Neda Riyazati is a financial advisor with Wells Fargo Clearing in Los Angeles, CA, holding Series 63 and Series 66 licenses and having six years of industry experience. She has worked at Wells Fargo Clearing and related entities since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Emilio Gancayco Jr. Jr. is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors. He serves on the board of the Rotary Club of Historic Filipinotown in Los Angeles. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions. The firm emphasizes structured financial planning supported by advanced modeling tools and manages approximately $2.74 trillion in client assets.

Dylan Kim is a Financial Consultant at Fidelity Investments, a position he has held since 2023. Prior to this role, he worked as an Investment Consultant from 2022 to 2023 and as a Financial Representative from 2021 to 2022, all within Fidelity Investments. He holds a California Insurance License. In his role, Dylan collaborates with individuals and families to develop personalized financial plans aimed at addressing their unique needs and goals. He focuses on building long-term relationships based on trust, guiding clients to make informed decisions towards achieving a secure financial future. Outside of his professional endeavors, Dylan has interests in cooking and baking, golf, outdoor adventures, photography, and snowboarding.

Kyle Dillon is a financial advisor with Morgan Stanley in Long Beach, CA, holding Series 63 and Series 66 licenses and with 18 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes firm-approved planning tools along with proprietary investment models as part of its financial planning process.

Gary Velek is a financial advisor with Morgan Stanley in Long Beach, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through tailored planning and investment solutions.

Jared Tretter is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Morgan Stanley, he held various roles in the hospitality industry. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and broad investment services.

Erik Svensson is a financial advisor with Cetera in El Segundo, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Cetera, he worked at Morgan Stanley for one year and has a background that includes both educational and retail roles. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with significant scale and a broad network of over 10,000 advisors.

Leonardo Edo is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. His prior work includes roles at Uber and the University of Chicago. UBS Financial Services serves individual, corporate, and institutional clients through a broad range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary capital market assumptions and research to tailor investment plans to clients’ goals and risk tolerances.

Brenton Grandstaff is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation. He joined Morgan Stanley in 2025 and has prior experience working in various roles in the hospitality and education sectors. Grandstaff is also involved with Pacific Catch, a restaurant business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Harry Kitter is a financial advisor with LPL Financial holding a PFS™ designation along with Series 63 and Series 65 licenses. He has 43 years of industry experience, having worked at multiple firms including Cetera Wealth Services and Walnut Street Securities. Outside of his advisory role, he is involved in non-variable insurance and tax preparation services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive resources and a large network of advisors.

Nicholas Alejo is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at Modern Woodmen of America and various educational and entrepreneurial positions. He has been involved with several business ventures, including Sushi Freak and Yanagi Kitchen. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Marco Scalco is a CFP® professional with 17 years of industry experience, currently advising at Cetera. His prior experience includes roles at Avantax and 1st Global Advisors. In addition to his advisory work, he owns Scalco Financial and is involved in a business partnership that manages office space shared with two CPAs. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports both discretionary and non-discretionary management strategies.

Michael Simon is a financial advisor with Fidelity, holding a Series 66 designation and five years of industry experience. He has worked at Fidelity Investments since 2021 and previously held roles at Wells Fargo Clearing and Wells Fargo Bank, N.A. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs. The firm serves retail and institutional investors and is noted for its use of systematic methodologies, AI-driven research, and oversight in managing registered investment companies and fund-of-funds.

Natalie Laufenberg is a financial advisor at Thrivent Investment Management with Series 63 and Series 65 registrations and one year of industry experience. She previously worked at NCA Financial Services for 33 years before joining Thrivent. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning without discretionary trading authority, combining planning and managed-account services under a consolidated billing option called “WealthPlan.”

Brandon Scott is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. Before joining LPL Financial, he worked in various roles including positions at California Baptist University and Chick-fil-A. He is also a licensed tax preparer, providing tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of services including financial planning, model portfolio programs, and institutional platforms, supporting advisors with research, technology, and multiple financial products.

John Sperger is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines. He has worked with Financial Engines Advisors L.L.C. since 2018 and held prior roles at EF Legacy Securities, LLC and Edelman Financial Services LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering a range of discretionary and non-discretionary investment solutions with an emphasis on diversified portfolios and long-term planning.

Chiehru Cheng is a financial advisor at J.P. Morgan Securities with seven years of industry experience. Cheng holds Series 63 and Series 66 designations and has previously worked at Cetera Investment Services LLC and East West Bank. Cheng is based in Rancho Palos Verdes, CA. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that includes quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework. The firm offers non-discretionary advice delivered by a select group of Wealth Advisors.

Amber Gaitan is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and eight years of industry experience. She has worked with SchoolsFirst Federal Credit Union since 2006 in various roles, including member retirement advisor. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, and institutions through a broad network of investment adviser representatives. The firm provides a range of financial planning and investment management solutions, supported by both proprietary and third-party strategies.

Kelley Le Bica is a Series 66-credentialed financial advisor with 11 years of industry experience. She is currently with Cambridge Investment Research Advisors and has prior experience at JLife Wealth Management, Founders Financial Securities, First Allied Securities, and California Retirement Advisors. In addition to her advisory role, she is an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, and charitable organizations, offering financial planning and investment management through a network of independent professionals. The firm provides a range of portfolio management solutions with both proprietary and third-party strategies, delivered via multiple platform arrangements tailored to client objectives.

Kristy Grauer is a financial advisor at Cetera with 20 years of industry experience. She holds Series 63 and Series 66 credentials. Outside of her advisory role, she consults for Main Street Axe Company, providing operational recommendations and editing support, and works as a delivery driver for DoorDash. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over $256 billion in assets under management and more than 10,000 advisors nationwide.