James Phillips is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 47 years of industry experience. His prior experience includes roles at Phillips Gunn Associates LLC, Waddell & Reed, and various insurance carriers. Outside of his advisory work, he has engaged in creative writing since 2007. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

H Schloss is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with the firm since 1993 and brings extensive experience in financial advisory services, focusing on areas such as college education planning, family wealth management strategies, personal retirement planning, portfolio management services, tax minimization, and retirement income. H Schloss holds a Master’s degree in Mathematics from Harvard University, a Master’s degree in Electrical Engineering–Computer Science from the University of Southern California (USC), and a Ph.D. in Electrical Engineering–Communication Sciences from USC. His professional designations include Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Prior to his financial advisory career, he accumulated 30 years of experience in the aerospace industry, including a role as Supervisor Level II of Guidance and Navigation Analysis on the Apollo Lunar Mission with North American Aviation. In addition to his professional work, H Schloss is an active member of several charitable and cultural organizations in Southern California. His personal interests include genealogy, music, reading, traveling, and spending time with his family.

Renee Fourcade is a financial advisor at UBS Financial Services with 43 years of industry experience. She holds Series 63 and Series 65 licenses and has been with UBS since 2010. Outside of her advisory role, she serves on the finance committee of Global Gaming Women, providing budgeting and planning support in an advisory capacity. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering proprietary research and capital market tools to tailor financial plans to client goals and risk tolerances.

Zachary Woolridge is a financial advisor with J.P. Morgan Securities in Los Angeles, holding a Series 66 license and bringing two years of industry experience. His prior work includes roles at Banc of California and the Los Angeles Football Club. He serves on the boards of two nonprofits, Heart of Los Angeles and Breathe Southern California, contributing to their investment and governance committees. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory program supported by a centralized due-diligence framework.

Edward Tannenbaum is a financial advisor with Wells Fargo Clearing, holding a Series 63 license and bringing 56 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining Wells Fargo Clearing in 2025. Outside of his advisory role, he owns EMT Stables LLC, a thoroughbred horse management business, and serves as treasurer for the NROTC-USC Division, supporting the development of undergraduates in NROTC programs. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Levon Hasserjian is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Chase Bank since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm integrates these advisory services with affiliated brokerage, distribution, and investment management capabilities.

David Payne is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank NA and Bank of America NA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Todd Burton is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His career includes roles at Charles Schwab Bank, B. Riley Wealth Management, Oppenheimer, and Fidelity Brokerage Services. Outside of advising, he has ownership interests in several real estate-related LLCs. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory program, offering a blend of non-discretionary advisory services and access to discretionary managed accounts. The firm is notable for its large scale, integrated structure, and combination of advisory, brokerage, custody, and alternative investment services.

Kevin Muradyan is Vice President and Branch Leader at Fidelity Investments, a role he has held since 2021. He holds a California Insurance License, supporting his work in the financial services sector. Kevin describes himself as a dedicated and passionate leader striving to inspire others. In addition to his professional responsibilities, Kevin has a range of personal interests that include spending time at the beach, cars, culinary experiences, social events with friends, hiking, and outdoor adventures.

Roberto Proano is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at LPL Financial since 2018. His prior experience includes roles at Mass Mutual Investors Services and Metlife Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and advanced portfolio management technologies.

Brittany Bockin is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. She has been with Wells Fargo Clearing since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Roman Christian Laus is a financial advisor with J.P. Morgan Securities holding a Series 66 license and two years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., he worked at Equitable Financial Life Insurance and Equitable Advisors. He has also served as a live-in caregiver through In Home Supportive Services since 2021 and was a United States Marine Corps member from 2017 to 2021. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment recommendations.

Christopher Ceciliane is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, and JP Morgan Chase. Outside of his advisory work, he pursues a personal hobby involving the buying, selling, and trading of athletic sneakers. Fidelity’s Strategic Advisers LLC division provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.

Holly Hanson is a CFP®-designated financial advisor with 27 years of industry experience, currently practicing at LPL Financial since 2009. She is the author of the compliance-approved book *LGBT and Modern Family Money Manual*. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Corey Gabor is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies tailored to their individual goals, values, and long-term vision. His approach involves education, transparency, and disciplined planning to provide clients with a clear path toward financial confidence. A United States Navy veteran, Corey brings a service-driven mindset characterized by integrity, accountability, and commitment. He has expertise in supporting the veteran community by addressing their unique financial opportunities and challenges, while also assisting individuals and families from diverse backgrounds to pursue their financial objectives through personalized guidance and trusted advice. Corey holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of St Francis.

Gregory Seigel is a CFP® with 32 years of industry experience, currently serving at OSAIC since 2023. He previously worked at Sagepoint Financial, Inc. for 14 years and has operated his own accounting and tax planning practice since 1988. He also holds a position as an insurance agent selling life insurance and annuities. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm utilizes advanced asset-allocation tools and supports both discretionary and non-discretionary portfolio management across various investment products.

Tyler Durand is a CFP® with 17 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities since 2021. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Genaro Padilla is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Kary Silvers is a financial advisor at Morgan Stanley with nine years of industry experience. She holds a Series 66 designation and has worked at several firms, including Beacon Pointe Advisors and Cetera affiliates, before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management provides a wide array of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Gilbert Sanchez is a financial advisor at UBS Financial Services with 12 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Comerica Bank for five years before joining UBS in 2020. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.