements.