Tyler Racanelli is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. He previously worked at Bank of America from 2017 to the present and was employed at the University of California, Riverside from 2015 to 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Lorna Rein is a financial advisor with J.P. Morgan Securities in Denver, Colorado, holding a Series 66 designation and 10 years of industry experience. She previously worked at Merrill and Bank of America Corporation from 2014 to 2022 before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2022. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Natasha Mcpherson is a financial advisor with LPL Financial based in Irvine, CA, holding a Series 66 credential and four years of industry experience. Her prior roles include positions at Bank of America and Hall Wealth Management. Outside of her advisory work, she owns and operates Mcpherson Insurance, an insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research and operational tools.

Stephanie Guyton is a Senior Financial Advisor with Merrill Lynch Wealth Management. She works closely with individuals and families to develop personalized financial strategies aimed at meeting their long-term goals. Stephanie specializes in areas such as college education planning, executive compensation, family wealth management, personal retirement planning, small business strategies, and tax minimization. She places particular focus on assisting women in transition, including those experiencing divorce, job changes, or loss of a parent, as well as business owners seeking to establish calculated exit strategies. Stephanie earned a Bachelor’s degree in Business Economics with an emphasis in Accounting from the University of California at Santa Barbara, graduating with honors. She holds an MBA from The Paul Merage School of Business at the University of California at Irvine. Her background includes experience at PricewaterhouseCoopers in Irvine and strategic development work leading US mergers and acquisitions at Ingram Micro. Stephanie holds professional designations as a Certified Divorce Financial Analyst (CDFA) and a Personal Investment Advisor (PIA). In addition to her role as an advisor, Stephanie participates in community volunteer activities in line with Merrill’s tradition of community involvement. Outside of work, she enjoys biking, boating, dancing, golfing, hiking, reading, traveling, volleyball, yoga, and spending time with her family.

Yanni Chan is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill, Bank of America, and J.P. Morgan in various capacities since 2018. Prior to entering the financial industry, he was involved with VPLS Inc DBA Krypt Technologies from 2015 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sean Little is a financial advisor with Thrivent Investment Management in Rancho Santa Margarita, CA, holding a Series 66 designation and eight years of industry experience. He has been with Thrivent and its affiliates since 2017. Outside of advising, he has experience working with youth aquatics and water polo organizations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning analyses across various financial topics, with an option to combine planning with managed-account programs under a consolidated billing arrangement.

Tony Rhee is a financial advisor with Equitable Advisors in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Equitable Advisors and its predecessor, Axa Advisors, LLC, since 2002. Outside of his advisory role, he serves as a trustee of a family trust. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm uses a range of third-party advisory models and offers ERISA fiduciary services, focusing on matching clients to program models or discretionary managers through its network of Investment Adviser Representatives.

Mariah Whalen is a financial advisor with MassMutual Investors Services and holds the Series 66 designation. She has experience working with MassMutual Life Insurance Company and MML Investors Services, LLC since 2026, as well as prior roles at California Polytechnic State University and as a self-employed professional. In addition, she has been involved with Peak Catalysts LLC since 2023. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved analytical tools and offering a range of event-driven planning services.

Douglas Mccowen is a financial advisor with Osaic Wealth, Inc. He holds Series 63 and Series 65 licenses and has 43 years of industry experience. His prior roles include positions at Independent Financial Group, NPB Financial Group, Associated Securities Corp., and Associated Planners Investment Advisory Inc. He is also engaged in life and health insurance sales and service outside of his advisory role. Osaic Wealth, Inc. serves a diverse clientele including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, employing asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios across a wide range of securities and alternative investments.

Grant Raymond is a financial advisor with LPL Financial based in Irvine, CA, holding CFP®, Series 63, and Series 66 designations, with 18 years of industry experience. He has worked at LPL Financial since 2009 and previously at Mutual Service Corporation for one year. He also operates two wealth management firms under DBA registrations in Newport Beach, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of over 22,800 advisors and advanced operational tools.

Anne Sutcliff is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 licenses and 34 years of industry experience. She previously worked at UBS Financial Services Inc for 11 years before joining Wells Fargo Clearing in 2021. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Donald Garcia is a financial advisor at OSAIC with 38 years of industry experience. He previously worked for Lincoln Financial Advisors Corp. for 25 years. Outside of his advisory work, Garcia is involved in offering life settlements and equity indexed annuities, and he owns an LLC involved in holding real estate. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated financial advisers and offers integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary account management.

Mandy Woo is a CFP® with 25 years of experience in the financial services industry, currently affiliated with Ameriprise Financial Services, LLC since 2001. She previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of her advisory role, she is the owner of a consulting business, Your Financial Fearless Partners LLC, and provides in-home care under California’s IHSS program. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Atsushi Kurosawa is a financial advisor with LPL Enterprise and holds the CFP® and ChFC® designations. He has 12 years of industry experience, including prior roles at Prudential Insurance Company of America and Pruco Securities, LLC. Kurosawa is based in Irvine, CA. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses model-driven investment implementation and offers access to third-party asset managers and financial planning through a network of investment adviser representatives.

Rendong Wu is a financial advisor at Equitable Advisors with one year of industry experience. Prior to joining Equitable Advisors in 2025, he worked for nine years at China International Engineering Consulting Corporation. He holds the Series 66 designation. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party asset managers.

Stefan Reddrick is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 28 years of industry experience. His career includes 20 years at Next Financial Group, Inc. and three years at Wells Fargo Advisors prior to joining LPL Financial in 2025. Outside of advisory work, he is also registered as an insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset allocations.

Aaron Johnson is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2017, following two years at Bank of The West and BancWest Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with over 14,000 advisors and offers a range of brokerage and advisory solutions.

Nicholas Shaw is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the Series 63 and Series 66 designations. His prior roles include positions at State Street Bank & Trust, Triton Pacific Securities, and JPMorgan Chase Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Brian Lin is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63, 65, and 66 licenses. He has three years of industry experience, including previous roles at Robinhood Financial, Morgan Stanley, and JPMorgan Chase. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Katherine Gallardo is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Merrill and MUFG Union Bank. Gallardo is based in Irvine, CA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.