Nicolas Monserrat is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2020. Prior to that, he held positions in real estate-related firms and was involved with California State University, Fullerton. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment and planning services.

Nolan Dunn is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation. Prior to joining Schwab, his work history includes roles at Baylor University, Target, and Da Bianca Trattoria. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains an integrated structure combining advisory, brokerage, custody, and cash-sweep services.

Danielle Blunt is a CFP®-designated financial advisor with 26 years of industry experience, currently with Raymond James Financial Services Advisors, Inc., where she has worked since 2014. She is also the owner of Blunt Wealth Services, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning using advanced analytical tools and supports various advisory programs and institutional consulting services.

Brittany Romero is a Series 66 licensed financial advisor with 11 years of industry experience. She has worked at J.P. Morgan Securities since 2018 and previously spent three years at Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research, with recommendations limited to eligible strategies and supported by centralized due diligence.

John Schober is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a systematic research process.

Sharon Chen is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in comprehensive financial strategies for business and family finance. She collaborates with a team of specialists to assist clients in retirement planning, investments, banking and credit solutions through Bank of America, and estate planning services. Sharon is a native speaker of Mandarin and Taiwanese and brings over 25 years of experience serving corporate and high net worth clients. Her expertise spans family wealth management, new wealth management, personal retirement and philanthropic planning, portfolio management, small business strategies, tax minimization, and retirement income. Sharon holds a Master’s degree from The Pennsylvania State University and a Bachelor’s degree from National Taiwan University. She also holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Sharon is actively involved in her community, having volunteered with the Fullerton Chinese School since 2003 and serving as its Principal from 2008 to 2009. Her personal interests include hiking, music, reading, spending time with her family, traveling, and writing.

Robert Foley is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 designations and has 24 years of industry experience. Prior to his current role, he worked at Edward Jones for five years and has operated Foley Financial Inc., his incorporated practice, since 2013. Foley has also served on the City of Orange, CA Finance Committee since 2014. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional investors. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work as well as specialized employer advisory programs.

Benjamin Goldberg is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at City National Bank and RBC Capital Markets. Outside of his advisory role, he serves on the board of the Long Beach Century Club supporting athletics, participates on the Broadmoor Homeowners Association Board of Directors, and is a committee member for the City of Huntington Beach evaluating local infrastructure. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes insurance-related investment options alongside traditional vehicles.

Shutong Chen is a financial advisor at Cetera with two years of industry experience. Chen holds the Series 66 designation and has worked at Cetera and Cetera Investment Services LLC since 2023. Prior roles include positions at Cathay Bank, Hsu Yao Tuang & Chiang CPA, and several educational institutions. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Stephen Rhorer is a financial advisor with Edward Jones in Tustin, CA, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2020, he worked at SPX Corporation for 15 years. Outside of his advisory role, he is involved as a co-owner of a real estate holding LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm supports a large national network of advisors and branch offices, managing over $1 trillion in assets.

Esmeralda Almazan is a CFP® professional at OSAIC with four years of industry experience. She has held roles at several firms including Lincoln Financial Advisors, Woodbury Financial Services, and Murphy Financial Services. In addition to her advisory work, she serves as a paraplanner for OWD LLC, providing research, analysis, and compliance support. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers advisory and brokerage services through model-based asset allocation and portfolio optimization, supporting a range of investment programs and third-party managers.

Michael Veyette is a financial advisor at Osaic Wealth, Inc with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Osaic Wealth since 2017, following 14 years at National Planning Corporation. In addition to his advisory role, he is also licensed to sell life insurance, fixed annuities, long-term care, and disability insurance. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization, supported by various tools and strategies, and is notable for its scale, complex affiliate network, and recent consolidation activity.

Chelsea Englander is a financial advisor with Edward Jones in Costa Mesa, CA, holding a Series 66 designation and seven years of industry experience. She has been with Edward Jones and its affiliate since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Kevin Lin is a financial advisor with LPL Enterprise holding a Series 66 designation and five years of industry experience. His prior roles include positions at Empirikal Partners LLC, Transamerica Financial Advisors, Inc., and World Financial Group, INC., among others. He has also operated as a sole proprietor and insurance agent since 2016. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Ruben Ramirez Jr. is a financial advisor with Merrill in Cerritos, CA, holding a Series 66 designation and six years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Hai Phan is a financial advisor at Edward Jones with 17 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2009. Outside of his advisory role, he owns a rental property in Stockton, California. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Andrei Bobleaga is a financial advisor with J.P. Morgan Securities in Placentia, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at J.P. Morgan Chase Bank, N.A. since 2016 and a position at Bonus Birdie Golf from 2023 to 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, incorporates an ESG eligibility framework, and includes broader derivatives and commodities capabilities.

Michael Mcquilkin is a CFP® professional with 30 years of industry experience. He has been with Wells Fargo Advisors since 2019 and previously worked at Wells Fargo Clearing and Citigroup Global Markets. He is also an owner of MCQUILKIN WEALTH MANAGEMENT, LLC and Gomberg-Mcquilkin Wealth Management, LLC, both based in Orange, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu, using proprietary research and tools to develop tailored recommendations across various specialized planning areas.

Kirk Hunter is a financial advisor with LPL Financial based in Los Alamitos, California. He holds Series 63 and Series 65 licenses and has 11 years of industry experience. Prior to joining LPL Financial in 2026, he worked at Cetera, Avantax Advisory Services, and Avantax Investment Services. Outside of his advisory work, Hunter is involved with Williams Tax & Financial Services, where he prepares client documents. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Dorian Harris is a financial advisor at Merrill with a Series 66 designation and 17 years at the firm. He has three years of industry experience. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.