Chinsheng Lin is a financial advisor at Cetera with two years of industry experience. He holds Series 66 and Series 63 designations. Lin also serves as a branch manager at East West Bank and is CEO, CFO, and secretary of Birkin Corporation, an electronics import/export business. Cetera Investment Advisers LLC distributes its services through a nationwide network of independent advisors and serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services with multiple program structures and affiliated model portfolios.

Jerry Wai is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing 15 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Osvaldo Cabrales Jr. is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His background includes roles at Bank of America and Western Asset Management. Outside of advising, he tutors children with special needs in English and math through an educational service. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a variety of individual and institutional investors.

Jonathon Hollins is a financial advisor with LPL Financial in Burbank, CA, holding Series 63 and Series 66 designations and six years of industry experience. His previous roles include positions at Northwestern Mutual and Wells Fargo Bank. Outside of his advisory work, he is involved in the music industry as an artist through GODY Ent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, and corporations. The firm offers a range of advisory and brokerage services supported by in-house and third-party research and utilizes various portfolio management strategies and technologies.

Steven Liang is a financial advisor with Cetera in Glendale, CA, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has been with Cetera and affiliated entities since 2025 and has worked with Cuso Financial Services since 2012. Outside of his advisory role, he is noted as an owner of rental property. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers various portfolio management and financial planning services, utilizing a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Ehud Rinot is a financial advisor with Wells Fargo Clearing in Los Angeles, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. Prior to joining Wells Fargo in 2017, he worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities Inc. from 2010 to 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Preni Keshishi is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and five years of industry experience. Prior to joining Wells Fargo, Preni worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., and earlier at Sears Holdings Corporation/K-Mart. Outside of finance, Preni provides in-home supportive care to a family member. Wells Fargo Clearing offers retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, utilizing an investment policy statement-driven approach based on modern portfolio theory. The firm serves institutional clients with both discretionary and non-discretionary services, including investment selection, performance reporting, participant education, and plan benchmarking.

Christine Lee is a financial advisor with Charles Schwab in Pasadena, CA, holding a Series 66 designation and with 27 years of industry experience. She has been with Charles Schwab and its affiliated bank since 1997. Outside of her advisory role, she is a member of Girlies Gone Yonder LLC, a non-agent real estate venture. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, supported by strategic asset allocation models and alternative investment due diligence.

Susie Lu is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. She has worked at Morgan Stanley and its affiliated Private Bank since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and analysis.

David Chrisman is a CFA® charterholder and Series 63 licensed financial advisor at Edward Jones with two years of industry experience. He previously worked at Alpha Technologies Capital Management LLC and spent over two decades at First Quadrant. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Rachael Aspaturian is a financial advisor with RBC Capital Markets in Los Angeles, CA, holding a Series 66 designation and four years of industry experience. Her career includes roles at Bank of America N.A. and Merrill from 2022 to 2024, as well as prior positions outside finance such as work at Nordstrom and involvement with the Boys and Girls Club. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, and charitable organizations by providing discretionary and non-discretionary portfolio management, financial planning, and brokerage services. The firm offers tailored investment strategies using a range of in-house and third-party managers and emphasizes integrated capital-markets capabilities.

Jay Lometillo is a financial advisor with Merrill in Pasadena, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked at Merrill since 2009 and has been with Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Shahab Makanvand is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 13 years of industry experience. His work history includes roles at IHSS/State of CA, PFS Investments Inc., Wavestream Corp., and Primerica Financial Services. Outside of advising, he is involved in sales of loan products and home services referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts, using a tiered wrap-fee structure and third-party asset managers.

Caprice Collins is a financial advisor at Cetera with 17 years of industry experience and holds a Series 66 designation. She has worked with firms including Avantax Investment Services, 1st Global Advisors, and currently serves as an attorney at Collins Law Group. Collins is also the owner of Collins Financial Group and holds a real estate broker license in California, though she has not actively used it since 2006. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, institutional, and retirement plan clients through discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers. The firm supports a range of investment strategies and maintains significant assets under management with a large network of independent advisors.

Gabriela Torres Luvianos is a financial advisor with Merrill in Pasadena, CA, holding a Series 66 credential and two years of industry experience. She previously worked at Bank of America for 12 years before joining Merrill. Gabriela is in the early stages of co-hosting a lifestyle podcast focused on Latina culture. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Edgar Whitmore III is a financial advisor with MassMutual Investors Services in Los Angeles, CA, holding the ChFC® designation and Series 63 and 66 licenses. He has 32 years of industry experience and has been with MassMutual and its affiliated entities since 2008. Outside of his advisory role, he is also an insurance agent. MassMutual Investors Services, LLC is a broker‑dealer and SEC‑registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, and educational seminars.

Leonardo Aguilar is a financial advisor at LPL Financial with 37 years of industry experience. He holds a Series 63 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Aguilar also acts as an agent for non-variable insurance through NLA Insurance Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and advanced technologies in its investment approach.

Mathew Watt is a financial advisor with LPL Financial in Los Angeles, CA, holding a Series 66 designation and over 21 years of industry experience. He has worked at LPL Financial since 2006 and also has experience with Waddell & Reed, INC. and various insurance carriers. Outside of his advisory role, he operates Mathew Watt Financial Planning Services. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual, institutional, and charitable clients through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Shu Yuan Lai is a financial advisor at Cetera with the Series 66 designation and 23 years of industry experience. Their work history includes long-term roles at Cetera and Cathay Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services with a multi-manager platform that supports various investment strategies and program structures.

Douglas Dyakon is a financial advisor with Morgan Stanley in Los Angeles, holding a Series 66 license and with 22 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a variety of advisory programs and tailored financial planning services supported by structured planning tools and proprietary investment models.